# 9981 Waterfront Trail, Rowlett, TX 75087 > **TL;DR:** 3bd/3ba condo, $289,000 ($168/sqft), built 1986, 1,723 sqft. > Fireplace, Waterfront, View, A/C. Est. $1,919/mo. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $289,000 | | Price/sqft | $168 | | Bedrooms | 3 | | Bathrooms | 3 full | | Square Feet | 1,723 | | Year Built | 1986 | | Lot Size | 4,008 sqft (0.09 acres) | | Stories | 2 | | Garage | 1-car | | Property Type | Condo (Condominium) | | Status | Active | | Days on Market | 0 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Views** - Water ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,461 | | Estimated Insurance | $84 | | HOA | $374 | | **Total** | **$1,919** | ## Nearby Schools - **Elementary:** Doris Cullins-Lake Pointe - **Middle:** JW Williams - **High:** Rockwall ## Key Amenities - Fireplace - Waterfront - View - A/C - 1-car garage ## Property Highlights - Built in 1986 - 0.09 acre lot - 2 stories - Fireplace - Waterfront ## Description ### Agent Description Lakefront living awaits in this three-bedroom, three-bath condo in Heritage on the Lake, just steps from Lake Ray Hubbard. With 1,723 square feet across two levels, this home pairs beautiful lake views with a flexible layout and inviting spaces for everyday living. Updated first-floor flooring flows through the main living areas, where a fireplace anchors the spacious living room. The kitchen features a breakfast bar, ample cabinetry and a walk-in pantry, complemented by dining and breakfast areas. A downstairs bedroom and full bath offer a convenient space for guests or a home office. Two bedrooms upstairs each have their own ensuite bathrooms, and an upstairs sunroom off the primary suite provides a peaceful spot to enjoy lake views, morning coffee and colorful sunsets. A covered patio, attached one-car garage and separate utility room add everyday convenience. Set among mature trees and maintained grounds in Rockwall ISD, this waterfront condo offers an inviting opportunity to make lake living your own. ## Location - **Address:** 9981 Waterfront Trail, Rowlett, TX 75087 - **County:** Rockwall - **Neighborhood:** Heritage On The Lake-Waterfron - **Coordinates:** 32.915478, -96.504041 - **Google Maps:** https://www.google.com/maps?q=32.915478,-96.504041 ## Virtual Tour & Media - **Video Tour:** https://www.propertypanorama.com/instaview/ntreis/21406095 ## Listing Agent - **Name:** Jessica Weable - **Brokerage:** M&D Real Estate LP - **Broker Phone:** (972) 772-6025 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/9981-Waterfront-Trl_Rockwall_TX_75087_M79499-56143?f=listhub&s=NTREIS&m=21406095&c=propsimple) ## Photos ![9981 Waterfront Trail - Photo 1](http://lh.rdcpix.com/e0dace096b81d2ad244e188066a89b78l-f4146771922r.jpg) ![9981 Waterfront Trail - Photo 2](http://lh.rdcpix.com/e0dace096b81d2ad244e188066a89b78l-f2324287159r.jpg) ![9981 Waterfront Trail - Photo 3](http://lh.rdcpix.com/e0dace096b81d2ad244e188066a89b78l-f681919138r.jpg) ![9981 Waterfront Trail - Photo 4](http://lh.rdcpix.com/e0dace096b81d2ad244e188066a89b78l-f2084656193r.jpg) ![9981 Waterfront Trail - Photo 5](http://lh.rdcpix.com/e0dace096b81d2ad244e188066a89b78l-f782853498r.jpg) ![9981 Waterfront Trail - Photo 6](http://lh.rdcpix.com/e0dace096b81d2ad244e188066a89b78l-f1601608779r.jpg) ![9981 Waterfront Trail - Photo 7](http://lh.rdcpix.com/e0dace096b81d2ad244e188066a89b78l-f2816562019r.jpg) ![9981 Waterfront Trail - Photo 8](http://lh.rdcpix.com/e0dace096b81d2ad244e188066a89b78l-f513716842r.jpg) ![9981 Waterfront Trail - Photo 9](http://lh.rdcpix.com/e0dace096b81d2ad244e188066a89b78l-f291310411r.jpg) ![9981 Waterfront Trail - Photo 10](http://lh.rdcpix.com/e0dace096b81d2ad244e188066a89b78l-f2241706047r.jpg) ![9981 Waterfront Trail - Photo 11](http://lh.rdcpix.com/e0dace096b81d2ad244e188066a89b78l-f2927383111r.jpg) ![9981 Waterfront Trail - Photo 12](http://lh.rdcpix.com/e0dace096b81d2ad244e188066a89b78l-f3631522918r.jpg) ![9981 Waterfront Trail - Photo 13](http://lh.rdcpix.com/e0dace096b81d2ad244e188066a89b78l-f321004810r.jpg) ![9981 Waterfront Trail - Photo 14](http://lh.rdcpix.com/e0dace096b81d2ad244e188066a89b78l-f2245751725r.jpg) ![9981 Waterfront Trail - Photo 15](http://lh.rdcpix.com/e0dace096b81d2ad244e188066a89b78l-f2008707427r.jpg) ![9981 Waterfront Trail - Photo 16](http://lh.rdcpix.com/e0dace096b81d2ad244e188066a89b78l-f4248100970r.jpg) ![9981 Waterfront Trail - Photo 17](http://lh.rdcpix.com/e0dace096b81d2ad244e188066a89b78l-f1933491699r.jpg) ![9981 Waterfront Trail - Photo 18](http://lh.rdcpix.com/e0dace096b81d2ad244e188066a89b78l-f2211724738r.jpg) --- **MLS#:** 21406095 | **Updated:** 2026-10-21 **Source:** listhub *Copyright © 2026 North Texas Real Estate Information Systems, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/9981-waterfront-trail-rowlett-tx-75087-e8e38223cbb84ca397ceeb1f73532b22) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/9981-waterfront-trail-rowlett-tx-75087-e8e38223cbb84ca397ceeb1f73532b22#listing", "url": "https://staging.propertysimple.ai/listing/9981-waterfront-trail-rowlett-tx-75087-e8e38223cbb84ca397ceeb1f73532b22", "name": "9981 Waterfront Trail, Rowlett, TX 75087", "description": "Lakefront living awaits in this three-bedroom, three-bath condo in Heritage on the Lake, just steps from Lake Ray Hubbard. With 1,723 square feet across two levels, this home pairs beautiful lake views with a flexible layout and inviting spaces for everyday living. 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