# 9900 S Thomas Drive #1921, Panama City, FL 32408 > **TL;DR:** 2bd/3ba condo, $390,000 ($329/sqft), built 2007, 1,184 sqft. > Waterfront, A/C. Est. $6,068/mo. Listed 280 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $390,000 | | Price/sqft | $329 | | Bedrooms | 2 | | Bathrooms | 3 full | | Square Feet | 1,184 | | Year Built | 2007 | | Property Type | Condo (Condominium) | | Status | Active | | Days on Market | 280 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,972 | | Estimated Insurance | $114 | | HOA | $3,982 | | **Total** | **$6,068** | ## Nearby Schools - **Elementary:** Breakfast Point - **Middle:** Breakfast Point - **High:** Arnold ## Key Amenities - Waterfront - A/C ## Property Highlights - Built in 2007 - Waterfront ## Description ### Agent Description Welcome to Shores of Panama in beautiful Panama City Beach. This Gulf front 2-bedroom condo with additional hall bunks includes a highly sought-after assigned parking space and offers west-facing sunset views. From the private balcony, enjoy a direct overlook of the signature lagoon-style zero-entry pool surrounded by tropical landscaping, bridges, hot tub, and the iconic dolphin fountains. Inside, the condo has been recently painted and updated with durable vinyl plank flooring throughout. The open kitchen features granite countertops, a breakfast bar, and a pantry for extra storage. With 2 bedrooms, hallway bunk beds, and a sleeper sofa, this unit comfortably accommodates guests and is ideal for rental income or personal use. The floor plan includes three full bathrooms, providing added convenience for owners and guests. Resort amenities include the expansive outdoor pool area, two poolside tiki bars and a grill, an indoor pool and hot tub, a well-equipped fitness center, and an outdoor grilling/picnic area. Renovations to the building exterior are currently underway. ## Location - **Address:** 9900 S Thomas Drive #1921, Panama City, FL 32408 - **County:** Bay - **Neighborhood:** Shores Of Panama Phase II - **Coordinates:** 30.174543, -85.806601 - **Google Maps:** https://www.google.com/maps?q=30.174543,-85.806601 ## Listing Agent - **Name:** Darlene Tate · **License:** 3234120 - **Brokerage:** RC Real Estate Group - **Broker Phone:** (850) 249-6100 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/9900-S-Thomas-Dr-Unit-1921_Panama-City-Beach_FL_32408_M53574-82286?f=listhub&s=BCARFL&m=784037&c=propsimple) ## Photos ![9900 S Thomas Drive #1921 - Photo 1](http://lh.rdcpix.com/501c4f46d37d313f386177c156cf76adl-f636960984r.jpg) ![9900 S Thomas Drive #1921 - Photo 2](http://lh.rdcpix.com/501c4f46d37d313f386177c156cf76adl-f3432248067r.jpg) ![9900 S Thomas Drive #1921 - Photo 3](http://lh.rdcpix.com/501c4f46d37d313f386177c156cf76adl-f2006026718r.jpg) ![9900 S Thomas Drive #1921 - Photo 4](http://lh.rdcpix.com/501c4f46d37d313f386177c156cf76adl-f718154000r.jpg) ![9900 S Thomas Drive #1921 - Photo 5](http://lh.rdcpix.com/501c4f46d37d313f386177c156cf76adl-f2743707940r.jpg) ![9900 S Thomas Drive #1921 - Photo 6](http://lh.rdcpix.com/501c4f46d37d313f386177c156cf76adl-f1878943325r.jpg) ![9900 S Thomas Drive #1921 - Photo 7](http://lh.rdcpix.com/501c4f46d37d313f386177c156cf76adl-f870153612r.jpg) ![9900 S Thomas Drive #1921 - Photo 8](http://lh.rdcpix.com/501c4f46d37d313f386177c156cf76adl-f1267100067r.jpg) ![9900 S Thomas Drive #1921 - Photo 9](http://lh.rdcpix.com/501c4f46d37d313f386177c156cf76adl-f168509299r.jpg) ![9900 S Thomas Drive #1921 - Photo 10](http://lh.rdcpix.com/501c4f46d37d313f386177c156cf76adl-f851162334r.jpg) ![9900 S Thomas Drive #1921 - Photo 11](http://lh.rdcpix.com/501c4f46d37d313f386177c156cf76adl-f1437506760r.jpg) ![9900 S Thomas Drive #1921 - Photo 12](http://lh.rdcpix.com/501c4f46d37d313f386177c156cf76adl-f499850842r.jpg) ![9900 S Thomas Drive #1921 - Photo 13](http://lh.rdcpix.com/501c4f46d37d313f386177c156cf76adl-f2370888386r.jpg) ![9900 S Thomas Drive #1921 - Photo 14](http://lh.rdcpix.com/501c4f46d37d313f386177c156cf76adl-f783428869r.jpg) ![9900 S Thomas Drive #1921 - Photo 15](http://lh.rdcpix.com/501c4f46d37d313f386177c156cf76adl-f401965346r.jpg) ![9900 S Thomas Drive #1921 - Photo 16](http://lh.rdcpix.com/501c4f46d37d313f386177c156cf76adl-f2420826795r.jpg) ![9900 S Thomas Drive #1921 - Photo 17](http://lh.rdcpix.com/501c4f46d37d313f386177c156cf76adl-f604532458r.jpg) ![9900 S Thomas Drive #1921 - Photo 18](http://lh.rdcpix.com/501c4f46d37d313f386177c156cf76adl-f4025153278r.jpg) ![9900 S Thomas Drive #1921 - Photo 19](http://lh.rdcpix.com/501c4f46d37d313f386177c156cf76adl-f3469355439r.jpg) ![9900 S Thomas Drive #1921 - Photo 20](http://lh.rdcpix.com/501c4f46d37d313f386177c156cf76adl-f3722691438r.jpg) ![9900 S Thomas Drive #1921 - Photo 21](http://lh.rdcpix.com/501c4f46d37d313f386177c156cf76adl-f2183254321r.jpg) ![9900 S Thomas Drive #1921 - Photo 22](http://lh.rdcpix.com/501c4f46d37d313f386177c156cf76adl-f1882829343r.jpg) ![9900 S Thomas Drive #1921 - Photo 23](http://lh.rdcpix.com/501c4f46d37d313f386177c156cf76adl-f2671231993r.jpg) ![9900 S Thomas Drive #1921 - Photo 24](http://lh.rdcpix.com/501c4f46d37d313f386177c156cf76adl-f2769005536r.jpg) ![9900 S Thomas Drive #1921 - Photo 25](http://lh.rdcpix.com/501c4f46d37d313f386177c156cf76adl-f2902741701r.jpg) ![9900 S Thomas Drive #1921 - Photo 26](http://lh.rdcpix.com/501c4f46d37d313f386177c156cf76adl-f2509509159r.jpg) ![9900 S Thomas Drive #1921 - Photo 27](http://lh.rdcpix.com/501c4f46d37d313f386177c156cf76adl-f2243848630r.jpg) ![9900 S Thomas Drive #1921 - Photo 28](http://lh.rdcpix.com/501c4f46d37d313f386177c156cf76adl-f3061386303r.jpg) ![9900 S Thomas Drive #1921 - Photo 29](http://lh.rdcpix.com/501c4f46d37d313f386177c156cf76adl-f3427274806r.jpg) ![9900 S Thomas Drive #1921 - Photo 30](http://lh.rdcpix.com/501c4f46d37d313f386177c156cf76adl-f3603680458r.jpg) ![9900 S Thomas Drive #1921 - Photo 31](http://lh.rdcpix.com/501c4f46d37d313f386177c156cf76adl-f3526567419r.jpg) ![9900 S Thomas Drive #1921 - Photo 32](http://lh.rdcpix.com/501c4f46d37d313f386177c156cf76adl-f3870699603r.jpg) ![9900 S Thomas Drive #1921 - Photo 33](http://lh.rdcpix.com/501c4f46d37d313f386177c156cf76adl-f1608536978r.jpg) ![9900 S Thomas Drive #1921 - Photo 34](http://lh.rdcpix.com/501c4f46d37d313f386177c156cf76adl-f3939293176r.jpg) --- **MLS#:** 784037 | **Updated:** 2026-10-25 **Source:** listhub *Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/9900-s-thomas-drive-panama-city-fl-32408-c70c6386d0e6489a813fc85ca7dd1e74) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/9900-s-thomas-drive-panama-city-fl-32408-c70c6386d0e6489a813fc85ca7dd1e74#listing", "url": "https://staging.propertysimple.ai/listing/9900-s-thomas-drive-panama-city-fl-32408-c70c6386d0e6489a813fc85ca7dd1e74", "name": "9900 S Thomas Drive #1921, Panama City, FL 32408", "description": "Welcome to Shores of Panama in beautiful Panama City Beach. This Gulf front 2-bedroom condo with additional hall bunks includes a highly sought-after assigned parking space and offers west-facing sunset views. 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