# 9860 S Thomas Drive #825, Panama City Beach, FL 32408

> **TL;DR:** 2bd/2ba condo, $329,900 ($261/sqft), built 2008, 1,262 sqft.
> A/C. Est. $4,960/mo. Listed 5 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $329,900 |
| Price/sqft | $261 |
| Bedrooms | 2 |
| Bathrooms | 2 full |
| Square Feet | 1,262 |
| Year Built | 2008 |
| Property Type | Condo (Condominium) |
| Status | Active |
| Days on Market | 5 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,668 |
| Estimated Insurance | $96 |
| HOA | $3,196 |
| **Total** | **$4,960** |

## Nearby Schools

- **Elementary:** Breakfast Point
- **Middle:** Breakfast Point
- **High:** Arnold

## Key Amenities

- A/C

## Property Highlights

- Built in 2008

## Description

### Agent Description
Gulf views, Laketown Wharf! This 2 bedroom, 2 bathroom furnished condo features a balcony accessible via the living room and master bedroom that offers beautiful gulf views. Condo also features an additional bunk room, washer and dryer, kitchen with breakfast bar, and a master bathroom with double vanities, walk in shower, and garden tub. Laketown wharf has many amenities including 5 pools, 2 hot tubs, fitness center, private beach access, and parking garage. Laketown wharf features a lake with a nightly light show, restaurants, a market shop, and pool bar as well. Conveniently located and right across the street from Pineapple Willy's. Would make a great vacation rental or home away from home!

## Location

- **Address:** 9860 S Thomas Drive #825, Panama City Beach, FL 32408
- **County:** Bay
- **Neighborhood:** Laketown Wharf
- **Coordinates:** 30.177568, -85.804369
- **Google Maps:** https://www.google.com/maps?q=30.177568,-85.804369

## Virtual Tour & Media

- **Video Tour:** https://my.matterport.com/show/?m=Eviz3bqCJef

## Listing Agent

- **Name:** MaryAnn Enfinger · **License:** BK3037033
- **Brokerage:** Overstreet Realty
- **Broker Phone:** (850) 763-4459
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/9860-S-Thomas-Dr-Unit-825_Panama-City-Beach_FL_32408_M64532-94968?f=listhub&s=BCARFL&m=796974&c=propsimple)

## Photos

![9860 S Thomas Drive #825 - Photo 1](http://lh.rdcpix.com/f174409313999045e911d8d1e53ca83al-f4054255294r.jpg)

![9860 S Thomas Drive #825 - Photo 2](http://lh.rdcpix.com/f174409313999045e911d8d1e53ca83al-f104281782r.jpg)

![9860 S Thomas Drive #825 - Photo 3](http://lh.rdcpix.com/f174409313999045e911d8d1e53ca83al-f1691168498r.jpg)

![9860 S Thomas Drive #825 - Photo 4](http://lh.rdcpix.com/f174409313999045e911d8d1e53ca83al-f2393247229r.jpg)

![9860 S Thomas Drive #825 - Photo 5](http://lh.rdcpix.com/f174409313999045e911d8d1e53ca83al-f553347890r.jpg)

![9860 S Thomas Drive #825 - Photo 6](http://lh.rdcpix.com/f174409313999045e911d8d1e53ca83al-f2918244941r.jpg)

![9860 S Thomas Drive #825 - Photo 7](http://lh.rdcpix.com/f174409313999045e911d8d1e53ca83al-f1804590743r.jpg)

![9860 S Thomas Drive #825 - Photo 8](http://lh.rdcpix.com/f174409313999045e911d8d1e53ca83al-f2452380988r.jpg)

![9860 S Thomas Drive #825 - Photo 9](http://lh.rdcpix.com/f174409313999045e911d8d1e53ca83al-f3434553983r.jpg)

![9860 S Thomas Drive #825 - Photo 10](http://lh.rdcpix.com/f174409313999045e911d8d1e53ca83al-f1171538692r.jpg)

![9860 S Thomas Drive #825 - Photo 11](http://lh.rdcpix.com/f174409313999045e911d8d1e53ca83al-f3403628735r.jpg)

![9860 S Thomas Drive #825 - Photo 12](http://lh.rdcpix.com/f174409313999045e911d8d1e53ca83al-f3946602285r.jpg)

![9860 S Thomas Drive #825 - Photo 13](http://lh.rdcpix.com/f174409313999045e911d8d1e53ca83al-f1277938438r.jpg)

![9860 S Thomas Drive #825 - Photo 14](http://lh.rdcpix.com/f174409313999045e911d8d1e53ca83al-f1679374199r.jpg)

![9860 S Thomas Drive #825 - Photo 15](http://lh.rdcpix.com/f174409313999045e911d8d1e53ca83al-f3289433097r.jpg)

![9860 S Thomas Drive #825 - Photo 16](http://lh.rdcpix.com/f174409313999045e911d8d1e53ca83al-f1566666582r.jpg)

![9860 S Thomas Drive #825 - Photo 17](http://lh.rdcpix.com/f174409313999045e911d8d1e53ca83al-f782140951r.jpg)

![9860 S Thomas Drive #825 - Photo 18](http://lh.rdcpix.com/f174409313999045e911d8d1e53ca83al-f2233694036r.jpg)

![9860 S Thomas Drive #825 - Photo 19](http://lh.rdcpix.com/f174409313999045e911d8d1e53ca83al-f3040772561r.jpg)

![9860 S Thomas Drive #825 - Photo 20](http://lh.rdcpix.com/f174409313999045e911d8d1e53ca83al-f3142300763r.jpg)

![9860 S Thomas Drive #825 - Photo 21](http://lh.rdcpix.com/f174409313999045e911d8d1e53ca83al-f2861231303r.jpg)

![9860 S Thomas Drive #825 - Photo 22](http://lh.rdcpix.com/f174409313999045e911d8d1e53ca83al-f2658224655r.jpg)

![9860 S Thomas Drive #825 - Photo 23](http://lh.rdcpix.com/f174409313999045e911d8d1e53ca83al-f1121486551r.jpg)

![9860 S Thomas Drive #825 - Photo 24](http://lh.rdcpix.com/f174409313999045e911d8d1e53ca83al-f3960861544r.jpg)

![9860 S Thomas Drive #825 - Photo 25](http://lh.rdcpix.com/f174409313999045e911d8d1e53ca83al-f2289145512r.jpg)

![9860 S Thomas Drive #825 - Photo 26](http://lh.rdcpix.com/f174409313999045e911d8d1e53ca83al-f2572952592r.jpg)

![9860 S Thomas Drive #825 - Photo 27](http://lh.rdcpix.com/f174409313999045e911d8d1e53ca83al-f3109463766r.jpg)

![9860 S Thomas Drive #825 - Photo 28](http://lh.rdcpix.com/f174409313999045e911d8d1e53ca83al-f616385940r.jpg)

![9860 S Thomas Drive #825 - Photo 29](http://lh.rdcpix.com/f174409313999045e911d8d1e53ca83al-f97158843r.jpg)

![9860 S Thomas Drive #825 - Photo 30](http://lh.rdcpix.com/f174409313999045e911d8d1e53ca83al-f3061937188r.jpg)

![9860 S Thomas Drive #825 - Photo 31](http://lh.rdcpix.com/f174409313999045e911d8d1e53ca83al-f3931543487r.jpg)

![9860 S Thomas Drive #825 - Photo 32](http://lh.rdcpix.com/f174409313999045e911d8d1e53ca83al-f734725292r.jpg)

![9860 S Thomas Drive #825 - Photo 33](http://lh.rdcpix.com/f174409313999045e911d8d1e53ca83al-f2842260940r.jpg)

![9860 S Thomas Drive #825 - Photo 34](http://lh.rdcpix.com/f174409313999045e911d8d1e53ca83al-f1453832568r.jpg)

![9860 S Thomas Drive #825 - Photo 35](http://lh.rdcpix.com/f174409313999045e911d8d1e53ca83al-f588337236r.jpg)

![9860 S Thomas Drive #825 - Photo 36](http://lh.rdcpix.com/f174409313999045e911d8d1e53ca83al-f970439934r.jpg)

![9860 S Thomas Drive #825 - Photo 37](http://lh.rdcpix.com/f174409313999045e911d8d1e53ca83al-f527922129r.jpg)

![9860 S Thomas Drive #825 - Photo 38](http://lh.rdcpix.com/f174409313999045e911d8d1e53ca83al-f1862131450r.jpg)

![9860 S Thomas Drive #825 - Photo 39](http://lh.rdcpix.com/f174409313999045e911d8d1e53ca83al-f2251638985r.jpg)

![9860 S Thomas Drive #825 - Photo 40](http://lh.rdcpix.com/f174409313999045e911d8d1e53ca83al-f1720104902r.jpg)

![9860 S Thomas Drive #825 - Photo 41](http://lh.rdcpix.com/f174409313999045e911d8d1e53ca83al-f2840860482r.jpg)

---

**MLS#:** 796974 | **Updated:** 2026-10-26
**Source:** listhub

*Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/9860-s-thomas-drive-panama-city-beach-fl-32408-8dc6d2f301b446f380dae85026fa2d4d)

---

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}
```