# 9900 S Thomas Drive #1918, Panama City Beach, FL 32408 > **TL;DR:** 2bd/3ba condo, $359,000 ($337/sqft), built 2007, 1,066 sqft. > Waterfront, A/C. Est. $6,039/mo. Listed 180 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $359,000 | | Price/sqft | $337 | | Bedrooms | 2 | | Bathrooms | 2 full, 1 half | | Square Feet | 1,066 | | Year Built | 2007 | | Property Type | Condo (Condominium) | | Status | Active | | Days on Market | 180 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,815 | | Estimated Insurance | $105 | | HOA | $4,119 | | **Total** | **$6,039** | ## Nearby Schools - **Elementary:** Breakfast Point - **Middle:** Breakfast Point - **High:** Arnold ## Key Amenities - Waterfront - A/C ## Property Highlights - Built in 2007 - Waterfront ## Description ### Agent Description Resort Living in Panama City Beach! The Shores of Panama offers an unmatched collection of amenities including 500 feet of direct beachfront, a stunning 14,000 sq ft zero-entry lagoon-style pool, Gulf-side hot tub, heated indoor pool and spa, state-of-the-art fitness center, and two full-service on-site bars and dining options, creating an elevated vacation experience that keeps guests coming back year. This Gulf-front 2-bedroom, 2.5-bath condo delivers stunning panoramic views of the emerald waters and sugar-white sand, an instant draw for vacationers and a proven income producer. Offered fully furnished and turnkey, this investment-ready property features an open-concept layout, spacious bedrooms with en-suite baths, and an additional half bath for guests, maximizing comfort and rental appeal. The private balcony showcases sweeping Gulf views, creating the ultimate coastal experience guests are searching for. Located in the heart of Panama City Beach, this condo is walking distance to top attractions, dining, and entertainment, making it a top choice for short-term rentals year-round. Strong rental potential and actual numbers, unbeatable amenities, and views that sell themselves, this is the beach investment you've been waiting for. Offered fully furnished and turnkey, this investment-ready property features an open-concept layout, spacious bedrooms with en-suite baths, and an additional half bath for guests, maximizing comfort and rental appeal. The private balcony showcases sweeping Gulf views, creating the ultimate coastal experience guests are searching for. Located in the heart of Panama City Beach, this condo is walking distance to top attractions, dining, and entertainment, making it a top choice for short-term rentals year-round. Strong rental potential, unbeatable amenities, and views that sell themselves, this is the beach investment you've been waiting for. ## Location - **Address:** 9900 S Thomas Drive #1918, Panama City Beach, FL 32408 - **County:** Bay - **Neighborhood:** SHORES OF PANAMA - **Coordinates:** 30.175044, -85.807428 - **Google Maps:** https://www.google.com/maps?q=30.175044,-85.807428 ## Listing Agent - **Name:** Sostheim Group - **Brokerage:** Hilary & Reverie - **Broker Phone:** (850) 231-2850 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/9900-S-Thomas-Dr-Unit-1918_Panama-City-Beach_FL_32408_M53512-96140?f=listhub&s=ECARMLSFL&m=1001988&c=propsimple) ## Photos ![9900 S Thomas Drive #1918 - Photo 1](http://lh.rdcpix.com/baa2d65ba0d1864d5a5c60154653547fl-f418359500r.jpg) ![9900 S Thomas Drive #1918 - Photo 2](http://lh.rdcpix.com/baa2d65ba0d1864d5a5c60154653547fl-f3440565145r.jpg) ![9900 S Thomas Drive #1918 - Photo 3](http://lh.rdcpix.com/baa2d65ba0d1864d5a5c60154653547fl-f368070788r.jpg) ![9900 S Thomas Drive #1918 - Photo 4](http://lh.rdcpix.com/baa2d65ba0d1864d5a5c60154653547fl-f3186836002r.jpg) ![9900 S Thomas Drive #1918 - Photo 5](http://lh.rdcpix.com/baa2d65ba0d1864d5a5c60154653547fl-f4021712573r.jpg) ![9900 S Thomas Drive #1918 - Photo 6](http://lh.rdcpix.com/baa2d65ba0d1864d5a5c60154653547fl-f16201191r.jpg) ![9900 S Thomas Drive #1918 - Photo 7](http://lh.rdcpix.com/baa2d65ba0d1864d5a5c60154653547fl-f4259354782r.jpg) ![9900 S Thomas Drive #1918 - Photo 8](http://lh.rdcpix.com/baa2d65ba0d1864d5a5c60154653547fl-f3873073719r.jpg) ![9900 S Thomas Drive #1918 - Photo 9](http://lh.rdcpix.com/baa2d65ba0d1864d5a5c60154653547fl-f3739613451r.jpg) ![9900 S Thomas Drive #1918 - Photo 10](http://lh.rdcpix.com/baa2d65ba0d1864d5a5c60154653547fl-f1135260598r.jpg) ![9900 S Thomas Drive #1918 - Photo 11](http://lh.rdcpix.com/baa2d65ba0d1864d5a5c60154653547fl-f1381715304r.jpg) ![9900 S Thomas Drive #1918 - Photo 12](http://lh.rdcpix.com/baa2d65ba0d1864d5a5c60154653547fl-f453748175r.jpg) ![9900 S Thomas Drive #1918 - Photo 13](http://lh.rdcpix.com/baa2d65ba0d1864d5a5c60154653547fl-f1762493127r.jpg) ![9900 S Thomas Drive #1918 - Photo 14](http://lh.rdcpix.com/baa2d65ba0d1864d5a5c60154653547fl-f420802279r.jpg) ![9900 S Thomas Drive #1918 - Photo 15](http://lh.rdcpix.com/baa2d65ba0d1864d5a5c60154653547fl-f2374955488r.jpg) ![9900 S Thomas Drive #1918 - Photo 16](http://lh.rdcpix.com/baa2d65ba0d1864d5a5c60154653547fl-f3273443145r.jpg) ![9900 S Thomas Drive #1918 - Photo 17](http://lh.rdcpix.com/baa2d65ba0d1864d5a5c60154653547fl-f3577253459r.jpg) ![9900 S Thomas Drive #1918 - Photo 18](http://lh.rdcpix.com/baa2d65ba0d1864d5a5c60154653547fl-f4142948132r.jpg) ![9900 S Thomas Drive #1918 - Photo 19](http://lh.rdcpix.com/baa2d65ba0d1864d5a5c60154653547fl-f422953544r.jpg) ![9900 S Thomas Drive #1918 - Photo 20](http://lh.rdcpix.com/baa2d65ba0d1864d5a5c60154653547fl-f3262401270r.jpg) ![9900 S Thomas Drive #1918 - Photo 21](http://lh.rdcpix.com/baa2d65ba0d1864d5a5c60154653547fl-f1267000912r.jpg) ![9900 S Thomas Drive #1918 - Photo 22](http://lh.rdcpix.com/baa2d65ba0d1864d5a5c60154653547fl-f2290077860r.jpg) ![9900 S Thomas Drive #1918 - Photo 23](http://lh.rdcpix.com/baa2d65ba0d1864d5a5c60154653547fl-f3818501855r.jpg) ![9900 S Thomas Drive #1918 - Photo 24](http://lh.rdcpix.com/baa2d65ba0d1864d5a5c60154653547fl-f1616690028r.jpg) ![9900 S Thomas Drive #1918 - Photo 25](http://lh.rdcpix.com/baa2d65ba0d1864d5a5c60154653547fl-f3117211919r.jpg) ![9900 S Thomas Drive #1918 - Photo 26](http://lh.rdcpix.com/baa2d65ba0d1864d5a5c60154653547fl-f4043236035r.jpg) ![9900 S Thomas Drive #1918 - Photo 27](http://lh.rdcpix.com/baa2d65ba0d1864d5a5c60154653547fl-f2257511327r.jpg) ![9900 S Thomas Drive #1918 - Photo 28](http://lh.rdcpix.com/baa2d65ba0d1864d5a5c60154653547fl-f1347859183r.jpg) ![9900 S Thomas Drive #1918 - Photo 29](http://lh.rdcpix.com/baa2d65ba0d1864d5a5c60154653547fl-f2920070919r.jpg) ![9900 S Thomas Drive #1918 - Photo 30](http://lh.rdcpix.com/baa2d65ba0d1864d5a5c60154653547fl-f387373658r.jpg) ![9900 S Thomas Drive #1918 - Photo 31](http://lh.rdcpix.com/baa2d65ba0d1864d5a5c60154653547fl-f2156554515r.jpg) ![9900 S Thomas Drive #1918 - Photo 32](http://lh.rdcpix.com/baa2d65ba0d1864d5a5c60154653547fl-f87803929r.jpg) ![9900 S Thomas Drive #1918 - Photo 33](http://lh.rdcpix.com/baa2d65ba0d1864d5a5c60154653547fl-f1724967461r.jpg) ![9900 S Thomas Drive #1918 - Photo 34](http://lh.rdcpix.com/baa2d65ba0d1864d5a5c60154653547fl-f97703435r.jpg) ![9900 S Thomas Drive #1918 - Photo 35](http://lh.rdcpix.com/baa2d65ba0d1864d5a5c60154653547fl-f2004665283r.jpg) ![9900 S Thomas Drive #1918 - Photo 36](http://lh.rdcpix.com/baa2d65ba0d1864d5a5c60154653547fl-f968202752r.jpg) ![9900 S Thomas Drive #1918 - Photo 37](http://lh.rdcpix.com/baa2d65ba0d1864d5a5c60154653547fl-f1093684085r.jpg) ![9900 S Thomas Drive #1918 - Photo 38](http://lh.rdcpix.com/baa2d65ba0d1864d5a5c60154653547fl-f3213529473r.jpg) ![9900 S Thomas Drive #1918 - Photo 39](http://lh.rdcpix.com/baa2d65ba0d1864d5a5c60154653547fl-f2007314749r.jpg) ![9900 S Thomas Drive #1918 - Photo 40](http://lh.rdcpix.com/baa2d65ba0d1864d5a5c60154653547fl-f3849714972r.jpg) ![9900 S Thomas Drive #1918 - Photo 41](http://lh.rdcpix.com/baa2d65ba0d1864d5a5c60154653547fl-f4170248496r.jpg) ![9900 S Thomas Drive #1918 - Photo 42](http://lh.rdcpix.com/baa2d65ba0d1864d5a5c60154653547fl-f4030049628r.jpg) ![9900 S Thomas Drive #1918 - Photo 43](http://lh.rdcpix.com/baa2d65ba0d1864d5a5c60154653547fl-f3663700120r.jpg) ![9900 S Thomas Drive #1918 - Photo 44](http://lh.rdcpix.com/baa2d65ba0d1864d5a5c60154653547fl-f2520747943r.jpg) ![9900 S Thomas Drive #1918 - Photo 45](http://lh.rdcpix.com/baa2d65ba0d1864d5a5c60154653547fl-f2229155787r.jpg) ![9900 S Thomas Drive #1918 - Photo 46](http://lh.rdcpix.com/baa2d65ba0d1864d5a5c60154653547fl-f1325020481r.jpg) ![9900 S Thomas Drive #1918 - Photo 47](http://lh.rdcpix.com/baa2d65ba0d1864d5a5c60154653547fl-f4028979473r.jpg) ![9900 S Thomas Drive #1918 - Photo 48](http://lh.rdcpix.com/baa2d65ba0d1864d5a5c60154653547fl-f3652547357r.jpg) ![9900 S Thomas Drive #1918 - Photo 49](http://lh.rdcpix.com/baa2d65ba0d1864d5a5c60154653547fl-f3409419398r.jpg) ![9900 S Thomas Drive #1918 - Photo 50](http://lh.rdcpix.com/baa2d65ba0d1864d5a5c60154653547fl-f126955259r.jpg) ![9900 S Thomas Drive #1918 - Photo 51](http://lh.rdcpix.com/baa2d65ba0d1864d5a5c60154653547fl-f1259287884r.jpg) ![9900 S Thomas Drive #1918 - Photo 52](http://lh.rdcpix.com/baa2d65ba0d1864d5a5c60154653547fl-f3680839700r.jpg) --- **MLS#:** 1001988 | **Updated:** 2026-10-20 **Source:** listhub *Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/9900-s-thomas-drive-panama-city-beach-fl-32408-4ec1eee05ac3410b9bbb6ec192ff5361) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/9900-s-thomas-drive-panama-city-beach-fl-32408-4ec1eee05ac3410b9bbb6ec192ff5361#listing", "url": "https://staging.propertysimple.ai/listing/9900-s-thomas-drive-panama-city-beach-fl-32408-4ec1eee05ac3410b9bbb6ec192ff5361", "name": "9900 S Thomas Drive #1918, Panama City Beach, FL 32408", "description": "Resort Living in Panama City Beach! The Shores of Panama offers an unmatched collection of amenities including 500 feet of direct beachfront, a stunning 14,000 sq ft zero-entry lagoon-style pool, Gulf-side hot tub, heated indoor pool and spa, state-of-the-art fitness center, and two full-service on-site bars and dining options, creating an elevated vacation experience that keeps guests coming back year. This Gulf-front 2-bedroom, 2.5-bath condo delivers stunning panoramic views of the emerald waters and sugar-white sand, an instant draw for vacationers and a proven income producer. Offered fully furnished and turnkey, this investment-ready property features an open-concept layout, spacious bedrooms with en-suite baths, and an additional half bath for guests, maximizing comfort and rental appeal. The private balcony showcases sweeping Gulf views, creating the ultimate coastal experience guests are searching for. Located in the heart of Panama City Beach, this condo is walking distance to top attractions, dining, and entertainment, making it a top choice for short-term rentals year-round. Strong rental potential and actual numbers, unbeatable amenities, and views that sell themselves, this is the beach investment you've been waiting for. Offered fully furnished and turnkey, this investment-ready property features an open-concept layout, spacious bedrooms with en-suite baths, and an additional half bath for guests, maximizing comfort and rental appeal. The private balcony showcases sweeping Gulf views, creating the ultimate coastal experience guests are searching for. Located in the heart of Panama City Beach, this condo is walking distance to top attractions, dining, and entertainment, making it a top choice for short-term rentals year-round. 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