# 9900 S Thomas Drive #1318, Panama City, FL 32408

> **TL;DR:** 2bd/3ba condo, $349,900 ($328/sqft), built 2007, 1,066 sqft.
> Waterfront, View, A/C, 1-car garage. Est. $5,243/mo. Listed 57 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $349,900 |
| Price/sqft | $328 |
| Bedrooms | 2 |
| Bathrooms | 2 full, 1 half |
| Square Feet | 1,066 |
| Year Built | 2007 |
| Garage | 1-car |
| Property Type | Condo (Condominium) |
| Status | Active |
| Days on Market | 57 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed
- **Views** - Water

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,769 |
| Estimated Insurance | $102 |
| HOA | $3,372 |
| **Total** | **$5,243** |

## Nearby Schools

- **Elementary:** Breakfast Point
- **Middle:** Surfside
- **High:** Arnold

## Key Amenities

- Waterfront
- View
- A/C
- 1-car garage

## Property Highlights

- Built in 2007
- Waterfront

## Description

### Agent Description
Welcome to Shores of Panama unit 1318 (J floor plan), one of the most popular vacation spots in all of Panama City Beach! Step into this RARE, gorgeous, modified 2 bedroom + bunk room, 2.5 bath unit PRICED TO SELL. With a Gulf facing primary suite, upgraded LVP flooring throughout all main areas with tile in the bathrooms! This unit was modified from the original plan with owners closet moved to the front entry to allow for more kitchen space as well as extended cabinets/countertops!! The laundry room was modified to allow for a full size washer and dryer. This unit includes an assigned 6th floor parking spot. This beautifully maintained 13th floor unit provides picturesque views of the Gulf of America as well as the massive lagoon style pool! On site - Fitness Center with sauna, massage therapy and steam room, Coffee House, Grand Lobby & Reception, trendy knick-knack store, and 24-Hour Courtesy Patrol. Situated in the heart of PCB, just steps away from the beach, top local restaurants, bars and shopping. Schedule your showing today!!!

## Location

- **Address:** 9900 S Thomas Drive #1318, Panama City, FL 32408
- **County:** Bay
- **Neighborhood:** Shores Of Panama Phase I
- **Coordinates:** 30.174945, -85.80701
- **Google Maps:** https://www.google.com/maps?q=30.174945,-85.80701

## Virtual Tour & Media

- **Video Tour:** https://order.elevate-realestatemedia.com/sites/rygxplyz/unbranded

## Listing Agent

- **Name:** Christina Daniels · **License:** 3221544
- **Brokerage:** Keller Williams Success Realty
- **Broker Phone:** (850) 249-0313
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/9900-S-Thomas-Dr-Unit-1318_Panama-City_FL_32408_M53820-77808?f=listhub&s=BCARFL&m=794879&c=propsimple)

## Photos

![9900 S Thomas Drive #1318 - Photo 1](http://lh.rdcpix.com/2e32c5bd5d5370146c20ac1ef1b365c7l-f3747974581r.jpg)

![9900 S Thomas Drive #1318 - Photo 2](http://lh.rdcpix.com/2e32c5bd5d5370146c20ac1ef1b365c7l-f3857371783r.jpg)

![9900 S Thomas Drive #1318 - Photo 3](http://lh.rdcpix.com/2e32c5bd5d5370146c20ac1ef1b365c7l-f2954114602r.jpg)

![9900 S Thomas Drive #1318 - Photo 4](http://lh.rdcpix.com/2e32c5bd5d5370146c20ac1ef1b365c7l-f828237164r.jpg)

![9900 S Thomas Drive #1318 - Photo 5](http://lh.rdcpix.com/2e32c5bd5d5370146c20ac1ef1b365c7l-f4169187669r.jpg)

![9900 S Thomas Drive #1318 - Photo 6](http://lh.rdcpix.com/2e32c5bd5d5370146c20ac1ef1b365c7l-f731683063r.jpg)

![9900 S Thomas Drive #1318 - Photo 7](http://lh.rdcpix.com/2e32c5bd5d5370146c20ac1ef1b365c7l-f858262107r.jpg)

![9900 S Thomas Drive #1318 - Photo 8](http://lh.rdcpix.com/2e32c5bd5d5370146c20ac1ef1b365c7l-f3223654937r.jpg)

![9900 S Thomas Drive #1318 - Photo 9](http://lh.rdcpix.com/2e32c5bd5d5370146c20ac1ef1b365c7l-f2619819595r.jpg)

![9900 S Thomas Drive #1318 - Photo 10](http://lh.rdcpix.com/2e32c5bd5d5370146c20ac1ef1b365c7l-f67602502r.jpg)

![9900 S Thomas Drive #1318 - Photo 11](http://lh.rdcpix.com/2e32c5bd5d5370146c20ac1ef1b365c7l-f4189510551r.jpg)

![9900 S Thomas Drive #1318 - Photo 12](http://lh.rdcpix.com/2e32c5bd5d5370146c20ac1ef1b365c7l-f3066904307r.jpg)

![9900 S Thomas Drive #1318 - Photo 13](http://lh.rdcpix.com/2e32c5bd5d5370146c20ac1ef1b365c7l-f2813875638r.jpg)

![9900 S Thomas Drive #1318 - Photo 14](http://lh.rdcpix.com/2e32c5bd5d5370146c20ac1ef1b365c7l-f1166386882r.jpg)

![9900 S Thomas Drive #1318 - Photo 15](http://lh.rdcpix.com/2e32c5bd5d5370146c20ac1ef1b365c7l-f1635134586r.jpg)

![9900 S Thomas Drive #1318 - Photo 16](http://lh.rdcpix.com/2e32c5bd5d5370146c20ac1ef1b365c7l-f3859004010r.jpg)

![9900 S Thomas Drive #1318 - Photo 17](http://lh.rdcpix.com/2e32c5bd5d5370146c20ac1ef1b365c7l-f3022657877r.jpg)

![9900 S Thomas Drive #1318 - Photo 18](http://lh.rdcpix.com/2e32c5bd5d5370146c20ac1ef1b365c7l-f2543423396r.jpg)

![9900 S Thomas Drive #1318 - Photo 19](http://lh.rdcpix.com/2e32c5bd5d5370146c20ac1ef1b365c7l-f4062164433r.jpg)

![9900 S Thomas Drive #1318 - Photo 20](http://lh.rdcpix.com/2e32c5bd5d5370146c20ac1ef1b365c7l-f481753461r.jpg)

![9900 S Thomas Drive #1318 - Photo 21](http://lh.rdcpix.com/2e32c5bd5d5370146c20ac1ef1b365c7l-f2330848957r.jpg)

![9900 S Thomas Drive #1318 - Photo 22](http://lh.rdcpix.com/2e32c5bd5d5370146c20ac1ef1b365c7l-f1102671320r.jpg)

![9900 S Thomas Drive #1318 - Photo 23](http://lh.rdcpix.com/2e32c5bd5d5370146c20ac1ef1b365c7l-f63805406r.jpg)

![9900 S Thomas Drive #1318 - Photo 24](http://lh.rdcpix.com/2e32c5bd5d5370146c20ac1ef1b365c7l-f1952729776r.jpg)

![9900 S Thomas Drive #1318 - Photo 25](http://lh.rdcpix.com/2e32c5bd5d5370146c20ac1ef1b365c7l-f2464499425r.jpg)

![9900 S Thomas Drive #1318 - Photo 26](http://lh.rdcpix.com/2e32c5bd5d5370146c20ac1ef1b365c7l-f3376883604r.jpg)

![9900 S Thomas Drive #1318 - Photo 27](http://lh.rdcpix.com/2e32c5bd5d5370146c20ac1ef1b365c7l-f1583581256r.jpg)

![9900 S Thomas Drive #1318 - Photo 28](http://lh.rdcpix.com/2e32c5bd5d5370146c20ac1ef1b365c7l-f2207346732r.jpg)

![9900 S Thomas Drive #1318 - Photo 29](http://lh.rdcpix.com/2e32c5bd5d5370146c20ac1ef1b365c7l-f1819092541r.jpg)

![9900 S Thomas Drive #1318 - Photo 30](http://lh.rdcpix.com/2e32c5bd5d5370146c20ac1ef1b365c7l-f2706050107r.jpg)

![9900 S Thomas Drive #1318 - Photo 31](http://lh.rdcpix.com/2e32c5bd5d5370146c20ac1ef1b365c7l-f2269904101r.jpg)

![9900 S Thomas Drive #1318 - Photo 32](http://lh.rdcpix.com/2e32c5bd5d5370146c20ac1ef1b365c7l-f2095378468r.jpg)

![9900 S Thomas Drive #1318 - Photo 33](http://lh.rdcpix.com/2e32c5bd5d5370146c20ac1ef1b365c7l-f2096107494r.jpg)

---

**MLS#:** 794879 | **Updated:** 2026-10-19
**Source:** listhub

*Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/9900-s-thomas-drive-panama-city-fl-32408-c787b4b400ef4c9cb36fce2e96337528)

---

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