# 9900 S Thomas Drive #2127, Panama City Beach, FL 32408 > **TL;DR:** 1bd/2ba condo, $299,000 ($319/sqft), built 2007, 936 sqft. > Waterfront, A/C, 1-car garage. Est. $4,547/mo. Listed 154 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $299,000 | | Price/sqft | $319 | | Bedrooms | 1 | | Bathrooms | 2 full | | Square Feet | 936 | | Year Built | 2007 | | Stories | 1 | | Garage | 1-car | | Property Type | Condo (Condominium) | | Status | Active | | Days on Market | 154 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,512 | | Estimated Insurance | $87 | | HOA | $2,948 | | **Total** | **$4,547** | ## Nearby Schools - **Elementary:** Breakfast Point - **Middle:** Breakfast Point - **High:** Arnold ## Key Amenities - Waterfront - A/C - 1-car garage ## Property Highlights - Built in 2007 - 1 parking spaces - Waterfront ## Description ### Agent Description Seller offering $10,000 toward buyer closing costs! Brand new paint and bunks! Welcome to this exceptional 21st-floor Gulf-front condo in the sought-after Shores of Panama Resort, located in the heart of Panama City Beach, Florida. This 936 sq ft unit offers incredible value in one of the area's most popular complexes. This fully furnished condo features 1 bedroom, 2 full bathrooms, and a separate bunk room, comfortably sleeping up to 6 guests, including the sleeper sofa in the family room. The modern kitchen is equipped with stainless steel appliances, granite countertops, and plenty of space for cooking and entertaining. Step onto the expansive balcony to enjoy breathtaking views of the resort-style lagoon pool and the Gulf of Mexico, a perfect spot for morning coffee or sunset relaxation. Shores of Panama is renowned for its incredible amenities, including a 20,000 sq ft lagoon-style beachfront pool with bridges, lush landscaping, and ample lounge seating, along with a massive outdoor hot tub, indoor heated pool, and hot tub. On-site dining options include tiki bars and the Sunset Bar & Grille. The resort also boasts a private beach area, a state-of-the-art fitness center, and easy access to water sports facilities. Situated just steps from the white sand beaches and a short distance to vibrant shopping, dining, and entertainment, this condo offers the perfect blend of relaxation and convenience. Don't miss this opportunity to own a beautifully appointed Gulf-front condo in one of Panama City Beach's premier resorts. Call today to schedule your private showing! ## Location - **Address:** 9900 S Thomas Drive #2127, Panama City Beach, FL 32408 - **County:** Bay - **Neighborhood:** SHORES OF PANAMA - **Coordinates:** 30.174567, -85.806688 - **Google Maps:** https://www.google.com/maps?q=30.174567,-85.806688 ## Listing Agent - **Name:** Abbott Martin Group - **Brokerage:** Exp Realty - **Broker Phone:** (904) 238-3304 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/9900-S-Thomas-Dr-Unit-2127_Panama-City-Beach_FL_32408_M53863-26126?f=listhub&s=ECARMLSFL&m=1004422&c=propsimple) ## Photos ![9900 S Thomas Drive #2127 - Photo 1](http://lh.rdcpix.com/4c41fb437e2593821b27a09516aaeeaal-f638577346r.jpg) ![9900 S Thomas Drive #2127 - Photo 2](http://lh.rdcpix.com/4c41fb437e2593821b27a09516aaeeaal-f1135837068r.jpg) ![9900 S Thomas Drive #2127 - Photo 3](http://lh.rdcpix.com/4c41fb437e2593821b27a09516aaeeaal-f1404671839r.jpg) ![9900 S Thomas Drive #2127 - Photo 4](http://lh.rdcpix.com/4c41fb437e2593821b27a09516aaeeaal-f1817694046r.jpg) ![9900 S Thomas Drive #2127 - Photo 5](http://lh.rdcpix.com/4c41fb437e2593821b27a09516aaeeaal-f2690888991r.jpg) ![9900 S Thomas Drive #2127 - Photo 6](http://lh.rdcpix.com/4c41fb437e2593821b27a09516aaeeaal-f1514197740r.jpg) ![9900 S Thomas Drive #2127 - Photo 7](http://lh.rdcpix.com/4c41fb437e2593821b27a09516aaeeaal-f4049003190r.jpg) ![9900 S Thomas Drive #2127 - Photo 8](http://lh.rdcpix.com/4c41fb437e2593821b27a09516aaeeaal-f196584958r.jpg) ![9900 S Thomas Drive #2127 - Photo 9](http://lh.rdcpix.com/4c41fb437e2593821b27a09516aaeeaal-f770644373r.jpg) ![9900 S Thomas Drive #2127 - Photo 10](http://lh.rdcpix.com/4c41fb437e2593821b27a09516aaeeaal-f2518335316r.jpg) ![9900 S Thomas Drive #2127 - Photo 11](http://lh.rdcpix.com/4c41fb437e2593821b27a09516aaeeaal-f1916103413r.jpg) ![9900 S Thomas Drive #2127 - Photo 12](http://lh.rdcpix.com/4c41fb437e2593821b27a09516aaeeaal-f1767873154r.jpg) ![9900 S Thomas Drive #2127 - Photo 13](http://lh.rdcpix.com/4c41fb437e2593821b27a09516aaeeaal-f151849958r.jpg) ![9900 S Thomas Drive #2127 - Photo 14](http://lh.rdcpix.com/4c41fb437e2593821b27a09516aaeeaal-f158909719r.jpg) ![9900 S Thomas Drive #2127 - Photo 15](http://lh.rdcpix.com/4c41fb437e2593821b27a09516aaeeaal-f3966124561r.jpg) ![9900 S Thomas Drive #2127 - Photo 16](http://lh.rdcpix.com/4c41fb437e2593821b27a09516aaeeaal-f3093887378r.jpg) ![9900 S Thomas Drive #2127 - Photo 17](http://lh.rdcpix.com/4c41fb437e2593821b27a09516aaeeaal-f2714681365r.jpg) ![9900 S Thomas Drive #2127 - Photo 18](http://lh.rdcpix.com/4c41fb437e2593821b27a09516aaeeaal-f4152501601r.jpg) ![9900 S Thomas Drive #2127 - Photo 19](http://lh.rdcpix.com/4c41fb437e2593821b27a09516aaeeaal-f599407723r.jpg) ![9900 S Thomas Drive #2127 - Photo 20](http://lh.rdcpix.com/4c41fb437e2593821b27a09516aaeeaal-f2563433165r.jpg) ![9900 S Thomas Drive #2127 - Photo 21](http://lh.rdcpix.com/4c41fb437e2593821b27a09516aaeeaal-f336995986r.jpg) ![9900 S Thomas Drive #2127 - Photo 22](http://lh.rdcpix.com/4c41fb437e2593821b27a09516aaeeaal-f2630039258r.jpg) ![9900 S Thomas Drive #2127 - Photo 23](http://lh.rdcpix.com/4c41fb437e2593821b27a09516aaeeaal-f2586885613r.jpg) ![9900 S Thomas Drive #2127 - Photo 24](http://lh.rdcpix.com/4c41fb437e2593821b27a09516aaeeaal-f3124014980r.jpg) ![9900 S Thomas Drive #2127 - Photo 25](http://lh.rdcpix.com/4c41fb437e2593821b27a09516aaeeaal-f1703148435r.jpg) ![9900 S Thomas Drive #2127 - Photo 26](http://lh.rdcpix.com/4c41fb437e2593821b27a09516aaeeaal-f990383799r.jpg) ![9900 S Thomas Drive #2127 - Photo 27](http://lh.rdcpix.com/4c41fb437e2593821b27a09516aaeeaal-f3650481067r.jpg) ![9900 S Thomas Drive #2127 - Photo 28](http://lh.rdcpix.com/4c41fb437e2593821b27a09516aaeeaal-f3916839637r.jpg) ![9900 S Thomas Drive #2127 - Photo 29](http://lh.rdcpix.com/4c41fb437e2593821b27a09516aaeeaal-f1922855165r.jpg) ![9900 S Thomas Drive #2127 - Photo 30](http://lh.rdcpix.com/4c41fb437e2593821b27a09516aaeeaal-f549326240r.jpg) ![9900 S Thomas Drive #2127 - Photo 31](http://lh.rdcpix.com/4c41fb437e2593821b27a09516aaeeaal-f3035631415r.jpg) ![9900 S Thomas Drive #2127 - Photo 32](http://lh.rdcpix.com/4c41fb437e2593821b27a09516aaeeaal-f3749400728r.jpg) ![9900 S Thomas Drive #2127 - Photo 33](http://lh.rdcpix.com/4c41fb437e2593821b27a09516aaeeaal-f503284057r.jpg) ![9900 S Thomas Drive #2127 - Photo 34](http://lh.rdcpix.com/4c41fb437e2593821b27a09516aaeeaal-f367543956r.jpg) ![9900 S Thomas Drive #2127 - Photo 35](http://lh.rdcpix.com/4c41fb437e2593821b27a09516aaeeaal-f2346340445r.jpg) ![9900 S Thomas Drive #2127 - Photo 36](http://lh.rdcpix.com/4c41fb437e2593821b27a09516aaeeaal-f4218916296r.jpg) ![9900 S Thomas Drive #2127 - Photo 37](http://lh.rdcpix.com/4c41fb437e2593821b27a09516aaeeaal-f4057922500r.jpg) ![9900 S Thomas Drive #2127 - Photo 38](http://lh.rdcpix.com/4c41fb437e2593821b27a09516aaeeaal-f3135929804r.jpg) ![9900 S Thomas Drive #2127 - Photo 39](http://lh.rdcpix.com/4c41fb437e2593821b27a09516aaeeaal-f336091756r.jpg) ![9900 S Thomas Drive #2127 - Photo 40](http://lh.rdcpix.com/4c41fb437e2593821b27a09516aaeeaal-f3945284214r.jpg) ![9900 S Thomas Drive #2127 - Photo 41](http://lh.rdcpix.com/4c41fb437e2593821b27a09516aaeeaal-f253287384r.jpg) ![9900 S Thomas Drive #2127 - Photo 42](http://lh.rdcpix.com/4c41fb437e2593821b27a09516aaeeaal-f2941874158r.jpg) ![9900 S Thomas Drive #2127 - Photo 43](http://lh.rdcpix.com/4c41fb437e2593821b27a09516aaeeaal-f355679258r.jpg) ![9900 S Thomas Drive #2127 - Photo 44](http://lh.rdcpix.com/4c41fb437e2593821b27a09516aaeeaal-f592543902r.jpg) ![9900 S Thomas Drive #2127 - Photo 45](http://lh.rdcpix.com/4c41fb437e2593821b27a09516aaeeaal-f4195339770r.jpg) ![9900 S Thomas Drive #2127 - Photo 46](http://lh.rdcpix.com/4c41fb437e2593821b27a09516aaeeaal-f1968536234r.jpg) ![9900 S Thomas Drive #2127 - Photo 47](http://lh.rdcpix.com/4c41fb437e2593821b27a09516aaeeaal-f1880893050r.jpg) ![9900 S Thomas Drive #2127 - Photo 48](http://lh.rdcpix.com/4c41fb437e2593821b27a09516aaeeaal-f132790939r.jpg) ![9900 S Thomas Drive #2127 - Photo 49](http://lh.rdcpix.com/4c41fb437e2593821b27a09516aaeeaal-f25043068r.jpg) ![9900 S Thomas Drive #2127 - Photo 50](http://lh.rdcpix.com/4c41fb437e2593821b27a09516aaeeaal-f1421945627r.jpg) ![9900 S Thomas Drive #2127 - Photo 51](http://lh.rdcpix.com/4c41fb437e2593821b27a09516aaeeaal-f3968478297r.jpg) ![9900 S Thomas Drive #2127 - Photo 52](http://lh.rdcpix.com/4c41fb437e2593821b27a09516aaeeaal-f2622669039r.jpg) ![9900 S Thomas Drive #2127 - Photo 53](http://lh.rdcpix.com/4c41fb437e2593821b27a09516aaeeaal-f1581645749r.jpg) ![9900 S Thomas Drive #2127 - Photo 54](http://lh.rdcpix.com/4c41fb437e2593821b27a09516aaeeaal-f4216300703r.jpg) ![9900 S Thomas Drive #2127 - Photo 55](http://lh.rdcpix.com/4c41fb437e2593821b27a09516aaeeaal-f2852151123r.jpg) --- **MLS#:** 1004422 | **Updated:** 2026-10-20 **Source:** listhub *Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/9900-s-thomas-drive-panama-city-beach-fl-32408-65138bb753964eb4bad8348978ee2c97) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/9900-s-thomas-drive-panama-city-beach-fl-32408-65138bb753964eb4bad8348978ee2c97#listing", "url": "https://staging.propertysimple.ai/listing/9900-s-thomas-drive-panama-city-beach-fl-32408-65138bb753964eb4bad8348978ee2c97", "name": "9900 S Thomas Drive #2127, Panama City Beach, FL 32408", "description": "Seller offering $10,000 toward buyer closing costs! Brand new paint and bunks! Welcome to this exceptional 21st-floor Gulf-front condo in the sought-after Shores of Panama Resort, located in the heart of Panama City Beach, Florida. This 936 sq ft unit offers incredible value in one of the area's most popular complexes. This fully furnished condo features 1 bedroom, 2 full bathrooms, and a separate bunk room, comfortably sleeping up to 6 guests, including the sleeper sofa in the family room. The modern kitchen is equipped with stainless steel appliances, granite countertops, and plenty of space for cooking and entertaining. Step onto the expansive balcony to enjoy breathtaking views of the resort-style lagoon pool and the Gulf of Mexico, a perfect spot for morning coffee or sunset relaxation. Shores of Panama is renowned for its incredible amenities, including a 20,000 sq ft lagoon-style beachfront pool with bridges, lush landscaping, and ample lounge seating, along with a massive outdoor hot tub, indoor heated pool, and hot tub. On-site dining options include tiki bars and the Sunset Bar & Grille. 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