# Baker Terrace lot: 119, Spencer, TN 38585 > **TL;DR:** land, $44,900. > View. Est. $840/mo. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $44,900 | | Lot Size | 68,389 sqft (1.57 acres) | | Property Type | Land (Other) | | Status | Active | | Days on Market | 0 | ## Why This Home Stands Out - **Views** - Water ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $227 | | Estimated Insurance | $13 | | HOA | $600 | | **Total** | **$840** | ## Key Amenities - View ## Property Highlights - 1.57 acre lot ## Description ### Agent Description Escape to the Plateau. This 1.57-Acre private sanctuary on the Cumberland Plateau is nestled in a serene, wooded setting. Lot 119 Baker Terrace, in Spencer, TN offers the perfect blend of natural privacy and community structure. It is prime and ready for your custom dream home, retirement retreat, or vacation basecamp. Spend your evenings around a fire while enjoying the dark skies and the bright starry nights. The lot offers mature trees for ultimate privacy, paired with site improvements that save you time and money. Tennessee boasts zero state income tax and its famously low property taxes. Retire Happier: Protect 100% of your pension and retirement income in a tax-friendly haven. Driveway & Culvert: Already installed, providing immediate access into your wooded retreat with utilities at the road including internet. A pre-verified perk test has also been done. Fall Creek Falls State Park: 20 minutes away; Rock Island State Park: 20 minutes away; Sparta, TN: 30 minutes away; Downtown Spencer: 15 minutes away. Enjoy the natural beauty and cooler mountain air. ## Location - **Address:** Baker Terrace lot: 119, Spencer, TN 38585 - **County:** Van Buren - **Neighborhood:** Rocky River Vista - **Coordinates:** 35.68339651, -85.55244895 - **Google Maps:** https://www.google.com/maps?q=35.68339651,-85.55244895 ## Virtual Tour & Media - **Video Tour:** tour.usamls.net/119-Baker-Terrace-Spencer-TN-38585/unbranded ## Listing Agent - **Name:** Sarah Feeney - **Brokerage:** The Real Estate Collective Crossville - **Broker Phone:** 9312508470 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/119-Baker-Ter_Spencer_TN_38585_M92183-47101?f=listhub&s=UCARTN&m=246248&c=propsimple) ## Photos ![Baker Terrace lot: 119 - Photo 1](http://lh.rdcpix.com/1398d6608dabfa6bf88a4227d4c4406el-f4276768967r.jpg) ![Baker Terrace lot: 119 - Photo 2](http://lh.rdcpix.com/1398d6608dabfa6bf88a4227d4c4406el-f2089630890r.jpg) ![Baker Terrace lot: 119 - Photo 3](http://lh.rdcpix.com/1398d6608dabfa6bf88a4227d4c4406el-f1409238621r.jpg) ![Baker Terrace lot: 119 - Photo 4](http://lh.rdcpix.com/1398d6608dabfa6bf88a4227d4c4406el-f1300948986r.jpg) ![Baker Terrace lot: 119 - Photo 5](http://lh.rdcpix.com/1398d6608dabfa6bf88a4227d4c4406el-f2411021523r.jpg) ![Baker Terrace lot: 119 - Photo 6](http://lh.rdcpix.com/1398d6608dabfa6bf88a4227d4c4406el-f2422676965r.jpg) --- **MLS#:** 246248 | **Updated:** 2026-10-20 **Source:** listhub *Copyright © 2026 Upper Cumberland Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/baker-terrace-lot-119-spencer-tn-38585-972224912b3648f0a2a3dd0e59dc0100) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/baker-terrace-lot-119-spencer-tn-38585-972224912b3648f0a2a3dd0e59dc0100#listing", "url": "https://staging.propertysimple.ai/listing/baker-terrace-lot-119-spencer-tn-38585-972224912b3648f0a2a3dd0e59dc0100", "name": "Baker Terrace lot: 119, Spencer, TN 38585", "description": "Escape to the Plateau. This 1.57-Acre private sanctuary on the Cumberland Plateau is nestled in a serene, wooded setting. Lot 119 Baker Terrace, in Spencer, TN offers the perfect blend of natural privacy and community structure. 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