# BEAR COVE Ln lot: 20, Arley, AL 35541

> **TL;DR:** land, $190,000.
> Waterfront. Est. $1,016/mo. Listed 238 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $190,000 |
| Lot Size | 95,832 sqft (2.20 acres) |
| Property Type | Land (Other) |
| Status | Active |
| Days on Market | 238 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $961 |
| Estimated Insurance | $55 |
| **Total** | **$1,016** |

## Nearby Schools

- **Elementary:** County
- **Middle:** County
- **High:** County

## Key Amenities

- Waterfront

## Property Highlights

- 2.20 acre lot
- Waterfront

## Description

### Agent Description
SMITH LAKE / BEAR BRANCH COVE - Rare approx. 2-acre waterfront lot with 200+ ft of year-round shoreline just off the main channel! Enjoy easy lake access in a peaceful, established subdivision with quality homes. Excellent location by water near Duskin Point and Duncan Bridge Marinas and only minutes from Arley. A perfect setting for your future Smith Lake retreat....

## Location

- **Address:** BEAR COVE Ln lot: 20, Arley, AL 35541
- **County:** Winston
- **Neighborhood:** Bear Branch Cove
- **Coordinates:** 34.011139, -87.150873
- **Google Maps:** https://www.google.com/maps?q=34.011139,-87.150873

## Listing Agent

- **Name:** Trent Taylor
- **Brokerage:** Lake & Coast Real Estate Co.
- **Broker Phone:** 2562803422
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/Bear-Cove-Ln-Lot-20_Arley_AL_35541_M86572-73787?f=listhub&s=WBRAL-26&m=460&c=propsimple)

## Photos

![BEAR COVE Ln lot: 20 - Photo 1](http://lh.rdcpix.com/9e6390be5ea95128dcc9afbe90b2e292l-f1011933921r.jpg)

![BEAR COVE Ln lot: 20 - Photo 2](http://lh.rdcpix.com/9e6390be5ea95128dcc9afbe90b2e292l-f2177211523r.jpg)

![BEAR COVE Ln lot: 20 - Photo 3](http://lh.rdcpix.com/9e6390be5ea95128dcc9afbe90b2e292l-f3233778522r.jpg)

![BEAR COVE Ln lot: 20 - Photo 4](http://lh.rdcpix.com/9e6390be5ea95128dcc9afbe90b2e292l-f386757535r.jpg)

![BEAR COVE Ln lot: 20 - Photo 5](http://lh.rdcpix.com/9e6390be5ea95128dcc9afbe90b2e292l-f2415699276r.jpg)

![BEAR COVE Ln lot: 20 - Photo 6](http://lh.rdcpix.com/9e6390be5ea95128dcc9afbe90b2e292l-f3424087098r.jpg)

![BEAR COVE Ln lot: 20 - Photo 7](http://lh.rdcpix.com/9e6390be5ea95128dcc9afbe90b2e292l-f2605097039r.jpg)

![BEAR COVE Ln lot: 20 - Photo 8](http://lh.rdcpix.com/9e6390be5ea95128dcc9afbe90b2e292l-f4150846234r.jpg)

![BEAR COVE Ln lot: 20 - Photo 9](http://lh.rdcpix.com/9e6390be5ea95128dcc9afbe90b2e292l-f974061168r.jpg)

![BEAR COVE Ln lot: 20 - Photo 10](http://lh.rdcpix.com/9e6390be5ea95128dcc9afbe90b2e292l-f952645049r.jpg)

---

**MLS#:** 26-460 | **Updated:** 2026-10-23
**Source:** listhub

*Copyright © 2026 Walker County Area Board of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/bear-cove-ln-lot-20-arley-al-35541-106ab672d0a2482e8d6579ee680c73db)

---

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