# 9902 S Thomas Drive #1237, Panama City, FL 32408 > **TL;DR:** 1bd/2ba condo, $280,000 ($267/sqft), built 2007, 1,047 sqft. > Waterfront, View, A/C. Est. $3,989/mo. Listed 376 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $280,000 | | Price/sqft | $267 | | Bedrooms | 1 | | Bathrooms | 2 full | | Square Feet | 1,047 | | Year Built | 2007 | | Property Type | Condo (Condominium) | | Status | Active | | Days on Market | 376 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Views** - Water, Lake ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,416 | | Estimated Insurance | $82 | | HOA | $2,491 | | **Total** | **$3,989** | ## Nearby Schools - **Elementary:** Breakfast Point - **Middle:** Breakfast Point - **High:** Arnold ## Key Amenities - Waterfront - View - A/C ## Property Highlights - Built in 2007 - Waterfront ## Description ### Agent Description Unlock an exceptional investment opportunity in Panama City Beach, FL, with this beautifully updated and fully furnished condo at Laketown Wharf. Nestled in a prime location within the complex, it offers quick access to elevators, enhancing convenience for guests and boosting rental demand. The unit features stunning lake views from the balcony and breathtaking Gulf views from various locations throughout the condo, ensuring each stay is visually delightful. Enjoy a captivating nightly water show over the lake, adding to the enchanting ambiance for vacationers. Laketown Wharf offers an array of amenities, including multiple pools, on-site restaurants, and various shops, providing entertainment and convenience at your doorstep. Designed to comfortably accommodate up to six guests, this condo promises robust rental returns thanks to its strategic location and thoughtful upgrades. With modern flooring, fresh paint, and elegant light fixtures, the property exudes contemporary charm. It comes fully furnished, including kitchen appliances, ensuring it's ready for immediate rental. Priced attractively for investors, this property offers the ideal blend of beach allure, comfort, and substantial cash flow potential. Act quickly to secure a piece of Florida's stunning Gulf coast, where your investment not only thrives but indulges in paradise. ## Location - **Address:** 9902 S Thomas Drive #1237, Panama City, FL 32408 - **County:** Bay - **Neighborhood:** Laketown Wharf - **Coordinates:** 30.177442, -85.804865 - **Google Maps:** https://www.google.com/maps?q=30.177442,-85.804865 ## Listing Agent - **Name:** Mowayne Copeland - **Brokerage:** Keller Williams Success Realty - **Broker Phone:** (850) 249-0313 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/9902-S-Thomas-Dr-Unit-1237_Panama-City-Beach_FL_32408_M64080-21924?f=listhub&s=BCARFL&m=780527&c=propsimple) ## Photos ![9902 S Thomas Drive #1237 - Photo 1](http://lh.rdcpix.com/da2c215c37f9504143679b488cc0c6adl-f3886037615r.jpg) ![9902 S Thomas Drive #1237 - Photo 2](http://lh.rdcpix.com/da2c215c37f9504143679b488cc0c6adl-f80395306r.jpg) ![9902 S Thomas Drive #1237 - Photo 3](http://lh.rdcpix.com/da2c215c37f9504143679b488cc0c6adl-f3076898700r.jpg) ![9902 S Thomas Drive #1237 - Photo 4](http://lh.rdcpix.com/da2c215c37f9504143679b488cc0c6adl-f3888981830r.jpg) ![9902 S Thomas Drive #1237 - Photo 5](http://lh.rdcpix.com/da2c215c37f9504143679b488cc0c6adl-f3095884216r.jpg) ![9902 S Thomas Drive #1237 - Photo 6](http://lh.rdcpix.com/da2c215c37f9504143679b488cc0c6adl-f1532915337r.jpg) ![9902 S Thomas Drive #1237 - Photo 7](http://lh.rdcpix.com/da2c215c37f9504143679b488cc0c6adl-f361418365r.jpg) ![9902 S Thomas Drive #1237 - Photo 8](http://lh.rdcpix.com/da2c215c37f9504143679b488cc0c6adl-f1329702520r.jpg) ![9902 S Thomas Drive #1237 - Photo 9](http://lh.rdcpix.com/da2c215c37f9504143679b488cc0c6adl-f3957490936r.jpg) ![9902 S Thomas Drive #1237 - Photo 10](http://lh.rdcpix.com/da2c215c37f9504143679b488cc0c6adl-f3724618181r.jpg) ![9902 S Thomas Drive #1237 - Photo 11](http://lh.rdcpix.com/da2c215c37f9504143679b488cc0c6adl-f3156216691r.jpg) ![9902 S Thomas Drive #1237 - Photo 12](http://lh.rdcpix.com/da2c215c37f9504143679b488cc0c6adl-f2061822258r.jpg) ![9902 S Thomas Drive #1237 - Photo 13](http://lh.rdcpix.com/da2c215c37f9504143679b488cc0c6adl-f3176699387r.jpg) ![9902 S Thomas Drive #1237 - Photo 14](http://lh.rdcpix.com/da2c215c37f9504143679b488cc0c6adl-f164700122r.jpg) ![9902 S Thomas Drive #1237 - Photo 15](http://lh.rdcpix.com/da2c215c37f9504143679b488cc0c6adl-f4254648617r.jpg) ![9902 S Thomas Drive #1237 - Photo 16](http://lh.rdcpix.com/da2c215c37f9504143679b488cc0c6adl-f1915040722r.jpg) ![9902 S Thomas Drive #1237 - Photo 17](http://lh.rdcpix.com/da2c215c37f9504143679b488cc0c6adl-f1514490228r.jpg) ![9902 S Thomas Drive #1237 - Photo 18](http://lh.rdcpix.com/da2c215c37f9504143679b488cc0c6adl-f369058315r.jpg) ![9902 S Thomas Drive #1237 - Photo 19](http://lh.rdcpix.com/da2c215c37f9504143679b488cc0c6adl-f3632648564r.jpg) ![9902 S Thomas Drive #1237 - Photo 20](http://lh.rdcpix.com/da2c215c37f9504143679b488cc0c6adl-f2060114993r.jpg) ![9902 S Thomas Drive #1237 - Photo 21](http://lh.rdcpix.com/da2c215c37f9504143679b488cc0c6adl-f1574185691r.jpg) ![9902 S Thomas Drive #1237 - Photo 22](http://lh.rdcpix.com/da2c215c37f9504143679b488cc0c6adl-f3269377982r.jpg) ![9902 S Thomas Drive #1237 - Photo 23](http://lh.rdcpix.com/da2c215c37f9504143679b488cc0c6adl-f4280356399r.jpg) ![9902 S Thomas Drive #1237 - Photo 24](http://lh.rdcpix.com/da2c215c37f9504143679b488cc0c6adl-f421252133r.jpg) ![9902 S Thomas Drive #1237 - Photo 25](http://lh.rdcpix.com/da2c215c37f9504143679b488cc0c6adl-f2404562050r.jpg) ![9902 S Thomas Drive #1237 - Photo 26](http://lh.rdcpix.com/da2c215c37f9504143679b488cc0c6adl-f127883566r.jpg) ![9902 S Thomas Drive #1237 - Photo 27](http://lh.rdcpix.com/da2c215c37f9504143679b488cc0c6adl-f2192888726r.jpg) ![9902 S Thomas Drive #1237 - Photo 28](http://lh.rdcpix.com/da2c215c37f9504143679b488cc0c6adl-f2437356203r.jpg) --- **MLS#:** 780527 | **Updated:** 2026-10-19 **Source:** listhub *Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/9902-s-thomas-drive-panama-city-fl-32408-bc2608e7c4cf4598b099d5f1f9c35f9c) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/9902-s-thomas-drive-panama-city-fl-32408-bc2608e7c4cf4598b099d5f1f9c35f9c#listing", "url": "https://staging.propertysimple.ai/listing/9902-s-thomas-drive-panama-city-fl-32408-bc2608e7c4cf4598b099d5f1f9c35f9c", "name": "9902 S Thomas Drive #1237, Panama City, FL 32408", "description": "Unlock an exceptional investment opportunity in Panama City Beach, FL, with this beautifully updated and fully furnished condo at Laketown Wharf. 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