# 9902 S Thomas Drive #1635, Panama City, FL 32408 > **TL;DR:** 1bd/2ba condo, $349,000 ($333/sqft), built 2007, 1,047 sqft. > Waterfront, View, A/C, 1-car garage. Est. $4,358/mo. Listed 169 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $349,000 | | Price/sqft | $333 | | Bedrooms | 1 | | Bathrooms | 2 full | | Square Feet | 1,047 | | Year Built | 2007 | | Garage | 1-car | | Property Type | Condo (Condominium) | | Status | Active | | Days on Market | 169 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Views** - Lake ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,765 | | Estimated Insurance | $102 | | HOA | $2,491 | | **Total** | **$4,358** | ## Nearby Schools - **Elementary:** Breakfast Point - **Middle:** Breakfast Point - **High:** Arnold ## Key Amenities - Waterfront - View - A/C - 1-car garage ## Property Highlights - Built in 2007 - Waterfront ## Description ### Agent Description Calling all investors! This is more than just a condo -- it's an established income-producing business opportunity with a proven rental history already in place. This successful vacation rental has been professionally managed through the seller's rental company and includes a solid 3-year rental history, making it an excellent opportunity for investors seeking a turnkey property that is already generating revenue comparable to Gulf view units. Whether you're looking to expand your portfolio, invest in a beach property, or purchase an established short-term rental business, this condo offers the opportunity to step into a property that is already working for you from day one. This 1 bedroom, 2 bathroom + bunk room condo has been meticulously maintained and updated with LVP flooring, stainless steel appliances, tile backsplash. It is being offered fully furnished and is turnkey rental ready. The location on the 16th floor close to the elevators offers easy access and amazing views of the lake and fountain as well as a peek of the Gulf from your private balcony. Resort-style amenities include direct gated beach access for endless sun & surf, 5 pools including a lagoon pool & rooftop pool, Kids Funscape Playground & splash zone, Gulf-view fitness center to work out, Splash Bar & Grill - dine without leaving the resort, covered garage parking for convenience & security, 52,000 sq. ft. lakefront boardwalk with market shops and new to the property is 810 Billiards & Bowling complete with an arcade and milkshake bar - a place for social fun for all ages. In today's market, opportunities like this are about more than location -- they're about return on investment, consistent income potential, and owning a property with an established track record. Please note: all arcade 1up machines not included in sale . Contact me for rental history, income details, and more information on this exceptional investment opportunity. ## Location - **Address:** 9902 S Thomas Drive #1635, Panama City, FL 32408 - **County:** Bay - **Neighborhood:** Laketown Wharf Phase II - **Coordinates:** 30.177331, -85.804927 - **Google Maps:** https://www.google.com/maps?q=30.177331,-85.804927 ## Virtual Tour & Media - **Video Tour:** https://media.frontdoorphoto.com/sites/emozygqn/unbranded ## Listing Agent - **Name:** Terry L Nutter · **License:** SL3454200 - **Brokerage:** Realty ONE Group Emerald Coast - **Broker Phone:** (850) 830-5955 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/9902-S-Thomas-Dr-Unit-1635_Panama-City-Beach_FL_32408_M64307-16882?f=listhub&s=BCARFL&m=791661&c=propsimple) ## Photos ![9902 S Thomas Drive #1635 - Photo 1](http://lh.rdcpix.com/39e40fb33f348b16421f4f812fd3727dl-f2665791634r.jpg) ![9902 S Thomas Drive #1635 - Photo 2](http://lh.rdcpix.com/39e40fb33f348b16421f4f812fd3727dl-f2076458194r.jpg) ![9902 S Thomas Drive #1635 - Photo 3](http://lh.rdcpix.com/39e40fb33f348b16421f4f812fd3727dl-f1108730001r.jpg) ![9902 S Thomas Drive #1635 - Photo 4](http://lh.rdcpix.com/39e40fb33f348b16421f4f812fd3727dl-f137013366r.jpg) ![9902 S Thomas Drive #1635 - Photo 5](http://lh.rdcpix.com/39e40fb33f348b16421f4f812fd3727dl-f3102903853r.jpg) ![9902 S Thomas Drive #1635 - Photo 6](http://lh.rdcpix.com/39e40fb33f348b16421f4f812fd3727dl-f4240979687r.jpg) ![9902 S Thomas Drive #1635 - Photo 7](http://lh.rdcpix.com/39e40fb33f348b16421f4f812fd3727dl-f1350959131r.jpg) ![9902 S Thomas Drive #1635 - Photo 8](http://lh.rdcpix.com/39e40fb33f348b16421f4f812fd3727dl-f3213032379r.jpg) ![9902 S Thomas Drive #1635 - Photo 9](http://lh.rdcpix.com/39e40fb33f348b16421f4f812fd3727dl-f1132643484r.jpg) ![9902 S Thomas Drive #1635 - Photo 10](http://lh.rdcpix.com/39e40fb33f348b16421f4f812fd3727dl-f3519591962r.jpg) ![9902 S Thomas Drive #1635 - Photo 11](http://lh.rdcpix.com/39e40fb33f348b16421f4f812fd3727dl-f3352820778r.jpg) ![9902 S Thomas Drive #1635 - Photo 12](http://lh.rdcpix.com/39e40fb33f348b16421f4f812fd3727dl-f4242881336r.jpg) ![9902 S Thomas Drive #1635 - Photo 13](http://lh.rdcpix.com/39e40fb33f348b16421f4f812fd3727dl-f1771113686r.jpg) ![9902 S Thomas Drive #1635 - Photo 14](http://lh.rdcpix.com/39e40fb33f348b16421f4f812fd3727dl-f1037756481r.jpg) ![9902 S Thomas Drive #1635 - Photo 15](http://lh.rdcpix.com/39e40fb33f348b16421f4f812fd3727dl-f17551904r.jpg) ![9902 S Thomas Drive #1635 - Photo 16](http://lh.rdcpix.com/39e40fb33f348b16421f4f812fd3727dl-f1230891533r.jpg) ![9902 S Thomas Drive #1635 - Photo 17](http://lh.rdcpix.com/39e40fb33f348b16421f4f812fd3727dl-f2665791634r.jpg) ![9902 S Thomas Drive #1635 - Photo 18](http://lh.rdcpix.com/39e40fb33f348b16421f4f812fd3727dl-f3788592154r.jpg) ![9902 S Thomas Drive #1635 - Photo 19](http://lh.rdcpix.com/39e40fb33f348b16421f4f812fd3727dl-f1677344164r.jpg) ![9902 S Thomas Drive #1635 - Photo 20](http://lh.rdcpix.com/39e40fb33f348b16421f4f812fd3727dl-f891164353r.jpg) ![9902 S Thomas Drive #1635 - Photo 21](http://lh.rdcpix.com/39e40fb33f348b16421f4f812fd3727dl-f750738413r.jpg) ![9902 S Thomas Drive #1635 - Photo 22](http://lh.rdcpix.com/39e40fb33f348b16421f4f812fd3727dl-f3333845563r.jpg) ![9902 S Thomas Drive #1635 - Photo 23](http://lh.rdcpix.com/39e40fb33f348b16421f4f812fd3727dl-f691822063r.jpg) ![9902 S Thomas Drive #1635 - Photo 24](http://lh.rdcpix.com/39e40fb33f348b16421f4f812fd3727dl-f796078064r.jpg) ![9902 S Thomas Drive #1635 - Photo 25](http://lh.rdcpix.com/39e40fb33f348b16421f4f812fd3727dl-f2651670222r.jpg) ![9902 S Thomas Drive #1635 - Photo 26](http://lh.rdcpix.com/39e40fb33f348b16421f4f812fd3727dl-f3234682874r.jpg) ![9902 S Thomas Drive #1635 - Photo 27](http://lh.rdcpix.com/39e40fb33f348b16421f4f812fd3727dl-f1391392964r.jpg) ![9902 S Thomas Drive #1635 - Photo 28](http://lh.rdcpix.com/39e40fb33f348b16421f4f812fd3727dl-f1569963924r.jpg) ![9902 S Thomas Drive #1635 - Photo 29](http://lh.rdcpix.com/39e40fb33f348b16421f4f812fd3727dl-f806751481r.jpg) ![9902 S Thomas Drive #1635 - Photo 30](http://lh.rdcpix.com/39e40fb33f348b16421f4f812fd3727dl-f867799919r.jpg) ![9902 S Thomas Drive #1635 - Photo 31](http://lh.rdcpix.com/39e40fb33f348b16421f4f812fd3727dl-f884503351r.jpg) ![9902 S Thomas Drive #1635 - Photo 32](http://lh.rdcpix.com/39e40fb33f348b16421f4f812fd3727dl-f2752443845r.jpg) ![9902 S Thomas Drive #1635 - Photo 33](http://lh.rdcpix.com/39e40fb33f348b16421f4f812fd3727dl-f849291449r.jpg) ![9902 S Thomas Drive #1635 - Photo 34](http://lh.rdcpix.com/39e40fb33f348b16421f4f812fd3727dl-f900213133r.jpg) ![9902 S Thomas Drive #1635 - Photo 35](http://lh.rdcpix.com/39e40fb33f348b16421f4f812fd3727dl-f202685763r.jpg) ![9902 S Thomas Drive #1635 - Photo 36](http://lh.rdcpix.com/39e40fb33f348b16421f4f812fd3727dl-f1409621910r.jpg) ![9902 S Thomas Drive #1635 - Photo 37](http://lh.rdcpix.com/39e40fb33f348b16421f4f812fd3727dl-f2837449795r.jpg) ![9902 S Thomas Drive #1635 - Photo 38](http://lh.rdcpix.com/39e40fb33f348b16421f4f812fd3727dl-f2768047236r.jpg) ![9902 S Thomas Drive #1635 - Photo 39](http://lh.rdcpix.com/39e40fb33f348b16421f4f812fd3727dl-f3850729116r.jpg) ![9902 S Thomas Drive #1635 - Photo 40](http://lh.rdcpix.com/39e40fb33f348b16421f4f812fd3727dl-f55499975r.jpg) ![9902 S Thomas Drive #1635 - Photo 41](http://lh.rdcpix.com/39e40fb33f348b16421f4f812fd3727dl-f1353700140r.jpg) ![9902 S Thomas Drive #1635 - Photo 42](http://lh.rdcpix.com/39e40fb33f348b16421f4f812fd3727dl-f1481249020r.jpg) ![9902 S Thomas Drive #1635 - Photo 43](http://lh.rdcpix.com/39e40fb33f348b16421f4f812fd3727dl-f3684207070r.jpg) ![9902 S Thomas Drive #1635 - Photo 44](http://lh.rdcpix.com/39e40fb33f348b16421f4f812fd3727dl-f3855140811r.jpg) --- **MLS#:** 791661 | **Updated:** 2026-10-21 **Source:** listhub *Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/9902-s-thomas-drive-panama-city-fl-32408-5c66d0a50fc345409fb6d4449853baca) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/9902-s-thomas-drive-panama-city-fl-32408-5c66d0a50fc345409fb6d4449853baca#listing", "url": "https://staging.propertysimple.ai/listing/9902-s-thomas-drive-panama-city-fl-32408-5c66d0a50fc345409fb6d4449853baca", "name": "9902 S Thomas Drive #1635, Panama City, FL 32408", "description": "Calling all investors! This is more than just a condo -- it's an established income-producing business opportunity with a proven rental history already in place. This successful vacation rental has been professionally managed through the seller's rental company and includes a solid 3-year rental history, making it an excellent opportunity for investors seeking a turnkey property that is already generating revenue comparable to Gulf view units. Whether you're looking to expand your portfolio, invest in a beach property, or purchase an established short-term rental business, this condo offers the opportunity to step into a property that is already working for you from day one. This 1 bedroom, 2 bathroom + bunk room condo has been meticulously maintained and updated with LVP flooring, stainless steel appliances, tile backsplash. It is being offered fully furnished and is turnkey rental ready. The location on the 16th floor close to the elevators offers easy access and amazing views of the lake and fountain as well as a peek of the Gulf from your private balcony. Resort-style amenities include direct gated beach access for endless sun & surf, 5 pools including a lagoon pool & rooftop pool, Kids Funscape Playground & splash zone, Gulf-view fitness center to work out, Splash Bar & Grill - dine without leaving the resort, covered garage parking for convenience & security, 52,000 sq. ft. lakefront boardwalk with market shops and new to the property is 810 Billiards & Bowling complete with an arcade and milkshake bar - a place for social fun for all ages. In today's market, opportunities like this are about more than location -- they're about return on investment, consistent income potential, and owning a property with an established track record. Please note: all arcade 1up machines not included in sale . 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