# Cowels Rd, Fountain, FL 32438 > **TL;DR:** land, $125,000. Est. $668/mo. Listed 97 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $125,000 | | Lot Size | 871,200 sqft (20.00 acres) | | Property Type | Land (Other) | | Status | Active | | Days on Market | 97 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $632 | | Estimated Insurance | $36 | | **Total** | **$668** | ## Property Highlights - 20.00 acre lot ## Description ### Agent Description Looking for the perfect place to build your dream home or homestead in Northwest Florida? This approximately 20-acre property in Fountain offers the opportunity to enjoy the peace and privacy of country living while remaining within convenient reach of Panama City and Panama City Beach. With good paved road access and power available at the road, this property provides a great foundation for your future homesite or homestead. The acreage offers plenty of room to create your own private retreat, establish a small farm, or simply enjoy the space and freedom that comes with owning land. Whether you're looking to build a permanent home, establish a private homestead, or invest in land near the Gulf Coast, this 20-acre property offers plenty of possibilities. Don't miss your opportunity to own a piece of Northwest Florida with paved access and power available at the road, all within easy reach of the Panama City Beach area. ## Location - **Address:** Cowels Rd, Fountain, FL 32438 - **County:** Bay - **Coordinates:** 30.4727, -85.4653 - **Google Maps:** https://www.google.com/maps?q=30.4727,-85.4653 ## Listing Agent - **Name:** John Panico - **Brokerage:** Tutt Real Estate - **Broker Phone:** 3346274004 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/Cowels-Rd_FL_32438_M66603-74288?f=listhub&s=NYSMLS&m=11902145&c=propsimple) ## Photos ![Cowels Rd - Photo 1](http://lh.rdcpix.com/1ebe44c76675521af57ea3516374eb88l-f3649683973r.jpg) ![Cowels Rd - Photo 2](http://lh.rdcpix.com/1ebe44c76675521af57ea3516374eb88l-f3396058010r.jpg) ![Cowels Rd - Photo 3](http://lh.rdcpix.com/1ebe44c76675521af57ea3516374eb88l-f2745357408r.jpg) ![Cowels Rd - Photo 4](http://lh.rdcpix.com/1ebe44c76675521af57ea3516374eb88l-f2640629979r.jpg) ![Cowels Rd - Photo 5](http://lh.rdcpix.com/1ebe44c76675521af57ea3516374eb88l-f2302722554r.jpg) ![Cowels Rd - Photo 6](http://lh.rdcpix.com/1ebe44c76675521af57ea3516374eb88l-f1916397969r.jpg) ![Cowels Rd - Photo 7](http://lh.rdcpix.com/1ebe44c76675521af57ea3516374eb88l-f4105579890r.jpg) ![Cowels Rd - Photo 8](http://lh.rdcpix.com/1ebe44c76675521af57ea3516374eb88l-f1706281346r.jpg) ![Cowels Rd - Photo 9](http://lh.rdcpix.com/1ebe44c76675521af57ea3516374eb88l-f673760514r.jpg) ![Cowels Rd - Photo 10](http://lh.rdcpix.com/1ebe44c76675521af57ea3516374eb88l-f325439797r.jpg) ![Cowels Rd - Photo 11](http://lh.rdcpix.com/1ebe44c76675521af57ea3516374eb88l-f3199402417r.jpg) ![Cowels Rd - Photo 12](http://lh.rdcpix.com/1ebe44c76675521af57ea3516374eb88l-f4221450107r.jpg) ![Cowels Rd - Photo 13](http://lh.rdcpix.com/1ebe44c76675521af57ea3516374eb88l-f37042724r.jpg) ![Cowels Rd - Photo 14](http://lh.rdcpix.com/1ebe44c76675521af57ea3516374eb88l-f2916034187r.jpg) ![Cowels Rd - Photo 15](http://lh.rdcpix.com/1ebe44c76675521af57ea3516374eb88l-f2170178859r.jpg) ![Cowels Rd - Photo 16](http://lh.rdcpix.com/1ebe44c76675521af57ea3516374eb88l-f192004796r.jpg) ![Cowels Rd - Photo 17](http://lh.rdcpix.com/1ebe44c76675521af57ea3516374eb88l-f1001176492r.jpg) ![Cowels Rd - Photo 18](http://lh.rdcpix.com/1ebe44c76675521af57ea3516374eb88l-f536834460r.jpg) ![Cowels Rd - Photo 19](http://lh.rdcpix.com/1ebe44c76675521af57ea3516374eb88l-f3772191734r.jpg) ![Cowels Rd - Photo 20](http://lh.rdcpix.com/1ebe44c76675521af57ea3516374eb88l-f2297086694r.jpg) ![Cowels Rd - Photo 21](http://lh.rdcpix.com/1ebe44c76675521af57ea3516374eb88l-f2433577337r.jpg) --- **MLS#:** 11902145 | **Updated:** 2026-10-20 **Source:** listhub *Copyright © 2026 My State MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/cowels-rd-fountain-fl-32438-3ba26d92368d4fb7a92a80b694dbd077) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/cowels-rd-fountain-fl-32438-3ba26d92368d4fb7a92a80b694dbd077#listing", "url": "https://staging.propertysimple.ai/listing/cowels-rd-fountain-fl-32438-3ba26d92368d4fb7a92a80b694dbd077", "name": "Cowels Rd, Fountain, FL 32438", "description": "Looking for the perfect place to build your dream home or homestead in Northwest Florida? This approximately 20-acre property in Fountain offers the opportunity to enjoy the peace and privacy of country living while remaining within convenient reach of Panama City and Panama City Beach. 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