# Cross Creek Drive #140, Rutherfordton, NC 28139 > **TL;DR:** land, $30,000. Est. $561/mo. Listed 369 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $30,000 | | Lot Size | 80,586 sqft (1.85 acres) | | Property Type | Land (Other) | | Status | Active | | Days on Market | 369 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $152 | | Estimated Insurance | $9 | | HOA | $400 | | **Total** | **$561** | ## Nearby Schools - **Elementary:** Rutherfordton - **Middle:** R-S Middle - **High:** R-S Central ## Property Highlights - 1.85 acre lot ## Description ### Agent Description Tucked inside the gated community of Clearwater Creek, this 1.85-acre homesite offers privacy, natural beauty, and paved road access. The building site sits up on the hill, well above the flood zone, while a creek runs along the bottom boundary of the property. Mature black walnut trees stand among the hardwoods and natural ground cover, an established canopy that takes decades to grow. At 1,000-1,500 ft elevation, the lot has room for a primary residence, a mountain getaway, or an investment property. Site-built and modular homes are welcome (1,200 sq ft minimum), and short-term rentals are permitted. Not ready to build? The community allows campers up to ten months per year, so you can start enjoying your land right away. Amenities include a park and picnic area, a playground, and walking trails, all behind a gated entry, with HOA dues of just $400/year. Well and septic needed. Easy access from US-221. Picture your home up on the hill, with the sound of the creek drifting up from below. ## Location - **Address:** Cross Creek Drive #140, Rutherfordton, NC 28139 - **County:** Rutherford - **Neighborhood:** Clearwater Creek - **Coordinates:** 35.406669, -81.988092 - **Google Maps:** https://www.google.com/maps?q=35.406669,-81.988092 ## Listing Agent - **Name:** Melissa Plemmons - **Brokerage:** Don Anthony Realty, LLC - **Broker Phone:** (888) 388-4377 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/140-Cross-Creek-Dr_Rutherfordton_NC_28139_M92694-16114?f=listhub&s=CMLSNC&m=4316659&c=propsimple) ## Photos ![Cross Creek Drive #140 - Photo 1](http://lh.rdcpix.com/bb5c60d846e6b78f4891eb56e4d6b656l-f961846828r.jpg) ![Cross Creek Drive #140 - Photo 2](http://lh.rdcpix.com/bb5c60d846e6b78f4891eb56e4d6b656l-f3133547785r.jpg) ![Cross Creek Drive #140 - Photo 3](http://lh.rdcpix.com/bb5c60d846e6b78f4891eb56e4d6b656l-f920274202r.jpg) ![Cross Creek Drive #140 - Photo 4](http://lh.rdcpix.com/bb5c60d846e6b78f4891eb56e4d6b656l-f2788015016r.jpg) ![Cross Creek Drive #140 - Photo 5](http://lh.rdcpix.com/bb5c60d846e6b78f4891eb56e4d6b656l-f3008496716r.jpg) ![Cross Creek Drive #140 - Photo 6](http://lh.rdcpix.com/bb5c60d846e6b78f4891eb56e4d6b656l-f2003064712r.jpg) ![Cross Creek Drive #140 - Photo 7](http://lh.rdcpix.com/bb5c60d846e6b78f4891eb56e4d6b656l-f765580365r.jpg) ![Cross Creek Drive #140 - Photo 8](http://lh.rdcpix.com/bb5c60d846e6b78f4891eb56e4d6b656l-f670538083r.jpg) ![Cross Creek Drive #140 - Photo 9](http://lh.rdcpix.com/bb5c60d846e6b78f4891eb56e4d6b656l-f573821800r.jpg) ![Cross Creek Drive #140 - Photo 10](http://lh.rdcpix.com/bb5c60d846e6b78f4891eb56e4d6b656l-f1880201033r.jpg) ![Cross Creek Drive #140 - Photo 11](http://lh.rdcpix.com/bb5c60d846e6b78f4891eb56e4d6b656l-f3811383109r.jpg) ![Cross Creek Drive #140 - Photo 12](http://lh.rdcpix.com/bb5c60d846e6b78f4891eb56e4d6b656l-f1488200850r.jpg) ![Cross Creek Drive #140 - Photo 13](http://lh.rdcpix.com/bb5c60d846e6b78f4891eb56e4d6b656l-f594634647r.jpg) ![Cross Creek Drive #140 - Photo 14](http://lh.rdcpix.com/bb5c60d846e6b78f4891eb56e4d6b656l-f430791037r.jpg) ![Cross Creek Drive #140 - Photo 15](http://lh.rdcpix.com/bb5c60d846e6b78f4891eb56e4d6b656l-f3760908418r.jpg) ![Cross Creek Drive #140 - Photo 16](http://lh.rdcpix.com/bb5c60d846e6b78f4891eb56e4d6b656l-f2767553611r.jpg) ![Cross Creek Drive #140 - Photo 17](http://lh.rdcpix.com/bb5c60d846e6b78f4891eb56e4d6b656l-f582846730r.jpg) --- **MLS#:** 4316659 | **Updated:** 2026-10-20 **Source:** listhub *Copyright © 2026 Canopy MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/cross-creek-drive-rutherfordton-nc-28139-a913317d1517491a9b4e5f94f24cdfc8) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/cross-creek-drive-rutherfordton-nc-28139-a913317d1517491a9b4e5f94f24cdfc8#listing", "url": "https://staging.propertysimple.ai/listing/cross-creek-drive-rutherfordton-nc-28139-a913317d1517491a9b4e5f94f24cdfc8", "name": "Cross Creek Drive #140, Rutherfordton, NC 28139", "description": "Tucked inside the gated community of Clearwater Creek, this 1.85-acre homesite offers privacy, natural beauty, and paved road access. The building site sits up on the hill, well above the flood zone, while a creek runs along the bottom boundary of the property. 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