# 9860 S Thomas Drive #301, Panama City Beach, FL 32408 > **TL;DR:** 3bd/3ba condo, $379,000 ($256/sqft), built 2008, 1,483 sqft. > Waterfront, View, 2-car garage. Est. $5,127/mo. Listed 439 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $379,000 | | Price/sqft | $256 | | Bedrooms | 3 | | Bathrooms | 3 full | | Square Feet | 1,483 | | Year Built | 2008 | | Garage | 2-car | | Property Type | Condo (Condominium) | | Status | Active | | Days on Market | 439 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Views** - Lake ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,916 | | Estimated Insurance | $111 | | HOA | $3,100 | | **Total** | **$5,127** | ## Nearby Schools - **Elementary:** Breakfast Point - **Middle:** Breakfast Point - **High:** Arnold ## Key Amenities - Waterfront - View - 2-car garage ## Property Highlights - Built in 2008 - Waterfront ## Description ### Agent Description This low-floor, end unit gem is a beautifully furnished 3-bedroom, 3-bath plus bunk area end unit in Laketown Wharf, perfectly located in the heart of Panama City Beach. This spacious third-floor condo offers sleeping accommodations for up to 10 guests and features a wraparound balcony with peaceful lake views. The coastal BoHo decor along with the completely upgraded lighting throughout creates a bright, inviting atmosphere ideal for relaxing by the beach or entertaining family and friends. The layout includes two generous master suites with balcony access, a private bunk area with window and closet, and a guest bedroom that shares a full bath. The kitchen opens to a large living and dining area, creating a comfortable gathering space. Laketown Wharf offers some of the best amenities on the beach, including five pools, two hot tubs, a fitness center, putting green, nightly fountain light show, on-site dining and shopping, and private beach access just across the street. This location also provides easy access to Walmart, Pineapple Willy's, and other popular attractions. With strong vacation rental potential and a location just steps from the Gulf, Laketown Wharf 301 is perfect as a second home, income property, or full-time residence. Schedule your showing today and experience the best of coastal living in PCB. ## Location - **Address:** 9860 S Thomas Drive #301, Panama City Beach, FL 32408 - **County:** Bay - **Neighborhood:** Laketown Wharf - **Coordinates:** 30.175588, -85.802286 - **Google Maps:** https://www.google.com/maps?q=30.175588,-85.802286 ## Listing Agent - **Name:** Eric J Leitten - **Brokerage:** Real Broker LLC - **Broker Phone:** (855) 450-0442 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/9860-S-Thomas-Dr-Unit-301_Panama-City-Beach_FL_32408_M63706-39109?f=listhub&s=BCARFL&m=777688&c=propsimple) ## Photos ![9860 S Thomas Drive #301 - Photo 1](http://lh.rdcpix.com/f3239d9d308dc4d4e021e8024e3892f0l-f505954846r.jpg) ![9860 S Thomas Drive #301 - Photo 2](http://lh.rdcpix.com/f3239d9d308dc4d4e021e8024e3892f0l-f4194991894r.jpg) ![9860 S Thomas Drive #301 - Photo 3](http://lh.rdcpix.com/f3239d9d308dc4d4e021e8024e3892f0l-f514717781r.jpg) ![9860 S Thomas Drive #301 - Photo 4](http://lh.rdcpix.com/f3239d9d308dc4d4e021e8024e3892f0l-f473945443r.jpg) ![9860 S Thomas Drive #301 - Photo 5](http://lh.rdcpix.com/f3239d9d308dc4d4e021e8024e3892f0l-f2903368810r.jpg) ![9860 S Thomas Drive #301 - Photo 6](http://lh.rdcpix.com/f3239d9d308dc4d4e021e8024e3892f0l-f4038115181r.jpg) ![9860 S Thomas Drive #301 - Photo 7](http://lh.rdcpix.com/f3239d9d308dc4d4e021e8024e3892f0l-f3428622185r.jpg) ![9860 S Thomas Drive #301 - Photo 8](http://lh.rdcpix.com/f3239d9d308dc4d4e021e8024e3892f0l-f2979174848r.jpg) ![9860 S Thomas Drive #301 - Photo 9](http://lh.rdcpix.com/f3239d9d308dc4d4e021e8024e3892f0l-f2369710289r.jpg) ![9860 S Thomas Drive #301 - Photo 10](http://lh.rdcpix.com/f3239d9d308dc4d4e021e8024e3892f0l-f4048790291r.jpg) ![9860 S Thomas Drive #301 - Photo 11](http://lh.rdcpix.com/f3239d9d308dc4d4e021e8024e3892f0l-f1034638778r.jpg) ![9860 S Thomas Drive #301 - Photo 12](http://lh.rdcpix.com/f3239d9d308dc4d4e021e8024e3892f0l-f1079019481r.jpg) ![9860 S Thomas Drive #301 - Photo 13](http://lh.rdcpix.com/f3239d9d308dc4d4e021e8024e3892f0l-f630913785r.jpg) ![9860 S Thomas Drive #301 - Photo 14](http://lh.rdcpix.com/f3239d9d308dc4d4e021e8024e3892f0l-f1807991719r.jpg) ![9860 S Thomas Drive #301 - Photo 15](http://lh.rdcpix.com/f3239d9d308dc4d4e021e8024e3892f0l-f3509226821r.jpg) ![9860 S Thomas Drive #301 - Photo 16](http://lh.rdcpix.com/f3239d9d308dc4d4e021e8024e3892f0l-f2067614353r.jpg) ![9860 S Thomas Drive #301 - Photo 17](http://lh.rdcpix.com/f3239d9d308dc4d4e021e8024e3892f0l-f1494217292r.jpg) ![9860 S Thomas Drive #301 - Photo 18](http://lh.rdcpix.com/f3239d9d308dc4d4e021e8024e3892f0l-f766952625r.jpg) ![9860 S Thomas Drive #301 - Photo 19](http://lh.rdcpix.com/f3239d9d308dc4d4e021e8024e3892f0l-f1532625342r.jpg) ![9860 S Thomas Drive #301 - Photo 20](http://lh.rdcpix.com/f3239d9d308dc4d4e021e8024e3892f0l-f3864077105r.jpg) ![9860 S Thomas Drive #301 - Photo 21](http://lh.rdcpix.com/f3239d9d308dc4d4e021e8024e3892f0l-f2694533043r.jpg) ![9860 S Thomas Drive #301 - Photo 22](http://lh.rdcpix.com/f3239d9d308dc4d4e021e8024e3892f0l-f3047068254r.jpg) ![9860 S Thomas Drive #301 - Photo 23](http://lh.rdcpix.com/f3239d9d308dc4d4e021e8024e3892f0l-f1813795737r.jpg) ![9860 S Thomas Drive #301 - Photo 24](http://lh.rdcpix.com/f3239d9d308dc4d4e021e8024e3892f0l-f4044946976r.jpg) ![9860 S Thomas Drive #301 - Photo 25](http://lh.rdcpix.com/f3239d9d308dc4d4e021e8024e3892f0l-f3971680177r.jpg) ![9860 S Thomas Drive #301 - Photo 26](http://lh.rdcpix.com/f3239d9d308dc4d4e021e8024e3892f0l-f415972686r.jpg) ![9860 S Thomas Drive #301 - Photo 27](http://lh.rdcpix.com/f3239d9d308dc4d4e021e8024e3892f0l-f1201235509r.jpg) ![9860 S Thomas Drive #301 - Photo 28](http://lh.rdcpix.com/f3239d9d308dc4d4e021e8024e3892f0l-f3502087563r.jpg) ![9860 S Thomas Drive #301 - Photo 29](http://lh.rdcpix.com/f3239d9d308dc4d4e021e8024e3892f0l-f923298124r.jpg) ![9860 S Thomas Drive #301 - Photo 30](http://lh.rdcpix.com/f3239d9d308dc4d4e021e8024e3892f0l-f1568970241r.jpg) ![9860 S Thomas Drive #301 - Photo 31](http://lh.rdcpix.com/f3239d9d308dc4d4e021e8024e3892f0l-f844488915r.jpg) ![9860 S Thomas Drive #301 - Photo 32](http://lh.rdcpix.com/f3239d9d308dc4d4e021e8024e3892f0l-f2276076081r.jpg) ![9860 S Thomas Drive #301 - Photo 33](http://lh.rdcpix.com/f3239d9d308dc4d4e021e8024e3892f0l-f3332272722r.jpg) ![9860 S Thomas Drive #301 - Photo 34](http://lh.rdcpix.com/f3239d9d308dc4d4e021e8024e3892f0l-f2881637263r.jpg) ![9860 S Thomas Drive #301 - Photo 35](http://lh.rdcpix.com/f3239d9d308dc4d4e021e8024e3892f0l-f314277256r.jpg) ![9860 S Thomas Drive #301 - Photo 36](http://lh.rdcpix.com/f3239d9d308dc4d4e021e8024e3892f0l-f3456028900r.jpg) ![9860 S Thomas Drive #301 - Photo 37](http://lh.rdcpix.com/f3239d9d308dc4d4e021e8024e3892f0l-f2160453603r.jpg) ![9860 S Thomas Drive #301 - Photo 38](http://lh.rdcpix.com/f3239d9d308dc4d4e021e8024e3892f0l-f2292494505r.jpg) ![9860 S Thomas Drive #301 - Photo 39](http://lh.rdcpix.com/f3239d9d308dc4d4e021e8024e3892f0l-f649860256r.jpg) ![9860 S Thomas Drive #301 - Photo 40](http://lh.rdcpix.com/f3239d9d308dc4d4e021e8024e3892f0l-f2307531150r.jpg) ![9860 S Thomas Drive #301 - Photo 41](http://lh.rdcpix.com/f3239d9d308dc4d4e021e8024e3892f0l-f1877008754r.jpg) ![9860 S Thomas Drive #301 - Photo 42](http://lh.rdcpix.com/f3239d9d308dc4d4e021e8024e3892f0l-f1839196479r.jpg) ![9860 S Thomas Drive #301 - Photo 43](http://lh.rdcpix.com/f3239d9d308dc4d4e021e8024e3892f0l-f217473002r.jpg) ![9860 S Thomas Drive #301 - Photo 44](http://lh.rdcpix.com/f3239d9d308dc4d4e021e8024e3892f0l-f1104673372r.jpg) ![9860 S Thomas Drive #301 - Photo 45](http://lh.rdcpix.com/f3239d9d308dc4d4e021e8024e3892f0l-f3392270042r.jpg) ![9860 S Thomas Drive #301 - Photo 46](http://lh.rdcpix.com/f3239d9d308dc4d4e021e8024e3892f0l-f3570880181r.jpg) ![9860 S Thomas Drive #301 - Photo 47](http://lh.rdcpix.com/f3239d9d308dc4d4e021e8024e3892f0l-f755629265r.jpg) ![9860 S Thomas Drive #301 - Photo 48](http://lh.rdcpix.com/f3239d9d308dc4d4e021e8024e3892f0l-f475925233r.jpg) ![9860 S Thomas Drive #301 - Photo 49](http://lh.rdcpix.com/f3239d9d308dc4d4e021e8024e3892f0l-f4292117385r.jpg) ![9860 S Thomas Drive #301 - Photo 50](http://lh.rdcpix.com/f3239d9d308dc4d4e021e8024e3892f0l-f3320555974r.jpg) ![9860 S Thomas Drive #301 - Photo 51](http://lh.rdcpix.com/f3239d9d308dc4d4e021e8024e3892f0l-f1792028239r.jpg) ![9860 S Thomas Drive #301 - Photo 52](http://lh.rdcpix.com/f3239d9d308dc4d4e021e8024e3892f0l-f3276372540r.jpg) ![9860 S Thomas Drive #301 - Photo 53](http://lh.rdcpix.com/f3239d9d308dc4d4e021e8024e3892f0l-f2863148276r.jpg) ![9860 S Thomas Drive #301 - Photo 54](http://lh.rdcpix.com/f3239d9d308dc4d4e021e8024e3892f0l-f2236113753r.jpg) ![9860 S Thomas Drive #301 - Photo 55](http://lh.rdcpix.com/f3239d9d308dc4d4e021e8024e3892f0l-f4190563828r.jpg) ![9860 S Thomas Drive #301 - Photo 56](http://lh.rdcpix.com/f3239d9d308dc4d4e021e8024e3892f0l-f1064862558r.jpg) ![9860 S Thomas Drive #301 - Photo 57](http://lh.rdcpix.com/f3239d9d308dc4d4e021e8024e3892f0l-f3536604726r.jpg) ![9860 S Thomas Drive #301 - Photo 58](http://lh.rdcpix.com/f3239d9d308dc4d4e021e8024e3892f0l-f2410440013r.jpg) ![9860 S Thomas Drive #301 - Photo 59](http://lh.rdcpix.com/f3239d9d308dc4d4e021e8024e3892f0l-f4195709883r.jpg) ![9860 S Thomas Drive #301 - Photo 60](http://lh.rdcpix.com/f3239d9d308dc4d4e021e8024e3892f0l-f646849685r.jpg) ![9860 S Thomas Drive #301 - Photo 61](http://lh.rdcpix.com/f3239d9d308dc4d4e021e8024e3892f0l-f967408214r.jpg) ![9860 S Thomas Drive #301 - Photo 62](http://lh.rdcpix.com/f3239d9d308dc4d4e021e8024e3892f0l-f4259709297r.jpg) --- **MLS#:** 777688 | **Updated:** 2026-10-21 **Source:** listhub *Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/9860-s-thomas-drive-panama-city-beach-fl-32408-5f21775ac9f24873bbfcda1d85a763c3) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/9860-s-thomas-drive-panama-city-beach-fl-32408-5f21775ac9f24873bbfcda1d85a763c3#listing", "url": "https://staging.propertysimple.ai/listing/9860-s-thomas-drive-panama-city-beach-fl-32408-5f21775ac9f24873bbfcda1d85a763c3", "name": "9860 S Thomas Drive #301, Panama City Beach, FL 32408", "description": "This low-floor, end unit gem is a beautifully furnished 3-bedroom, 3-bath plus bunk area end unit in Laketown Wharf, perfectly located in the heart of Panama City Beach. This spacious third-floor condo offers sleeping accommodations for up to 10 guests and features a wraparound balcony with peaceful lake views. The coastal BoHo decor along with the completely upgraded lighting throughout creates a bright, inviting atmosphere ideal for relaxing by the beach or entertaining family and friends. The layout includes two generous master suites with balcony access, a private bunk area with window and closet, and a guest bedroom that shares a full bath. The kitchen opens to a large living and dining area, creating a comfortable gathering space. Laketown Wharf offers some of the best amenities on the beach, including five pools, two hot tubs, a fitness center, putting green, nightly fountain light show, on-site dining and shopping, and private beach access just across the street. This location also provides easy access to Walmart, Pineapple Willy's, and other popular attractions. With strong vacation rental potential and a location just steps from the Gulf, Laketown Wharf 301 is perfect as a second home, income property, or full-time residence. 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