# 9860 S Thomas Drive #1116, Panama City, FL 32408 > **TL;DR:** 1bd/2ba condo, $229,000 ($219/sqft), built 2008, 1,047 sqft. > Waterfront, A/C, 2-car garage. Est. $3,716/mo. Listed 268 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $229,000 | | Price/sqft | $219 | | Bedrooms | 1 | | Bathrooms | 2 full | | Square Feet | 1,047 | | Year Built | 2008 | | Garage | 2-car | | Property Type | Condo (Condominium) | | Status | Active | | Days on Market | 268 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,158 | | Estimated Insurance | $67 | | HOA | $2,491 | | **Total** | **$3,716** | ## Nearby Schools - **Elementary:** Breakfast Point - **Middle:** Breakfast Point - **High:** Arnold ## Key Amenities - Waterfront - A/C - 2-car garage ## Property Highlights - Built in 2008 - Waterfront ## Description ### Agent Description Welcome to Unit 1116 at Laketown Wharf, where resort-style living meets incredible views and endless amenities! Located on the prime 11th floor, this beautifully laid-out condo offers 1,047 square feet of open and spacious living, designed for comfort and relaxation. Step out onto the large private balcony and take in stunning views of the Gulf, perfect for morning coffee or evening sunsets. The open layout of the kitchen & living area is perfect for entertaining! It is bright and airy with tons of natural light pouring in from the large sliding doors to the Gulf-facing balcony. You will find tile & LVP flooring throughout the unit. No carpet = easy upkeep! The condo includes a private master en-suite and a versatile bunk room with its own bathroom. It can sleep 6 guests comfortably. This condo is perfect for a primary residence or short term rental. Laketown Wharf is known for its impressive resort amenities, including five unique swimming pools, a state-of-the-art fitness center, a poolside bar, waterfront dining, and a nightly fountain light show that creates a fun and lively atmosphere. Guests also enjoy gated beach access for easy trips to the sugar-white sand and emerald waters. The location is hard to beat, directly across the street from the famous Pineapple Willy's and convenient to shopping, dining, and entertainment. The commercial level under the building features restaurants, shops, and a bowling alley, making it easy to enjoy everything Panama City Beach has to offer without ever leaving the property. Whether you are searching for a vacation getaway or a strong short-term rental investment, this darling condo offers stunning views, excellent amenities, and a prime beachside location. Come see it today! ## Location - **Address:** 9860 S Thomas Drive #1116, Panama City, FL 32408 - **County:** Bay - **Neighborhood:** Laketown Wharf - **Coordinates:** 30.177476, -85.804821 - **Google Maps:** https://www.google.com/maps?q=30.177476,-85.804821 ## Virtual Tour & Media - **Video Tour:** https://www.youtube.com/embed/DvB4N3Ix_2c?si=wpG0Rr0wQy_rLGu2 ## Listing Agent - **Name:** Kelli M Sullivan · **License:** BK0670682 - **Brokerage:** Beachy Beach Real Estate - **Broker Phone:** (850) 527-5651 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/9860-S-Thomas-Dr-Unit-1116_Panama-City_FL_32408_M65956-18494?f=listhub&s=BCARFL&m=784614&c=propsimple) ## Photos ![9860 S Thomas Drive #1116 - Photo 1](http://lh.rdcpix.com/a7cac7f796681915c6db90cb13fe08a0l-f1261299395r.jpg) ![9860 S Thomas Drive #1116 - Photo 2](http://lh.rdcpix.com/a7cac7f796681915c6db90cb13fe08a0l-f2439681418r.jpg) ![9860 S Thomas Drive #1116 - Photo 3](http://lh.rdcpix.com/a7cac7f796681915c6db90cb13fe08a0l-f2560904918r.jpg) ![9860 S Thomas Drive #1116 - Photo 4](http://lh.rdcpix.com/a7cac7f796681915c6db90cb13fe08a0l-f735406452r.jpg) ![9860 S Thomas Drive #1116 - Photo 5](http://lh.rdcpix.com/a7cac7f796681915c6db90cb13fe08a0l-f159364905r.jpg) ![9860 S Thomas Drive #1116 - Photo 6](http://lh.rdcpix.com/a7cac7f796681915c6db90cb13fe08a0l-f1140045863r.jpg) ![9860 S Thomas Drive #1116 - Photo 7](http://lh.rdcpix.com/a7cac7f796681915c6db90cb13fe08a0l-f2920449270r.jpg) ![9860 S Thomas Drive #1116 - Photo 8](http://lh.rdcpix.com/a7cac7f796681915c6db90cb13fe08a0l-f1780374833r.jpg) ![9860 S Thomas Drive #1116 - Photo 9](http://lh.rdcpix.com/a7cac7f796681915c6db90cb13fe08a0l-f2286311744r.jpg) ![9860 S Thomas Drive #1116 - Photo 10](http://lh.rdcpix.com/a7cac7f796681915c6db90cb13fe08a0l-f2162864776r.jpg) ![9860 S Thomas Drive #1116 - Photo 11](http://lh.rdcpix.com/a7cac7f796681915c6db90cb13fe08a0l-f562689111r.jpg) ![9860 S Thomas Drive #1116 - Photo 12](http://lh.rdcpix.com/a7cac7f796681915c6db90cb13fe08a0l-f3052031408r.jpg) ![9860 S Thomas Drive #1116 - Photo 13](http://lh.rdcpix.com/a7cac7f796681915c6db90cb13fe08a0l-f3547265067r.jpg) ![9860 S Thomas Drive #1116 - Photo 14](http://lh.rdcpix.com/a7cac7f796681915c6db90cb13fe08a0l-f1987909430r.jpg) ![9860 S Thomas Drive #1116 - Photo 15](http://lh.rdcpix.com/a7cac7f796681915c6db90cb13fe08a0l-f3528061394r.jpg) ![9860 S Thomas Drive #1116 - Photo 16](http://lh.rdcpix.com/a7cac7f796681915c6db90cb13fe08a0l-f4214364597r.jpg) ![9860 S Thomas Drive #1116 - Photo 17](http://lh.rdcpix.com/a7cac7f796681915c6db90cb13fe08a0l-f2601274907r.jpg) ![9860 S Thomas Drive #1116 - Photo 18](http://lh.rdcpix.com/a7cac7f796681915c6db90cb13fe08a0l-f1175323287r.jpg) ![9860 S Thomas Drive #1116 - Photo 19](http://lh.rdcpix.com/a7cac7f796681915c6db90cb13fe08a0l-f4177820144r.jpg) ![9860 S Thomas Drive #1116 - Photo 20](http://lh.rdcpix.com/a7cac7f796681915c6db90cb13fe08a0l-f1917306863r.jpg) ![9860 S Thomas Drive #1116 - Photo 21](http://lh.rdcpix.com/a7cac7f796681915c6db90cb13fe08a0l-f279739552r.jpg) ![9860 S Thomas Drive #1116 - Photo 22](http://lh.rdcpix.com/a7cac7f796681915c6db90cb13fe08a0l-f3244560260r.jpg) ![9860 S Thomas Drive #1116 - Photo 23](http://lh.rdcpix.com/a7cac7f796681915c6db90cb13fe08a0l-f1714372091r.jpg) ![9860 S Thomas Drive #1116 - Photo 24](http://lh.rdcpix.com/a7cac7f796681915c6db90cb13fe08a0l-f3583991452r.jpg) ![9860 S Thomas Drive #1116 - Photo 25](http://lh.rdcpix.com/a7cac7f796681915c6db90cb13fe08a0l-f1424176871r.jpg) ![9860 S Thomas Drive #1116 - Photo 26](http://lh.rdcpix.com/a7cac7f796681915c6db90cb13fe08a0l-f2601440911r.jpg) ![9860 S Thomas Drive #1116 - Photo 27](http://lh.rdcpix.com/a7cac7f796681915c6db90cb13fe08a0l-f591270241r.jpg) ![9860 S Thomas Drive #1116 - Photo 28](http://lh.rdcpix.com/a7cac7f796681915c6db90cb13fe08a0l-f1804535342r.jpg) ![9860 S Thomas Drive #1116 - Photo 29](http://lh.rdcpix.com/a7cac7f796681915c6db90cb13fe08a0l-f3115426935r.jpg) ![9860 S Thomas Drive #1116 - Photo 30](http://lh.rdcpix.com/a7cac7f796681915c6db90cb13fe08a0l-f39610975r.jpg) ![9860 S Thomas Drive #1116 - Photo 31](http://lh.rdcpix.com/a7cac7f796681915c6db90cb13fe08a0l-f1174620643r.jpg) ![9860 S Thomas Drive #1116 - Photo 32](http://lh.rdcpix.com/a7cac7f796681915c6db90cb13fe08a0l-f1160897503r.jpg) ![9860 S Thomas Drive #1116 - Photo 33](http://lh.rdcpix.com/a7cac7f796681915c6db90cb13fe08a0l-f3926727148r.jpg) ![9860 S Thomas Drive #1116 - Photo 34](http://lh.rdcpix.com/a7cac7f796681915c6db90cb13fe08a0l-f818141233r.jpg) ![9860 S Thomas Drive #1116 - Photo 35](http://lh.rdcpix.com/a7cac7f796681915c6db90cb13fe08a0l-f1889607714r.jpg) ![9860 S Thomas Drive #1116 - Photo 36](http://lh.rdcpix.com/a7cac7f796681915c6db90cb13fe08a0l-f2597039187r.jpg) ![9860 S Thomas Drive #1116 - Photo 37](http://lh.rdcpix.com/a7cac7f796681915c6db90cb13fe08a0l-f3900334370r.jpg) ![9860 S Thomas Drive #1116 - Photo 38](http://lh.rdcpix.com/a7cac7f796681915c6db90cb13fe08a0l-f1324301838r.jpg) ![9860 S Thomas Drive #1116 - Photo 39](http://lh.rdcpix.com/a7cac7f796681915c6db90cb13fe08a0l-f1952814674r.jpg) ![9860 S Thomas Drive #1116 - Photo 40](http://lh.rdcpix.com/a7cac7f796681915c6db90cb13fe08a0l-f4273931672r.jpg) ![9860 S Thomas Drive #1116 - Photo 41](http://lh.rdcpix.com/a7cac7f796681915c6db90cb13fe08a0l-f1367142199r.jpg) ![9860 S Thomas Drive #1116 - Photo 42](http://lh.rdcpix.com/a7cac7f796681915c6db90cb13fe08a0l-f3236456532r.jpg) ![9860 S Thomas Drive #1116 - Photo 43](http://lh.rdcpix.com/a7cac7f796681915c6db90cb13fe08a0l-f2882824793r.jpg) ![9860 S Thomas Drive #1116 - Photo 44](http://lh.rdcpix.com/a7cac7f796681915c6db90cb13fe08a0l-f2022484451r.jpg) ![9860 S Thomas Drive #1116 - Photo 45](http://lh.rdcpix.com/a7cac7f796681915c6db90cb13fe08a0l-f3692169167r.jpg) ![9860 S Thomas Drive #1116 - Photo 46](http://lh.rdcpix.com/a7cac7f796681915c6db90cb13fe08a0l-f3504138040r.jpg) ![9860 S Thomas Drive #1116 - Photo 47](http://lh.rdcpix.com/a7cac7f796681915c6db90cb13fe08a0l-f133339408r.jpg) ![9860 S Thomas Drive #1116 - Photo 48](http://lh.rdcpix.com/a7cac7f796681915c6db90cb13fe08a0l-f1019795588r.jpg) ![9860 S Thomas Drive #1116 - Photo 49](http://lh.rdcpix.com/a7cac7f796681915c6db90cb13fe08a0l-f2458401050r.jpg) ![9860 S Thomas Drive #1116 - Photo 50](http://lh.rdcpix.com/a7cac7f796681915c6db90cb13fe08a0l-f3649708004r.jpg) ![9860 S Thomas Drive #1116 - Photo 51](http://lh.rdcpix.com/a7cac7f796681915c6db90cb13fe08a0l-f2433674594r.jpg) ![9860 S Thomas Drive #1116 - Photo 52](http://lh.rdcpix.com/a7cac7f796681915c6db90cb13fe08a0l-f3224689604r.jpg) ![9860 S Thomas Drive #1116 - Photo 53](http://lh.rdcpix.com/a7cac7f796681915c6db90cb13fe08a0l-f58781967r.jpg) ![9860 S Thomas Drive #1116 - Photo 54](http://lh.rdcpix.com/a7cac7f796681915c6db90cb13fe08a0l-f3638678245r.jpg) ![9860 S Thomas Drive #1116 - Photo 55](http://lh.rdcpix.com/a7cac7f796681915c6db90cb13fe08a0l-f3606746040r.jpg) ![9860 S Thomas Drive #1116 - Photo 56](http://lh.rdcpix.com/a7cac7f796681915c6db90cb13fe08a0l-f1236531407r.jpg) ![9860 S Thomas Drive #1116 - Photo 57](http://lh.rdcpix.com/a7cac7f796681915c6db90cb13fe08a0l-f3354340470r.jpg) --- **MLS#:** 784614 | **Updated:** 2026-10-25 **Source:** listhub *Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/9860-s-thomas-drive-panama-city-fl-32408-537bb131b9884a6f989648e85bb90dcd) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/9860-s-thomas-drive-panama-city-fl-32408-537bb131b9884a6f989648e85bb90dcd#listing", "url": "https://staging.propertysimple.ai/listing/9860-s-thomas-drive-panama-city-fl-32408-537bb131b9884a6f989648e85bb90dcd", "name": "9860 S Thomas Drive #1116, Panama City, FL 32408", "description": "Welcome to Unit 1116 at Laketown Wharf, where resort-style living meets incredible views and endless amenities! Located on the prime 11th floor, this beautifully laid-out condo offers 1,047 square feet of open and spacious living, designed for comfort and relaxation. Step out onto the large private balcony and take in stunning views of the Gulf, perfect for morning coffee or evening sunsets. The open layout of the kitchen & living area is perfect for entertaining! It is bright and airy with tons of natural light pouring in from the large sliding doors to the Gulf-facing balcony. You will find tile & LVP flooring throughout the unit. No carpet = easy upkeep! The condo includes a private master en-suite and a versatile bunk room with its own bathroom. It can sleep 6 guests comfortably. This condo is perfect for a primary residence or short term rental. Laketown Wharf is known for its impressive resort amenities, including five unique swimming pools, a state-of-the-art fitness center, a poolside bar, waterfront dining, and a nightly fountain light show that creates a fun and lively atmosphere. Guests also enjoy gated beach access for easy trips to the sugar-white sand and emerald waters. The location is hard to beat, directly across the street from the famous Pineapple Willy's and convenient to shopping, dining, and entertainment. The commercial level under the building features restaurants, shops, and a bowling alley, making it easy to enjoy everything Panama City Beach has to offer without ever leaving the property. Whether you are searching for a vacation getaway or a strong short-term rental investment, this darling condo offers stunning views, excellent amenities, and a prime beachside location. 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