# 9900 S Thomas Drive #1911, Panama City Beach, FL 32408 > **TL;DR:** 2bd/2ba condo, $340,000 ($375/sqft), built 2007, 907 sqft. > Waterfront, A/C. Est. $5,310/mo. Listed 32 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $340,000 | | Price/sqft | $375 | | Bedrooms | 2 | | Bathrooms | 2 full | | Square Feet | 907 | | Year Built | 2007 | | Property Type | Condo (Condominium) | | Status | Active | | Days on Market | 32 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,719 | | Estimated Insurance | $99 | | HOA | $3,492 | | **Total** | **$5,310** | ## Nearby Schools - **Elementary:** Breakfast Point - **Middle:** Breakfast Point - **High:** Arnold ## Key Amenities - Waterfront - A/C ## Property Highlights - Built in 2007 - Waterfront ## Description ### Agent Description Positioned on the 19th floor of Shores of Panama, Unit 1911 presents an exceptional opportunity for investors seeking a Gulf-front vacation rental in the heart of Panama City Beach. This beautifully maintained condo offers unobstructed southern-facing views of the resort's expansive lagoon-style pool and the sparkling Gulf waters, creating an ideal setting for attracting vacation renters and maximizing the appeal of a short-term rental property. The spacious open-concept floor plan provides a comfortable and inviting environment for guests, with tile flooring throughout the main living areas and a private balcony where guests can relax while enjoying panoramic views of the resort and Gulf. The well-appointed kitchen features granite countertops, modern appliances, and a functional layout that makes preparing meals and entertaining convenient. The condo's two bedrooms plus a dedicated bunk room provide flexible accommodations for families and groups, while both the bedroom and bunk room feature private full bathrooms. A full-size stacked washer and dryer add another valuable convenience for vacation guests and owners. From an investment perspective, Unit 1911 combines several features that can make a Gulf-front vacation rental highly desirable, including its high-floor location, direct Gulf views, resort setting, beach access, and family-friendly accommodations. Guests also have access to an extensive collection of on-site amenities designed to create a complete vacation experience without leaving the property. Shores of Panama features a spectacular Gulf-front lagoon-style pool complete with waterfalls and bridges, along with a heated indoor pool, hot tub, and outdoor Jacuzzi. Guests enjoy private beach access, beachfront water sport rentals, and convenient dining and refreshment options including a poolside tiki bar, on-site tiki grill, and coffee and donut shop. Additional resort conveniences include a covered parking garage, 24-hour fitness center, meeting and event space, picnic and grilling areas, and complimentary Wi-Fi throughout the property. For investors, the combination of Gulf-front location, resort amenities, spacious guest accommodations, private balcony, and sought-after Panama City Beach location provides a compelling foundation for a vacation rental property. The layout is well suited for families and groups, while the resort environment offers the amenities and experiences that can help make a property attractive to short-term vacation guests. Whether you're looking to expand a vacation-rental portfolio, purchase a second home with rental potential, or own a Gulf-front property that can generate rental income when you're not using it, Unit 1911 offers the views, accommodations, location, and resort lifestyle that make Shores of Panama a recognizable destination in Panama City Beach. Unit 1911 is a Gulf-front investment opportunity that combines impressive views, strong guest appeal, and the convenience of a full-service resort setting. ## Location - **Address:** 9900 S Thomas Drive #1911, Panama City Beach, FL 32408 - **County:** Bay - **Neighborhood:** SHORES OF PANAMA - **Coordinates:** 30.176023, -85.80613 - **Google Maps:** https://www.google.com/maps?q=30.176023,-85.80613 ## Listing Agent - **Name:** Sara M Reese · **License:** 3395400 - **Brokerage:** Compass Florida, LLC - **Broker Phone:** (305) 851-2820 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/9900-S-Thomas-Dr-Unit-1911_Panama-City-Beach_FL_32408_M90416-07612?f=listhub&s=ECARMLSFL&m=1013101&c=propsimple) ## Photos ![9900 S Thomas Drive #1911 - Photo 1](http://lh.rdcpix.com/a363216b905086daff40858b0afe9893l-f2223408429r.jpg) ![9900 S Thomas Drive #1911 - Photo 2](http://lh.rdcpix.com/a363216b905086daff40858b0afe9893l-f2946112255r.jpg) ![9900 S Thomas Drive #1911 - Photo 3](http://lh.rdcpix.com/a363216b905086daff40858b0afe9893l-f229477737r.jpg) ![9900 S Thomas Drive #1911 - Photo 4](http://lh.rdcpix.com/a363216b905086daff40858b0afe9893l-f197323570r.jpg) ![9900 S Thomas Drive #1911 - Photo 5](http://lh.rdcpix.com/a363216b905086daff40858b0afe9893l-f2630644951r.jpg) ![9900 S Thomas Drive #1911 - Photo 6](http://lh.rdcpix.com/a363216b905086daff40858b0afe9893l-f477046507r.jpg) ![9900 S Thomas Drive #1911 - Photo 7](http://lh.rdcpix.com/a363216b905086daff40858b0afe9893l-f1946813648r.jpg) ![9900 S Thomas Drive #1911 - Photo 8](http://lh.rdcpix.com/a363216b905086daff40858b0afe9893l-f2226495063r.jpg) ![9900 S Thomas Drive #1911 - Photo 9](http://lh.rdcpix.com/a363216b905086daff40858b0afe9893l-f4040818718r.jpg) ![9900 S Thomas Drive #1911 - Photo 10](http://lh.rdcpix.com/a363216b905086daff40858b0afe9893l-f3592802522r.jpg) ![9900 S Thomas Drive #1911 - Photo 11](http://lh.rdcpix.com/a363216b905086daff40858b0afe9893l-f3406173653r.jpg) ![9900 S Thomas Drive #1911 - Photo 12](http://lh.rdcpix.com/a363216b905086daff40858b0afe9893l-f2255762109r.jpg) ![9900 S Thomas Drive #1911 - Photo 13](http://lh.rdcpix.com/a363216b905086daff40858b0afe9893l-f1626292140r.jpg) ![9900 S Thomas Drive #1911 - Photo 14](http://lh.rdcpix.com/a363216b905086daff40858b0afe9893l-f3600440563r.jpg) ![9900 S Thomas Drive #1911 - Photo 15](http://lh.rdcpix.com/a363216b905086daff40858b0afe9893l-f1350308195r.jpg) ![9900 S Thomas Drive #1911 - Photo 16](http://lh.rdcpix.com/a363216b905086daff40858b0afe9893l-f2180373448r.jpg) ![9900 S Thomas Drive #1911 - Photo 17](http://lh.rdcpix.com/a363216b905086daff40858b0afe9893l-f4194136680r.jpg) ![9900 S Thomas Drive #1911 - Photo 18](http://lh.rdcpix.com/a363216b905086daff40858b0afe9893l-f2483247128r.jpg) ![9900 S Thomas Drive #1911 - Photo 19](http://lh.rdcpix.com/a363216b905086daff40858b0afe9893l-f2107419603r.jpg) ![9900 S Thomas Drive #1911 - Photo 20](http://lh.rdcpix.com/a363216b905086daff40858b0afe9893l-f3034104886r.jpg) ![9900 S Thomas Drive #1911 - Photo 21](http://lh.rdcpix.com/a363216b905086daff40858b0afe9893l-f1545608014r.jpg) ![9900 S Thomas Drive #1911 - Photo 22](http://lh.rdcpix.com/a363216b905086daff40858b0afe9893l-f1896793097r.jpg) ![9900 S Thomas Drive #1911 - Photo 23](http://lh.rdcpix.com/a363216b905086daff40858b0afe9893l-f3718609435r.jpg) ![9900 S Thomas Drive #1911 - Photo 24](http://lh.rdcpix.com/a363216b905086daff40858b0afe9893l-f2031877150r.jpg) ![9900 S Thomas Drive #1911 - Photo 25](http://lh.rdcpix.com/a363216b905086daff40858b0afe9893l-f3519139166r.jpg) ![9900 S Thomas Drive #1911 - Photo 26](http://lh.rdcpix.com/a363216b905086daff40858b0afe9893l-f3450869313r.jpg) ![9900 S Thomas Drive #1911 - Photo 27](http://lh.rdcpix.com/a363216b905086daff40858b0afe9893l-f4060151151r.jpg) ![9900 S Thomas Drive #1911 - Photo 28](http://lh.rdcpix.com/a363216b905086daff40858b0afe9893l-f3862509783r.jpg) --- **MLS#:** 1013101 | **Updated:** 2026-10-31 **Source:** listhub *Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/9900-s-thomas-drive-panama-city-beach-fl-32408-9fddf38cf8d94d42a84249d759a3838c) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/9900-s-thomas-drive-panama-city-beach-fl-32408-9fddf38cf8d94d42a84249d759a3838c#listing", "url": "https://staging.propertysimple.ai/listing/9900-s-thomas-drive-panama-city-beach-fl-32408-9fddf38cf8d94d42a84249d759a3838c", "name": "9900 S Thomas Drive #1911, Panama City Beach, FL 32408", "description": "Positioned on the 19th floor of Shores of Panama, Unit 1911 presents an exceptional opportunity for investors seeking a Gulf-front vacation rental in the heart of Panama City Beach. This beautifully maintained condo offers unobstructed southern-facing views of the resort's expansive lagoon-style pool and the sparkling Gulf waters, creating an ideal setting for attracting vacation renters and maximizing the appeal of a short-term rental property. The spacious open-concept floor plan provides a comfortable and inviting environment for guests, with tile flooring throughout the main living areas and a private balcony where guests can relax while enjoying panoramic views of the resort and Gulf. The well-appointed kitchen features granite countertops, modern appliances, and a functional layout that makes preparing meals and entertaining convenient. The condo's two bedrooms plus a dedicated bunk room provide flexible accommodations for families and groups, while both the bedroom and bunk room feature private full bathrooms. A full-size stacked washer and dryer add another valuable convenience for vacation guests and owners. From an investment perspective, Unit 1911 combines several features that can make a Gulf-front vacation rental highly desirable, including its high-floor location, direct Gulf views, resort setting, beach access, and family-friendly accommodations. Guests also have access to an extensive collection of on-site amenities designed to create a complete vacation experience without leaving the property. Shores of Panama features a spectacular Gulf-front lagoon-style pool complete with waterfalls and bridges, along with a heated indoor pool, hot tub, and outdoor Jacuzzi. Guests enjoy private beach access, beachfront water sport rentals, and convenient dining and refreshment options including a poolside tiki bar, on-site tiki grill, and coffee and donut shop. Additional resort conveniences include a covered parking garage, 24-hour fitness center, meeting and event space, picnic and grilling areas, and complimentary Wi-Fi throughout the property. For investors, the combination of Gulf-front location, resort amenities, spacious guest accommodations, private balcony, and sought-after Panama City Beach location provides a compelling foundation for a vacation rental property. The layout is well suited for families and groups, while the resort environment offers the amenities and experiences that can help make a property attractive to short-term vacation guests. Whether you're looking to expand a vacation-rental portfolio, purchase a second home with rental potential, or own a Gulf-front property that can generate rental income when you're not using it, Unit 1911 offers the views, accommodations, location, and resort lifestyle that make Shores of Panama a recognizable destination in Panama City Beach. 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