# 9900 S Thomas Drive #2015, Panama City Beach, FL 32408 > **TL;DR:** 2bd/2ba condo, $380,000 ($419/sqft), built 2007, 907 sqft. > Waterfront, A/C. Est. $6,486/mo. Listed 496 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $380,000 | | Price/sqft | $419 | | Bedrooms | 2 | | Bathrooms | 2 full | | Square Feet | 907 | | Year Built | 2007 | | Stories | 1 | | Property Type | Condo (Condominium) | | Status | Active | | Days on Market | 496 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,921 | | Estimated Insurance | $111 | | HOA | $4,454 | | **Total** | **$6,486** | ## Nearby Schools - **Elementary:** Breakfast Point - **Middle:** Breakfast Point - **High:** Arnold ## Key Amenities - Waterfront - A/C ## Property Highlights - Built in 2007 - 1 parking spaces - Waterfront ## Description ### Agent Description Welcome to Unit 2015 at Shores of Panama, a beautifully furnished 2-bedroom, 2-bath condo, with a dedicated parking spot offering stunning views of the Gulf of Mexico and the resort's iconic lagoon-style pool. Located in one of Panama City Beach's most desirable beachfront communities, this move-in-ready unit is the perfect blend of coastal comfort and resort-style living. This spacious condo features an open-concept layout with a bright, airy living area, brand new vinal flooring throughout, and a large private balcony, perfect for soaking in sunset views. The fully equipped kitchen includes granite countertops, modern appliances, and a breakfast bar ideal for entertaining. The primary bedroom boasts direct balcony access and an en suite bathroom, while the second bedroom and additional full bath provide ample space for guests or family. Fully furnished with stylish coastal decor, this unit is turn-key and rental ready. An assigned parking space is included- a major bonus during peak season. Enjoy unmatched resort amenities: Gulf-front pool & hot tubs Indoor pool Fitness center & spa Tiki bar, beach access, and more! Whether you're looking for a vacation home, investment property, or full-time beach residence, Unit 2015 delivers location, luxury, and lifestyle. Don't miss this opportunity to schedule your private tour today! ## Location - **Address:** 9900 S Thomas Drive #2015, Panama City Beach, FL 32408 - **County:** Bay - **Neighborhood:** SHORES OF PANAMA - **Coordinates:** 30.175688, -85.806212 - **Google Maps:** https://www.google.com/maps?q=30.175688,-85.806212 ## Listing Agent - **Name:** Rhonda Acquistapace-Breland · **License:** 3521867 - **Brokerage:** EXP REALTY LLC - **Broker Phone:** (888) 883-8509 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/9900-S-Thomas-Dr-Unit-2015_Panama-City-Beach_FL_32408_M53515-57001?f=listhub&s=ECARMLSFL&m=979123&c=propsimple) ## Photos ![9900 S Thomas Drive #2015 - Photo 1](http://lh.rdcpix.com/6d71079e055422d4aab01800c0acf064l-f3404580753r.jpg) ![9900 S Thomas Drive #2015 - Photo 2](http://lh.rdcpix.com/6d71079e055422d4aab01800c0acf064l-f1464817019r.jpg) ![9900 S Thomas Drive #2015 - Photo 3](http://lh.rdcpix.com/6d71079e055422d4aab01800c0acf064l-f1717469228r.jpg) ![9900 S Thomas Drive #2015 - Photo 4](http://lh.rdcpix.com/6d71079e055422d4aab01800c0acf064l-f1918067433r.jpg) ![9900 S Thomas Drive #2015 - Photo 5](http://lh.rdcpix.com/6d71079e055422d4aab01800c0acf064l-f1918067433r.jpg) ![9900 S Thomas Drive #2015 - Photo 6](http://lh.rdcpix.com/6d71079e055422d4aab01800c0acf064l-f112732472r.jpg) ![9900 S Thomas Drive #2015 - Photo 7](http://lh.rdcpix.com/6d71079e055422d4aab01800c0acf064l-f2823627891r.jpg) ![9900 S Thomas Drive #2015 - Photo 8](http://lh.rdcpix.com/6d71079e055422d4aab01800c0acf064l-f3514925340r.jpg) ![9900 S Thomas Drive #2015 - Photo 9](http://lh.rdcpix.com/6d71079e055422d4aab01800c0acf064l-f1392922139r.jpg) ![9900 S Thomas Drive #2015 - Photo 10](http://lh.rdcpix.com/6d71079e055422d4aab01800c0acf064l-f846767413r.jpg) ![9900 S Thomas Drive #2015 - Photo 11](http://lh.rdcpix.com/6d71079e055422d4aab01800c0acf064l-f1828951253r.jpg) ![9900 S Thomas Drive #2015 - Photo 12](http://lh.rdcpix.com/6d71079e055422d4aab01800c0acf064l-f3385660043r.jpg) ![9900 S Thomas Drive #2015 - Photo 13](http://lh.rdcpix.com/6d71079e055422d4aab01800c0acf064l-f1112541737r.jpg) ![9900 S Thomas Drive #2015 - Photo 14](http://lh.rdcpix.com/6d71079e055422d4aab01800c0acf064l-f243155538r.jpg) ![9900 S Thomas Drive #2015 - Photo 15](http://lh.rdcpix.com/6d71079e055422d4aab01800c0acf064l-f3692342471r.jpg) ![9900 S Thomas Drive #2015 - Photo 16](http://lh.rdcpix.com/6d71079e055422d4aab01800c0acf064l-f541312260r.jpg) ![9900 S Thomas Drive #2015 - Photo 17](http://lh.rdcpix.com/6d71079e055422d4aab01800c0acf064l-f1984937934r.jpg) ![9900 S Thomas Drive #2015 - Photo 18](http://lh.rdcpix.com/6d71079e055422d4aab01800c0acf064l-f3152544081r.jpg) ![9900 S Thomas Drive #2015 - Photo 19](http://lh.rdcpix.com/6d71079e055422d4aab01800c0acf064l-f2026250305r.jpg) ![9900 S Thomas Drive #2015 - Photo 20](http://lh.rdcpix.com/6d71079e055422d4aab01800c0acf064l-f4092372550r.jpg) ![9900 S Thomas Drive #2015 - Photo 21](http://lh.rdcpix.com/6d71079e055422d4aab01800c0acf064l-f3378977325r.jpg) ![9900 S Thomas Drive #2015 - Photo 22](http://lh.rdcpix.com/6d71079e055422d4aab01800c0acf064l-f3346571567r.jpg) ![9900 S Thomas Drive #2015 - Photo 23](http://lh.rdcpix.com/6d71079e055422d4aab01800c0acf064l-f3696515145r.jpg) ![9900 S Thomas Drive #2015 - Photo 24](http://lh.rdcpix.com/6d71079e055422d4aab01800c0acf064l-f763132987r.jpg) ![9900 S Thomas Drive #2015 - Photo 25](http://lh.rdcpix.com/6d71079e055422d4aab01800c0acf064l-f3197925877r.jpg) ![9900 S Thomas Drive #2015 - Photo 26](http://lh.rdcpix.com/6d71079e055422d4aab01800c0acf064l-f1200607936r.jpg) ![9900 S Thomas Drive #2015 - Photo 27](http://lh.rdcpix.com/6d71079e055422d4aab01800c0acf064l-f1283019738r.jpg) ![9900 S Thomas Drive #2015 - Photo 28](http://lh.rdcpix.com/6d71079e055422d4aab01800c0acf064l-f3688000334r.jpg) ![9900 S Thomas Drive #2015 - Photo 29](http://lh.rdcpix.com/6d71079e055422d4aab01800c0acf064l-f1237420644r.jpg) ![9900 S Thomas Drive #2015 - Photo 30](http://lh.rdcpix.com/6d71079e055422d4aab01800c0acf064l-f761384947r.jpg) ![9900 S Thomas Drive #2015 - Photo 31](http://lh.rdcpix.com/6d71079e055422d4aab01800c0acf064l-f427867591r.jpg) ![9900 S Thomas Drive #2015 - Photo 32](http://lh.rdcpix.com/6d71079e055422d4aab01800c0acf064l-f3692342471r.jpg) ![9900 S Thomas Drive #2015 - Photo 33](http://lh.rdcpix.com/6d71079e055422d4aab01800c0acf064l-f3378977325r.jpg) ![9900 S Thomas Drive #2015 - Photo 34](http://lh.rdcpix.com/6d71079e055422d4aab01800c0acf064l-f1219040520r.jpg) --- **MLS#:** 979123 | **Updated:** 2026-10-20 **Source:** listhub *Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/9900-s-thomas-drive-panama-city-beach-fl-32408-21b156ad658d408980ef4d45ddd16698) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/9900-s-thomas-drive-panama-city-beach-fl-32408-21b156ad658d408980ef4d45ddd16698#listing", "url": "https://staging.propertysimple.ai/listing/9900-s-thomas-drive-panama-city-beach-fl-32408-21b156ad658d408980ef4d45ddd16698", "name": "9900 S Thomas Drive #2015, Panama City Beach, FL 32408", "description": "Welcome to Unit 2015 at Shores of Panama, a beautifully furnished 2-bedroom, 2-bath condo, with a dedicated parking spot offering stunning views of the Gulf of Mexico and the resort's iconic lagoon-style pool. 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