# 9900 S Thomas Dr #1905, Panama City Beach, FL 32408

> **TL;DR:** 1bd/1ba condo, $280,000 ($592/sqft), built 2006, 473 sqft.
> Waterfront, A/C. Est. $8,388/mo. Listed 7 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $280,000 |
| Price/sqft | $592 |
| Bedrooms | 1 |
| Bathrooms | 1 full |
| Square Feet | 473 |
| Year Built | 2006 |
| Property Type | Condo (Condominium) |
| Status | Active |
| Days on Market | 7 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,416 |
| Estimated Insurance | $82 |
| HOA | $6,890 |
| **Total** | **$8,388** |

## Nearby Schools

- **Elementary:** Local School In County
- **Middle:** LOCAL SCHOOL IN COUNTY
- **High:** Local School In County

## Key Amenities

- Waterfront
- A/C

## Property Highlights

- Built in 2006
- Waterfront

## Description

### Agent Description
This updated beachfront condo offers a smart and efficient layout with designated living, dining, and kitchen areas that maximize every square foot. Large sliding glass doors open to an oversized private balcony overlooking the Gulf Coast, where you can enjoy breathtaking coastal views and the soothing sound of waves from the 19th floor. Look below and take in views of the resort-style pool featuring tiki huts, a zero-entry design, palm trees, and plenty of lounge space. A private dock provides quick access over the white sand, placing your toes directly in the emerald waters. Additional amenities include an indoor pool, spa, fitness center, and high-level security with a private parking garage. The Shores of Panama complex is nearing completion of a cosmetic face-lift, adding future value to each unit. This property is ideal as a short- or long-term rental, primary residence, or second home for those seeking relaxation with flexibility. Sitting within a short distance to the pier, popular local restaurants, and everyday conveniences, this condo has proven to be a lucrative investment!

## Location

- **Address:** 9900 S Thomas Dr #1905, Panama City Beach, FL 32408
- **County:** Other Counties
- **Neighborhood:** Shores Of Panama
- **Coordinates:** 30.176552, -85.805784
- **Google Maps:** https://www.google.com/maps?q=30.176552,-85.805784

## Listing Agent

- **Name:** Kimberly Mobley
- **Brokerage:** Bastion Realty LLC
- **Broker Phone:** 850-420-1959
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/9900-S-Thomas-Dr-Unit-1905_Panama-City-Beach_FL_32408_M58814-86011?f=listhub&s=PARFL&m=690368&c=propsimple)

## Photos

![9900 S Thomas Dr #1905 - Photo 1](http://lh.rdcpix.com/33b4e008da40d4c5c9fe58b17b6d2610l-f846878505r.jpg)

![9900 S Thomas Dr #1905 - Photo 2](http://lh.rdcpix.com/33b4e008da40d4c5c9fe58b17b6d2610l-f1410803651r.jpg)

![9900 S Thomas Dr #1905 - Photo 3](http://lh.rdcpix.com/33b4e008da40d4c5c9fe58b17b6d2610l-f3174607703r.jpg)

![9900 S Thomas Dr #1905 - Photo 4](http://lh.rdcpix.com/33b4e008da40d4c5c9fe58b17b6d2610l-f2615702921r.jpg)

![9900 S Thomas Dr #1905 - Photo 5](http://lh.rdcpix.com/33b4e008da40d4c5c9fe58b17b6d2610l-f2690377063r.jpg)

![9900 S Thomas Dr #1905 - Photo 6](http://lh.rdcpix.com/33b4e008da40d4c5c9fe58b17b6d2610l-f3942299635r.jpg)

![9900 S Thomas Dr #1905 - Photo 7](http://lh.rdcpix.com/33b4e008da40d4c5c9fe58b17b6d2610l-f2566437918r.jpg)

![9900 S Thomas Dr #1905 - Photo 8](http://lh.rdcpix.com/33b4e008da40d4c5c9fe58b17b6d2610l-f1606296241r.jpg)

![9900 S Thomas Dr #1905 - Photo 9](http://lh.rdcpix.com/33b4e008da40d4c5c9fe58b17b6d2610l-f903429916r.jpg)

![9900 S Thomas Dr #1905 - Photo 10](http://lh.rdcpix.com/33b4e008da40d4c5c9fe58b17b6d2610l-f3390977647r.jpg)

![9900 S Thomas Dr #1905 - Photo 11](http://lh.rdcpix.com/33b4e008da40d4c5c9fe58b17b6d2610l-f1306727288r.jpg)

![9900 S Thomas Dr #1905 - Photo 12](http://lh.rdcpix.com/33b4e008da40d4c5c9fe58b17b6d2610l-f1781894297r.jpg)

![9900 S Thomas Dr #1905 - Photo 13](http://lh.rdcpix.com/33b4e008da40d4c5c9fe58b17b6d2610l-f3517687002r.jpg)

![9900 S Thomas Dr #1905 - Photo 14](http://lh.rdcpix.com/33b4e008da40d4c5c9fe58b17b6d2610l-f3888082734r.jpg)

![9900 S Thomas Dr #1905 - Photo 15](http://lh.rdcpix.com/33b4e008da40d4c5c9fe58b17b6d2610l-f2563658318r.jpg)

![9900 S Thomas Dr #1905 - Photo 16](http://lh.rdcpix.com/33b4e008da40d4c5c9fe58b17b6d2610l-f3646326420r.jpg)

![9900 S Thomas Dr #1905 - Photo 17](http://lh.rdcpix.com/33b4e008da40d4c5c9fe58b17b6d2610l-f2650648822r.jpg)

---

**MLS#:** 690368 | **Updated:** 2026-10-26
**Source:** listhub

*Copyright © 2026 Pensacola Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/9900-s-thomas-dr-panama-city-beach-fl-32408-f0cfe47f759b4b97a5de7ece40d6b446)

---

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