# 9860 S Thomas Drive #1406, Panama City Beach, FL 32408 > **TL;DR:** 2bd/2ba condo, $434,900 ($345/sqft), built 2008, 1,262 sqft. > A/C, 2-car garage. Est. $5,328/mo. Listed 12 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $434,900 | | Price/sqft | $345 | | Bedrooms | 2 | | Bathrooms | 2 full | | Square Feet | 1,262 | | Year Built | 2008 | | Garage | 2-car | | Property Type | Condo (Condominium) | | Status | Active | | Days on Market | 12 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,199 | | Estimated Insurance | $127 | | HOA | $3,002 | | **Total** | **$5,328** | ## Nearby Schools - **Elementary:** Breakfast Point - **Middle:** Breakfast Point - **High:** Arnold ## Key Amenities - A/C - 2-car garage ## Property Highlights - Built in 2008 ## Description ### Agent Description Wake up to stunning Gulf views and unwind to the beauty of the water from the comfort of your own living room! This beautifully appointed 2-bedroom, 2-bathroom condo features a built-in bunk room, an open-concept layout, and the views you've been dreaming of. Whether you're relaxing on the couch or waking up in the primary suite, the Gulf is always in sight. Step onto your private balcony from either the living room or primary bedroom and enjoy the coastal breeze and breathtaking scenery. The well-equipped kitchen features top of the line Samsung appliances including a double oven, Family Hub/French door smart refrigerator with AKG speaker, while luxury vinyl plank flooring flows throughout the entire unit for a clean, cohesive look. Both bedrooms are furnished with king-size beds, offering comfort and plenty of space for owners and guests alike. The built-in bunk room and pull out couch bed provide additional sleeping accommodations, making this condo ideal for personal enjoyment or vacation rental potential. Conveniently located directly off the elevators in a preferred stack, this unit offers easy access and desirable positioning within the resort and parking garage. Lovingly enjoyed as a second home for nine years, it was only introduced to the rental market approximately one year ago. The condo is being sold fully furnished, including a front-load washer and dryer, making it ready to enjoy or continue as a rental opportunity. Enjoy an incredible collection of resort-style amenities, including 5 pools, 2 hot tubs, a fitness center, a boardwalk featuring the spectacular fountain show, on-site dining, covered parking, and convenient beach access just across the street. Whether you're searching for a personal Gulf Coast retreat, a vacation getaway for family and friends, or an investment opportunity in a sought-after resort setting, this condo offers the perfect blend of Gulf views, comfort, convenience, and resort-style living. Your coastal escape awaits! ## Location - **Address:** 9860 S Thomas Drive #1406, Panama City Beach, FL 32408 - **County:** Bay - **Neighborhood:** Laketown Wharf Phase II - **Coordinates:** 30.177398, -85.804085 - **Google Maps:** https://www.google.com/maps?q=30.177398,-85.804085 ## Listing Agent - **Name:** Christina Daniels · **License:** 3221544 - **Brokerage:** Keller Williams Success Realty - **Broker Phone:** (850) 249-0313 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/9860-S-Thomas-Dr-Unit-1406_Panama-City-Beach_FL_32408_M62998-93829?f=listhub&s=BCARFL&m=796653&c=propsimple) ## Photos ![9860 S Thomas Drive #1406 - Photo 1](http://lh.rdcpix.com/477d86f90555e42c48c565ca716a9ef5l-f2406028492r.jpg) ![9860 S Thomas Drive #1406 - Photo 2](http://lh.rdcpix.com/477d86f90555e42c48c565ca716a9ef5l-f3478894878r.jpg) ![9860 S Thomas Drive #1406 - Photo 3](http://lh.rdcpix.com/477d86f90555e42c48c565ca716a9ef5l-f549634754r.jpg) ![9860 S Thomas Drive #1406 - Photo 4](http://lh.rdcpix.com/477d86f90555e42c48c565ca716a9ef5l-f826094532r.jpg) ![9860 S Thomas Drive #1406 - Photo 5](http://lh.rdcpix.com/477d86f90555e42c48c565ca716a9ef5l-f4204930877r.jpg) ![9860 S Thomas Drive #1406 - Photo 6](http://lh.rdcpix.com/477d86f90555e42c48c565ca716a9ef5l-f675269543r.jpg) ![9860 S Thomas Drive #1406 - Photo 7](http://lh.rdcpix.com/477d86f90555e42c48c565ca716a9ef5l-f2975161549r.jpg) ![9860 S Thomas Drive #1406 - Photo 8](http://lh.rdcpix.com/477d86f90555e42c48c565ca716a9ef5l-f4190205548r.jpg) ![9860 S Thomas Drive #1406 - Photo 9](http://lh.rdcpix.com/477d86f90555e42c48c565ca716a9ef5l-f3220771925r.jpg) ![9860 S Thomas Drive #1406 - Photo 10](http://lh.rdcpix.com/477d86f90555e42c48c565ca716a9ef5l-f699557126r.jpg) ![9860 S Thomas Drive #1406 - Photo 11](http://lh.rdcpix.com/477d86f90555e42c48c565ca716a9ef5l-f890406844r.jpg) ![9860 S Thomas Drive #1406 - Photo 12](http://lh.rdcpix.com/477d86f90555e42c48c565ca716a9ef5l-f3280094862r.jpg) ![9860 S Thomas Drive #1406 - Photo 13](http://lh.rdcpix.com/477d86f90555e42c48c565ca716a9ef5l-f1866060870r.jpg) ![9860 S Thomas Drive #1406 - Photo 14](http://lh.rdcpix.com/477d86f90555e42c48c565ca716a9ef5l-f1167518911r.jpg) ![9860 S Thomas Drive #1406 - Photo 15](http://lh.rdcpix.com/477d86f90555e42c48c565ca716a9ef5l-f2366239938r.jpg) ![9860 S Thomas Drive #1406 - Photo 16](http://lh.rdcpix.com/477d86f90555e42c48c565ca716a9ef5l-f410704558r.jpg) ![9860 S Thomas Drive #1406 - Photo 17](http://lh.rdcpix.com/477d86f90555e42c48c565ca716a9ef5l-f2634870633r.jpg) ![9860 S Thomas Drive #1406 - Photo 18](http://lh.rdcpix.com/477d86f90555e42c48c565ca716a9ef5l-f2836123969r.jpg) ![9860 S Thomas Drive #1406 - Photo 19](http://lh.rdcpix.com/477d86f90555e42c48c565ca716a9ef5l-f2425253805r.jpg) ![9860 S Thomas Drive #1406 - Photo 20](http://lh.rdcpix.com/477d86f90555e42c48c565ca716a9ef5l-f1859898174r.jpg) ![9860 S Thomas Drive #1406 - Photo 21](http://lh.rdcpix.com/477d86f90555e42c48c565ca716a9ef5l-f3949199191r.jpg) ![9860 S Thomas Drive #1406 - Photo 22](http://lh.rdcpix.com/477d86f90555e42c48c565ca716a9ef5l-f931435029r.jpg) ![9860 S Thomas Drive #1406 - Photo 23](http://lh.rdcpix.com/477d86f90555e42c48c565ca716a9ef5l-f1674494048r.jpg) ![9860 S Thomas Drive #1406 - Photo 24](http://lh.rdcpix.com/477d86f90555e42c48c565ca716a9ef5l-f156570830r.jpg) ![9860 S Thomas Drive #1406 - Photo 25](http://lh.rdcpix.com/477d86f90555e42c48c565ca716a9ef5l-f3718308006r.jpg) ![9860 S Thomas Drive #1406 - Photo 26](http://lh.rdcpix.com/477d86f90555e42c48c565ca716a9ef5l-f3628072607r.jpg) ![9860 S Thomas Drive #1406 - Photo 27](http://lh.rdcpix.com/477d86f90555e42c48c565ca716a9ef5l-f2204933773r.jpg) ![9860 S Thomas Drive #1406 - Photo 28](http://lh.rdcpix.com/477d86f90555e42c48c565ca716a9ef5l-f4069573523r.jpg) ![9860 S Thomas Drive #1406 - Photo 29](http://lh.rdcpix.com/477d86f90555e42c48c565ca716a9ef5l-f2554934244r.jpg) ![9860 S Thomas Drive #1406 - Photo 30](http://lh.rdcpix.com/477d86f90555e42c48c565ca716a9ef5l-f860246091r.jpg) ![9860 S Thomas Drive #1406 - Photo 31](http://lh.rdcpix.com/477d86f90555e42c48c565ca716a9ef5l-f1635772359r.jpg) ![9860 S Thomas Drive #1406 - Photo 32](http://lh.rdcpix.com/477d86f90555e42c48c565ca716a9ef5l-f1804025048r.jpg) ![9860 S Thomas Drive #1406 - Photo 33](http://lh.rdcpix.com/477d86f90555e42c48c565ca716a9ef5l-f1398328556r.jpg) ![9860 S Thomas Drive #1406 - Photo 34](http://lh.rdcpix.com/477d86f90555e42c48c565ca716a9ef5l-f1534903965r.jpg) ![9860 S Thomas Drive #1406 - Photo 35](http://lh.rdcpix.com/477d86f90555e42c48c565ca716a9ef5l-f44173444r.jpg) ![9860 S Thomas Drive #1406 - Photo 36](http://lh.rdcpix.com/477d86f90555e42c48c565ca716a9ef5l-f4221304212r.jpg) ![9860 S Thomas Drive #1406 - Photo 37](http://lh.rdcpix.com/477d86f90555e42c48c565ca716a9ef5l-f4013976178r.jpg) ![9860 S Thomas Drive #1406 - Photo 38](http://lh.rdcpix.com/477d86f90555e42c48c565ca716a9ef5l-f1073402193r.jpg) ![9860 S Thomas Drive #1406 - Photo 39](http://lh.rdcpix.com/477d86f90555e42c48c565ca716a9ef5l-f1218763728r.jpg) --- **MLS#:** 796653 | **Updated:** 2026-10-19 **Source:** listhub *Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/9860-s-thomas-drive-panama-city-beach-fl-32408-12f8e47b8e32452ab1d27ebb86bc2469) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/9860-s-thomas-drive-panama-city-beach-fl-32408-12f8e47b8e32452ab1d27ebb86bc2469#listing", "url": "https://staging.propertysimple.ai/listing/9860-s-thomas-drive-panama-city-beach-fl-32408-12f8e47b8e32452ab1d27ebb86bc2469", "name": "9860 S Thomas Drive #1406, Panama City Beach, FL 32408", "description": "Wake up to stunning Gulf views and unwind to the beauty of the water from the comfort of your own living room! 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Conveniently located directly off the elevators in a preferred stack, this unit offers easy access and desirable positioning within the resort and parking garage. Lovingly enjoyed as a second home for nine years, it was only introduced to the rental market approximately one year ago. The condo is being sold fully furnished, including a front-load washer and dryer, making it ready to enjoy or continue as a rental opportunity. Enjoy an incredible collection of resort-style amenities, including 5 pools, 2 hot tubs, a fitness center, a boardwalk featuring the spectacular fountain show, on-site dining, covered parking, and convenient beach access just across the street. Whether you're searching for a personal Gulf Coast retreat, a vacation getaway for family and friends, or an investment opportunity in a sought-after resort setting, this condo offers the perfect blend of Gulf views, comfort, convenience, and resort-style living. 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