# 9860 S Thomas Drive #217, Panama City Beach, FL 32408 > **TL;DR:** 1bd/2ba condo, $199,900 ($191/sqft), built 2008, 1,047 sqft. > Waterfront, View, A/C, 2-car garage. Est. $3,560/mo. Listed 441 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $199,900 | | Price/sqft | $191 | | Bedrooms | 1 | | Bathrooms | 2 full | | Square Feet | 1,047 | | Year Built | 2008 | | Garage | 2-car | | Property Type | Condo (Condominium) | | Status | Active | | Days on Market | 441 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Views** - Lake, Water ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,011 | | Estimated Insurance | $58 | | HOA | $2,491 | | **Total** | **$3,560** | ## Nearby Schools - **Elementary:** Breakfast Point - **Middle:** Breakfast Point - **High:** Arnold ## Key Amenities - Waterfront - View - A/C - 2-car garage ## Property Highlights - Built in 2008 - Waterfront ## Description ### Agent Description WHY CHOOSE UNIT 217? Priced to sell! Ideally located on the 2nd floor - skip the elevator wait and enjoy easy access. Centrally positioned within the building for convenient access to both the North and South parking garages. Enjoy Gulf views right from your front door, plus a peek of the Gulf from the primary bedroom window! Great investment opportunity with strong GRI potential as a vacation rental. This fully furnished 1Bd/ 2Ba + bunk room 1,047 SqFt condo perfectly located on the 2nd floor - skip the elevator and walk right in! The modern, open-concept layout boasts new LVP flooring throughout, a gourmet kitchen with white appliances, granite countertops, and a spacious living area. The master bedroom offers a peek of the Gulf, and the large private balcony is perfect for enjoying lake views and the nightly fountain show. Now is a great time to invest in Laketown Wharf, with the exciting new addition of ''810 Billiards & Bowling''- a family-friendly venue that enhances the resort's appeal and boosts rental potential. Amenities include 5 pools (one heated), 2 hot tubs, private beach access, on-site dining, a Gulf-view fitness center, ice cream shop, hair salon, playground, multiple elevators, 2 covered parking garages, a boardwalk over the lake, doggie area, and more. Whether you're looking for a primary residence, vacation getaway, or income-producing property, this condo is a must-see. Schedule your private showing today! ## Location - **Address:** 9860 S Thomas Drive #217, Panama City Beach, FL 32408 - **County:** Bay - **Neighborhood:** Laketown Wharf - **Coordinates:** 30.177724, -85.804203 - **Google Maps:** https://www.google.com/maps?q=30.177724,-85.804203 ## Listing Agent - **Name:** Maxim Sedov · **License:** 3270994 - **Brokerage:** Keller Williams Success Realty - **Broker Phone:** (850) 249-0313 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/9860-S-Thomas-Dr-Unit-217_Panama-City-Beach_FL_32408_M50561-96710?f=listhub&s=BCARFL&m=777599&c=propsimple) ## Photos ![9860 S Thomas Drive #217 - Photo 1](http://lh.rdcpix.com/3464712a7fd61097fd8c144d91f012e7l-f594742913r.jpg) ![9860 S Thomas Drive #217 - Photo 2](http://lh.rdcpix.com/3464712a7fd61097fd8c144d91f012e7l-f1387085487r.jpg) ![9860 S Thomas Drive #217 - Photo 3](http://lh.rdcpix.com/3464712a7fd61097fd8c144d91f012e7l-f238093359r.jpg) ![9860 S Thomas Drive #217 - Photo 4](http://lh.rdcpix.com/3464712a7fd61097fd8c144d91f012e7l-f261661145r.jpg) ![9860 S Thomas Drive #217 - Photo 5](http://lh.rdcpix.com/3464712a7fd61097fd8c144d91f012e7l-f2007904213r.jpg) ![9860 S Thomas Drive #217 - Photo 6](http://lh.rdcpix.com/3464712a7fd61097fd8c144d91f012e7l-f1366997722r.jpg) ![9860 S Thomas Drive #217 - Photo 7](http://lh.rdcpix.com/3464712a7fd61097fd8c144d91f012e7l-f1948595130r.jpg) ![9860 S Thomas Drive #217 - Photo 8](http://lh.rdcpix.com/3464712a7fd61097fd8c144d91f012e7l-f1207450667r.jpg) ![9860 S Thomas Drive #217 - Photo 9](http://lh.rdcpix.com/3464712a7fd61097fd8c144d91f012e7l-f4049417253r.jpg) ![9860 S Thomas Drive #217 - Photo 10](http://lh.rdcpix.com/3464712a7fd61097fd8c144d91f012e7l-f108491486r.jpg) ![9860 S Thomas Drive #217 - Photo 11](http://lh.rdcpix.com/3464712a7fd61097fd8c144d91f012e7l-f3405025843r.jpg) ![9860 S Thomas Drive #217 - Photo 12](http://lh.rdcpix.com/3464712a7fd61097fd8c144d91f012e7l-f2565883987r.jpg) ![9860 S Thomas Drive #217 - Photo 13](http://lh.rdcpix.com/3464712a7fd61097fd8c144d91f012e7l-f1929584374r.jpg) ![9860 S Thomas Drive #217 - Photo 14](http://lh.rdcpix.com/3464712a7fd61097fd8c144d91f012e7l-f471246397r.jpg) ![9860 S Thomas Drive #217 - Photo 15](http://lh.rdcpix.com/3464712a7fd61097fd8c144d91f012e7l-f4160993145r.jpg) ![9860 S Thomas Drive #217 - Photo 16](http://lh.rdcpix.com/3464712a7fd61097fd8c144d91f012e7l-f3783791992r.jpg) ![9860 S Thomas Drive #217 - Photo 17](http://lh.rdcpix.com/3464712a7fd61097fd8c144d91f012e7l-f3765183445r.jpg) ![9860 S Thomas Drive #217 - Photo 18](http://lh.rdcpix.com/3464712a7fd61097fd8c144d91f012e7l-f199454215r.jpg) ![9860 S Thomas Drive #217 - Photo 19](http://lh.rdcpix.com/3464712a7fd61097fd8c144d91f012e7l-f2585670618r.jpg) ![9860 S Thomas Drive #217 - Photo 20](http://lh.rdcpix.com/3464712a7fd61097fd8c144d91f012e7l-f1088414920r.jpg) ![9860 S Thomas Drive #217 - Photo 21](http://lh.rdcpix.com/3464712a7fd61097fd8c144d91f012e7l-f1091985019r.jpg) ![9860 S Thomas Drive #217 - Photo 22](http://lh.rdcpix.com/3464712a7fd61097fd8c144d91f012e7l-f2203849247r.jpg) ![9860 S Thomas Drive #217 - Photo 23](http://lh.rdcpix.com/3464712a7fd61097fd8c144d91f012e7l-f2072322298r.jpg) ![9860 S Thomas Drive #217 - Photo 24](http://lh.rdcpix.com/3464712a7fd61097fd8c144d91f012e7l-f3749934109r.jpg) ![9860 S Thomas Drive #217 - Photo 25](http://lh.rdcpix.com/3464712a7fd61097fd8c144d91f012e7l-f1694512644r.jpg) ![9860 S Thomas Drive #217 - Photo 26](http://lh.rdcpix.com/3464712a7fd61097fd8c144d91f012e7l-f4251198462r.jpg) ![9860 S Thomas Drive #217 - Photo 27](http://lh.rdcpix.com/3464712a7fd61097fd8c144d91f012e7l-f2416167500r.jpg) ![9860 S Thomas Drive #217 - Photo 28](http://lh.rdcpix.com/3464712a7fd61097fd8c144d91f012e7l-f417066751r.jpg) ![9860 S Thomas Drive #217 - Photo 29](http://lh.rdcpix.com/3464712a7fd61097fd8c144d91f012e7l-f3008531990r.jpg) ![9860 S Thomas Drive #217 - Photo 30](http://lh.rdcpix.com/3464712a7fd61097fd8c144d91f012e7l-f133316493r.jpg) ![9860 S Thomas Drive #217 - Photo 31](http://lh.rdcpix.com/3464712a7fd61097fd8c144d91f012e7l-f2397399851r.jpg) --- **MLS#:** 777599 | **Updated:** 2026-10-23 **Source:** listhub *Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/9860-s-thomas-drive-panama-city-beach-fl-32408-27ded43a4ac7438ebded21f8d9025c77) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/9860-s-thomas-drive-panama-city-beach-fl-32408-27ded43a4ac7438ebded21f8d9025c77#listing", "url": "https://staging.propertysimple.ai/listing/9860-s-thomas-drive-panama-city-beach-fl-32408-27ded43a4ac7438ebded21f8d9025c77", "name": "9860 S Thomas Drive #217, Panama City Beach, FL 32408", "description": "WHY CHOOSE UNIT 217? Priced to sell! Ideally located on the 2nd floor - skip the elevator wait and enjoy easy access. Centrally positioned within the building for convenient access to both the North and South parking garages. Enjoy Gulf views right from your front door, plus a peek of the Gulf from the primary bedroom window! Great investment opportunity with strong GRI potential as a vacation rental. This fully furnished 1Bd/ 2Ba + bunk room 1,047 SqFt condo perfectly located on the 2nd floor - skip the elevator and walk right in! The modern, open-concept layout boasts new LVP flooring throughout, a gourmet kitchen with white appliances, granite countertops, and a spacious living area. The master bedroom offers a peek of the Gulf, and the large private balcony is perfect for enjoying lake views and the nightly fountain show. Now is a great time to invest in Laketown Wharf, with the exciting new addition of ''810 Billiards & Bowling''- a family-friendly venue that enhances the resort's appeal and boosts rental potential. Amenities include 5 pools (one heated), 2 hot tubs, private beach access, on-site dining, a Gulf-view fitness center, ice cream shop, hair salon, playground, multiple elevators, 2 covered parking garages, a boardwalk over the lake, doggie area, and more. Whether you're looking for a primary residence, vacation getaway, or income-producing property, this condo is a must-see. 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