# 9860 S Thomas Drive #1510, Panama City Beach, FL 32408 > **TL;DR:** 3bd/2ba condo, $375,000 ($297/sqft), built 2008, 1,262 sqft. > A/C, 2-car garage. Est. $5,201/mo. Listed 165 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $375,000 | | Price/sqft | $297 | | Bedrooms | 3 | | Bathrooms | 2 full | | Square Feet | 1,262 | | Year Built | 2008 | | Garage | 2-car | | Property Type | Condo (Condominium) | | Status | Active | | Days on Market | 165 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,896 | | Estimated Insurance | $109 | | HOA | $3,196 | | **Total** | **$5,201** | ## Nearby Schools - **Elementary:** Breakfast Point - **Middle:** Breakfast Point - **High:** Arnold ## Key Amenities - A/C - 2-car garage ## Property Highlights - Built in 2008 - 2 parking spaces ## Description ### Agent Description Welcome to Laketown Wharf 1510 -- your elevated escape in the heart of Panama City Beach! This beautifully appointed condo offers the perfect blend of comfort, convenience, and coastal charm with stunning Gulf views and resort-style amenities just steps from the sugar-white sands. Inside, you'll find a spacious open-concept layout designed for relaxing beach getaways and memorable vacations. The fully equipped kitchen features ample cabinetry, a large island, and Gulf View. The private balcony provides the perfect place to enjoy morning coffee, sunset views, and the sparkling Gulf breeze. Laketown Wharf is one of Panama City Beach's most sought-after resorts, featuring five pools, hot tubs, a Gulf-view fitness center, putting green, kids' playground, covered parking, and a scenic lakefront boardwalk with restaurants, shops, and nightly fountain and light shows. Private beach access is conveniently located just across the street next to Pineapple Willy's. Whether you're searching for a vacation retreat, investment property, or rental-ready beach condo, Unit 1510 offers incredible location, resort amenities, and strong vacation appeal in the center of Panama City Beach. ## Location - **Address:** 9860 S Thomas Drive #1510, Panama City Beach, FL 32408 - **County:** Bay - **Neighborhood:** Laketown Wharf - **Coordinates:** 30.17736, -85.804864 - **Google Maps:** https://www.google.com/maps?q=30.17736,-85.804864 ## Listing Agent - **Name:** Christopher J Bent · **License:** 3373998 - **Brokerage:** Realty ONE Group Emerald Coast - **Broker Phone:** (850) 830-5955 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/9860-S-Thomas-Dr-Unit-1510_Panama-City-Beach_FL_32408_M63284-39541?f=listhub&s=ECARMLSFL&m=1003719&c=propsimple) ## Photos ![9860 S Thomas Drive #1510 - Photo 1](http://lh.rdcpix.com/8fc3d30ac6107048a4b7bed9ab945e07l-f2403269353r.jpg) ![9860 S Thomas Drive #1510 - Photo 2](http://lh.rdcpix.com/8fc3d30ac6107048a4b7bed9ab945e07l-f1405918664r.jpg) ![9860 S Thomas Drive #1510 - Photo 3](http://lh.rdcpix.com/8fc3d30ac6107048a4b7bed9ab945e07l-f1588833993r.jpg) ![9860 S Thomas Drive #1510 - Photo 4](http://lh.rdcpix.com/8fc3d30ac6107048a4b7bed9ab945e07l-f310071174r.jpg) ![9860 S Thomas Drive #1510 - Photo 5](http://lh.rdcpix.com/8fc3d30ac6107048a4b7bed9ab945e07l-f1969300360r.jpg) ![9860 S Thomas Drive #1510 - Photo 6](http://lh.rdcpix.com/8fc3d30ac6107048a4b7bed9ab945e07l-f3960519930r.jpg) ![9860 S Thomas Drive #1510 - Photo 7](http://lh.rdcpix.com/8fc3d30ac6107048a4b7bed9ab945e07l-f1881050961r.jpg) ![9860 S Thomas Drive #1510 - Photo 8](http://lh.rdcpix.com/8fc3d30ac6107048a4b7bed9ab945e07l-f180249487r.jpg) ![9860 S Thomas Drive #1510 - Photo 9](http://lh.rdcpix.com/8fc3d30ac6107048a4b7bed9ab945e07l-f167428264r.jpg) ![9860 S Thomas Drive #1510 - Photo 10](http://lh.rdcpix.com/8fc3d30ac6107048a4b7bed9ab945e07l-f2042226520r.jpg) ![9860 S Thomas Drive #1510 - Photo 11](http://lh.rdcpix.com/8fc3d30ac6107048a4b7bed9ab945e07l-f1695997160r.jpg) ![9860 S Thomas Drive #1510 - Photo 12](http://lh.rdcpix.com/8fc3d30ac6107048a4b7bed9ab945e07l-f3747818260r.jpg) ![9860 S Thomas Drive #1510 - Photo 13](http://lh.rdcpix.com/8fc3d30ac6107048a4b7bed9ab945e07l-f1592825784r.jpg) ![9860 S Thomas Drive #1510 - Photo 14](http://lh.rdcpix.com/8fc3d30ac6107048a4b7bed9ab945e07l-f212309591r.jpg) ![9860 S Thomas Drive #1510 - Photo 15](http://lh.rdcpix.com/8fc3d30ac6107048a4b7bed9ab945e07l-f1420413288r.jpg) ![9860 S Thomas Drive #1510 - Photo 16](http://lh.rdcpix.com/8fc3d30ac6107048a4b7bed9ab945e07l-f4252223493r.jpg) ![9860 S Thomas Drive #1510 - Photo 17](http://lh.rdcpix.com/8fc3d30ac6107048a4b7bed9ab945e07l-f2506089551r.jpg) ![9860 S Thomas Drive #1510 - Photo 18](http://lh.rdcpix.com/8fc3d30ac6107048a4b7bed9ab945e07l-f295804723r.jpg) ![9860 S Thomas Drive #1510 - Photo 19](http://lh.rdcpix.com/8fc3d30ac6107048a4b7bed9ab945e07l-f4143837570r.jpg) ![9860 S Thomas Drive #1510 - Photo 20](http://lh.rdcpix.com/8fc3d30ac6107048a4b7bed9ab945e07l-f1878802907r.jpg) ![9860 S Thomas Drive #1510 - Photo 21](http://lh.rdcpix.com/8fc3d30ac6107048a4b7bed9ab945e07l-f140835003r.jpg) ![9860 S Thomas Drive #1510 - Photo 22](http://lh.rdcpix.com/8fc3d30ac6107048a4b7bed9ab945e07l-f3976889314r.jpg) ![9860 S Thomas Drive #1510 - Photo 23](http://lh.rdcpix.com/8fc3d30ac6107048a4b7bed9ab945e07l-f2010063337r.jpg) ![9860 S Thomas Drive #1510 - Photo 24](http://lh.rdcpix.com/8fc3d30ac6107048a4b7bed9ab945e07l-f2209074635r.jpg) ![9860 S Thomas Drive #1510 - Photo 25](http://lh.rdcpix.com/8fc3d30ac6107048a4b7bed9ab945e07l-f4064261315r.jpg) ![9860 S Thomas Drive #1510 - Photo 26](http://lh.rdcpix.com/8fc3d30ac6107048a4b7bed9ab945e07l-f575171230r.jpg) ![9860 S Thomas Drive #1510 - Photo 27](http://lh.rdcpix.com/8fc3d30ac6107048a4b7bed9ab945e07l-f2253820312r.jpg) ![9860 S Thomas Drive #1510 - Photo 28](http://lh.rdcpix.com/8fc3d30ac6107048a4b7bed9ab945e07l-f1162584250r.jpg) ![9860 S Thomas Drive #1510 - Photo 29](http://lh.rdcpix.com/8fc3d30ac6107048a4b7bed9ab945e07l-f3409401356r.jpg) ![9860 S Thomas Drive #1510 - Photo 30](http://lh.rdcpix.com/8fc3d30ac6107048a4b7bed9ab945e07l-f3336567178r.jpg) ![9860 S Thomas Drive #1510 - Photo 31](http://lh.rdcpix.com/8fc3d30ac6107048a4b7bed9ab945e07l-f86697659r.jpg) ![9860 S Thomas Drive #1510 - Photo 32](http://lh.rdcpix.com/8fc3d30ac6107048a4b7bed9ab945e07l-f3390569379r.jpg) ![9860 S Thomas Drive #1510 - Photo 33](http://lh.rdcpix.com/8fc3d30ac6107048a4b7bed9ab945e07l-f3220435844r.jpg) ![9860 S Thomas Drive #1510 - Photo 34](http://lh.rdcpix.com/8fc3d30ac6107048a4b7bed9ab945e07l-f1897421088r.jpg) ![9860 S Thomas Drive #1510 - Photo 35](http://lh.rdcpix.com/8fc3d30ac6107048a4b7bed9ab945e07l-f1677371810r.jpg) ![9860 S Thomas Drive #1510 - Photo 36](http://lh.rdcpix.com/8fc3d30ac6107048a4b7bed9ab945e07l-f3453254579r.jpg) ![9860 S Thomas Drive #1510 - Photo 37](http://lh.rdcpix.com/8fc3d30ac6107048a4b7bed9ab945e07l-f2759876467r.jpg) ![9860 S Thomas Drive #1510 - Photo 38](http://lh.rdcpix.com/8fc3d30ac6107048a4b7bed9ab945e07l-f3010682388r.jpg) ![9860 S Thomas Drive #1510 - Photo 39](http://lh.rdcpix.com/8fc3d30ac6107048a4b7bed9ab945e07l-f1393350579r.jpg) ![9860 S Thomas Drive #1510 - Photo 40](http://lh.rdcpix.com/8fc3d30ac6107048a4b7bed9ab945e07l-f2154138790r.jpg) ![9860 S Thomas Drive #1510 - Photo 41](http://lh.rdcpix.com/8fc3d30ac6107048a4b7bed9ab945e07l-f2780654016r.jpg) ![9860 S Thomas Drive #1510 - Photo 42](http://lh.rdcpix.com/8fc3d30ac6107048a4b7bed9ab945e07l-f1846964218r.jpg) ![9860 S Thomas Drive #1510 - Photo 43](http://lh.rdcpix.com/8fc3d30ac6107048a4b7bed9ab945e07l-f1028531324r.jpg) ![9860 S Thomas Drive #1510 - Photo 44](http://lh.rdcpix.com/8fc3d30ac6107048a4b7bed9ab945e07l-f2942981907r.jpg) ![9860 S Thomas Drive #1510 - Photo 45](http://lh.rdcpix.com/8fc3d30ac6107048a4b7bed9ab945e07l-f3368604296r.jpg) ![9860 S Thomas Drive #1510 - Photo 46](http://lh.rdcpix.com/8fc3d30ac6107048a4b7bed9ab945e07l-f2812328521r.jpg) ![9860 S Thomas Drive #1510 - Photo 47](http://lh.rdcpix.com/8fc3d30ac6107048a4b7bed9ab945e07l-f3900616791r.jpg) ![9860 S Thomas Drive #1510 - Photo 48](http://lh.rdcpix.com/8fc3d30ac6107048a4b7bed9ab945e07l-f1742922048r.jpg) --- **MLS#:** 1003719 | **Updated:** 2026-10-31 **Source:** listhub *Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/9860-s-thomas-drive-panama-city-beach-fl-32408-3ae043cdd4bf44b68b469e335f2836ef) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/9860-s-thomas-drive-panama-city-beach-fl-32408-3ae043cdd4bf44b68b469e335f2836ef#listing", "url": "https://staging.propertysimple.ai/listing/9860-s-thomas-drive-panama-city-beach-fl-32408-3ae043cdd4bf44b68b469e335f2836ef", "name": "9860 S Thomas Drive #1510, Panama City Beach, FL 32408", "description": "Welcome to Laketown Wharf 1510 -- your elevated escape in the heart of Panama City Beach! 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