# 9860 S Thomas Drive #2127, Panama City Beach, FL 32408 > **TL;DR:** 2bd/2ba condo, $399,999 ($317/sqft), built 2008, 1,262 sqft. > Waterfront, View, A/C, 1-car garage. Est. $5,336/mo. Listed 425 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $399,999 | | Price/sqft | $317 | | Bedrooms | 2 | | Bathrooms | 2 full | | Square Feet | 1,262 | | Year Built | 2008 | | Garage | 1-car | | Property Type | Condo (Condominium) | | Status | Active | | Days on Market | 425 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Views** - Water, Lake ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,023 | | Estimated Insurance | $117 | | HOA | $3,196 | | **Total** | **$5,336** | ## Nearby Schools - **Elementary:** Breakfast Point - **Middle:** Breakfast Point - **High:** Arnold ## Key Amenities - Waterfront - View - A/C - 1-car garage ## Property Highlights - Built in 2008 - Waterfront ## Description ### Agent Description Experience coastal living at its finest in this stunning penthouse-level condo at Laketown Wharf Resort in Panama City Beach. This spacious 2-bedroom + Bunks, 2-bath residence also features a bunk room, comfortably accommodating over eight guests, perfect for family getaways or vacation rental potential. Enjoy breathtaking Gulf views from both the living room and master suite, along with stylish and durable laminate and tile flooring throughout. The kitchen is equipped with sleek stainless steel appliances, ideal for entertaining or everyday living. Located just steps from the world's most beautiful white-sand beaches, shopping, dining, and entertainment, Laketown Wharf offers an unbeatable beachside lifestyle. Resort amenities include five uniquely designed pools, a kids' Funscape playground, the Splash Bar & Grill, a Gulf-view fitness center, covered garage parking, and convenient beach access. The property also boasts a 52,000-square-foot lakefront boardwalk with market shops, as well as a nightly fountain and light show. Whether you're looking for a personal retreat or an investment opportunity, this penthouse delivers location, luxury, and lifestyle all in one. ## Location - **Address:** 9860 S Thomas Drive #2127, Panama City Beach, FL 32408 - **County:** Bay - **Neighborhood:** Laketown Wharf Phase II - **Coordinates:** 30.177198, -85.804577 - **Google Maps:** https://www.google.com/maps?q=30.177198,-85.804577 ## Listing Agent - **Name:** Meghan Hall Team - **Brokerage:** Keller Williams Realty Emerald Coast - **Broker Phone:** (850) 654-2900 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/9860-S-Thomas-Dr-Unit-2127_Panama-City-Beach_FL_32408_M64578-09222?f=listhub&s=BCARFL&m=778352&c=propsimple) ## Photos ![9860 S Thomas Drive #2127 - Photo 1](http://lh.rdcpix.com/6c37292d44bf50d780fa97e3a5138916l-f106217255r.jpg) ![9860 S Thomas Drive #2127 - Photo 2](http://lh.rdcpix.com/6c37292d44bf50d780fa97e3a5138916l-f2430667770r.jpg) ![9860 S Thomas Drive #2127 - Photo 3](http://lh.rdcpix.com/6c37292d44bf50d780fa97e3a5138916l-f254025918r.jpg) ![9860 S Thomas Drive #2127 - Photo 4](http://lh.rdcpix.com/6c37292d44bf50d780fa97e3a5138916l-f3717483096r.jpg) ![9860 S Thomas Drive #2127 - Photo 5](http://lh.rdcpix.com/6c37292d44bf50d780fa97e3a5138916l-f87633626r.jpg) ![9860 S Thomas Drive #2127 - Photo 6](http://lh.rdcpix.com/6c37292d44bf50d780fa97e3a5138916l-f284614181r.jpg) ![9860 S Thomas Drive #2127 - Photo 7](http://lh.rdcpix.com/6c37292d44bf50d780fa97e3a5138916l-f3433891203r.jpg) ![9860 S Thomas Drive #2127 - Photo 8](http://lh.rdcpix.com/6c37292d44bf50d780fa97e3a5138916l-f2960826793r.jpg) ![9860 S Thomas Drive #2127 - Photo 9](http://lh.rdcpix.com/6c37292d44bf50d780fa97e3a5138916l-f3114218850r.jpg) ![9860 S Thomas Drive #2127 - Photo 10](http://lh.rdcpix.com/6c37292d44bf50d780fa97e3a5138916l-f3944939908r.jpg) ![9860 S Thomas Drive #2127 - Photo 11](http://lh.rdcpix.com/6c37292d44bf50d780fa97e3a5138916l-f2983739159r.jpg) ![9860 S Thomas Drive #2127 - Photo 12](http://lh.rdcpix.com/6c37292d44bf50d780fa97e3a5138916l-f3873645275r.jpg) ![9860 S Thomas Drive #2127 - 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Photo 67](http://lh.rdcpix.com/6c37292d44bf50d780fa97e3a5138916l-f1948099736r.jpg) ![9860 S Thomas Drive #2127 - Photo 68](http://lh.rdcpix.com/6c37292d44bf50d780fa97e3a5138916l-f1474498587r.jpg) ![9860 S Thomas Drive #2127 - Photo 69](http://lh.rdcpix.com/6c37292d44bf50d780fa97e3a5138916l-f4137922560r.jpg) ![9860 S Thomas Drive #2127 - Photo 70](http://lh.rdcpix.com/6c37292d44bf50d780fa97e3a5138916l-f3423677103r.jpg) ![9860 S Thomas Drive #2127 - Photo 71](http://lh.rdcpix.com/6c37292d44bf50d780fa97e3a5138916l-f3253474767r.jpg) ![9860 S Thomas Drive #2127 - Photo 72](http://lh.rdcpix.com/6c37292d44bf50d780fa97e3a5138916l-f3797694782r.jpg) ![9860 S Thomas Drive #2127 - Photo 73](http://lh.rdcpix.com/6c37292d44bf50d780fa97e3a5138916l-f417101121r.jpg) ![9860 S Thomas Drive #2127 - Photo 74](http://lh.rdcpix.com/6c37292d44bf50d780fa97e3a5138916l-f35259778r.jpg) ![9860 S Thomas Drive #2127 - Photo 75](http://lh.rdcpix.com/6c37292d44bf50d780fa97e3a5138916l-f429701645r.jpg) ![9860 S Thomas Drive #2127 - Photo 76](http://lh.rdcpix.com/6c37292d44bf50d780fa97e3a5138916l-f1452592128r.jpg) --- **MLS#:** 778352 | **Updated:** 2026-10-26 **Source:** listhub *Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/9860-s-thomas-drive-panama-city-beach-fl-32408-4102f7a8a38342848cc8eed4d201f00d) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/9860-s-thomas-drive-panama-city-beach-fl-32408-4102f7a8a38342848cc8eed4d201f00d#listing", "url": "https://staging.propertysimple.ai/listing/9860-s-thomas-drive-panama-city-beach-fl-32408-4102f7a8a38342848cc8eed4d201f00d", "name": "9860 S Thomas Drive #2127, Panama City Beach, FL 32408", "description": "Experience coastal living at its finest in this stunning penthouse-level condo at Laketown Wharf Resort in Panama City Beach. This spacious 2-bedroom + Bunks, 2-bath residence also features a bunk room, comfortably accommodating over eight guests, perfect for family getaways or vacation rental potential. Enjoy breathtaking Gulf views from both the living room and master suite, along with stylish and durable laminate and tile flooring throughout. The kitchen is equipped with sleek stainless steel appliances, ideal for entertaining or everyday living. Located just steps from the world's most beautiful white-sand beaches, shopping, dining, and entertainment, Laketown Wharf offers an unbeatable beachside lifestyle. Resort amenities include five uniquely designed pools, a kids' Funscape playground, the Splash Bar & Grill, a Gulf-view fitness center, covered garage parking, and convenient beach access. The property also boasts a 52,000-square-foot lakefront boardwalk with market shops, as well as a nightly fountain and light show. 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