# Harbor Pointe lot: 37, Silver Point, TN 38582

> **TL;DR:** land, $62,500.
> Waterfront, View. Est. $434/mo.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $62,500 |
| Lot Size | 65,993 sqft (1.51 acres) |
| Property Type | Land (Other) |
| Status | Active |
| Days on Market | 0 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed
- **Views** - Lake

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $316 |
| Estimated Insurance | $18 |
| HOA | $100 |
| **Total** | **$434** |

## Key Amenities

- Waterfront
- View

## Property Highlights

- 1.51 acre lot
- Waterfront

## Description

### Agent Description
This lot is absolutely gorgeous! There are 2 Lots 37 and 38 are available which can be combined to create a 3 acre lakefront retreat. The lots are located in the Harbor Pointe Subdivision with an incredibly low HOA Fee of $100 per year. Water, electric and fiber optic internet are available at the front of the lot and a STEP system is in place. There are several beautiful homes built and under construction on this beautiful lake front peninsula less than an hour to Nashville via I-40. Center Hill Lake is 64 miles long and was created by the US Army Corps of Engineers. They maintain a land buffer around the entire lake to preserve the natural beauty. Each of these lots are adjacent to the land buffer which allows for launching small boats including canoes, kayaks and paddle boards. This lake offers some of the best fishing and outdoor recreation in the state.

## Location

- **Address:** Harbor Pointe lot: 37, Silver Point, TN 38582
- **County:** DeKalb
- **Neighborhood:** Harbor Pointe
- **Coordinates:** 36.0606255, -85.7847615
- **Google Maps:** https://www.google.com/maps?q=36.0606255,-85.7847615

## Virtual Tour & Media

- **Video Tour:** www.harborpointecenterhill.com/

## Listing Agent

- **Name:** Sonja Hammond
- **Brokerage:** Blackwell Realty and Auction
- **Broker Phone:** 6154440072
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/Harbor-Pointe-Lot-37_Silver-Point_TN_38582_M97327-84887?f=listhub&s=UCARTN&m=245516&c=propsimple)

## Photos

![Harbor Pointe lot: 37 - Photo 1](http://lh.rdcpix.com/d820bb0ebd253e65d95e1794f689432el-f767078263r.jpg)

![Harbor Pointe lot: 37 - Photo 2](http://lh.rdcpix.com/d820bb0ebd253e65d95e1794f689432el-f663172834r.jpg)

![Harbor Pointe lot: 37 - Photo 3](http://lh.rdcpix.com/d820bb0ebd253e65d95e1794f689432el-f2420253635r.jpg)

![Harbor Pointe lot: 37 - Photo 4](http://lh.rdcpix.com/d820bb0ebd253e65d95e1794f689432el-f3376600480r.jpg)

![Harbor Pointe lot: 37 - Photo 5](http://lh.rdcpix.com/d820bb0ebd253e65d95e1794f689432el-f2895472456r.jpg)

![Harbor Pointe lot: 37 - Photo 6](http://lh.rdcpix.com/d820bb0ebd253e65d95e1794f689432el-f1802988641r.jpg)

![Harbor Pointe lot: 37 - Photo 7](http://lh.rdcpix.com/d820bb0ebd253e65d95e1794f689432el-f942132203r.jpg)

![Harbor Pointe lot: 37 - Photo 8](http://lh.rdcpix.com/d820bb0ebd253e65d95e1794f689432el-f4060946867r.jpg)

![Harbor Pointe lot: 37 - Photo 9](http://lh.rdcpix.com/d820bb0ebd253e65d95e1794f689432el-f3501859450r.jpg)

![Harbor Pointe lot: 37 - Photo 10](http://lh.rdcpix.com/d820bb0ebd253e65d95e1794f689432el-f864250575r.jpg)

![Harbor Pointe lot: 37 - Photo 11](http://lh.rdcpix.com/d820bb0ebd253e65d95e1794f689432el-f3867137230r.jpg)

![Harbor Pointe lot: 37 - Photo 12](http://lh.rdcpix.com/d820bb0ebd253e65d95e1794f689432el-f3669189472r.jpg)

![Harbor Pointe lot: 37 - Photo 13](http://lh.rdcpix.com/d820bb0ebd253e65d95e1794f689432el-f754108256r.jpg)

![Harbor Pointe lot: 37 - Photo 14](http://lh.rdcpix.com/d820bb0ebd253e65d95e1794f689432el-f584411968r.jpg)

![Harbor Pointe lot: 37 - Photo 15](http://lh.rdcpix.com/d820bb0ebd253e65d95e1794f689432el-f1361768735r.jpg)

![Harbor Pointe lot: 37 - Photo 16](http://lh.rdcpix.com/d820bb0ebd253e65d95e1794f689432el-f2736126197r.jpg)

![Harbor Pointe lot: 37 - Photo 17](http://lh.rdcpix.com/d820bb0ebd253e65d95e1794f689432el-f4145655048r.jpg)

![Harbor Pointe lot: 37 - Photo 18](http://lh.rdcpix.com/d820bb0ebd253e65d95e1794f689432el-f4141867862r.jpg)

![Harbor Pointe lot: 37 - Photo 19](http://lh.rdcpix.com/d820bb0ebd253e65d95e1794f689432el-f1328824601r.jpg)

![Harbor Pointe lot: 37 - Photo 20](http://lh.rdcpix.com/d820bb0ebd253e65d95e1794f689432el-f315840510r.jpg)

![Harbor Pointe lot: 37 - Photo 21](http://lh.rdcpix.com/d820bb0ebd253e65d95e1794f689432el-f2146467219r.jpg)

![Harbor Pointe lot: 37 - Photo 22](http://lh.rdcpix.com/d820bb0ebd253e65d95e1794f689432el-f644327847r.jpg)

![Harbor Pointe lot: 37 - Photo 23](http://lh.rdcpix.com/d820bb0ebd253e65d95e1794f689432el-f1967309785r.jpg)

![Harbor Pointe lot: 37 - Photo 24](http://lh.rdcpix.com/d820bb0ebd253e65d95e1794f689432el-f3461652905r.jpg)

![Harbor Pointe lot: 37 - Photo 25](http://lh.rdcpix.com/d820bb0ebd253e65d95e1794f689432el-f147665892r.jpg)

---

**MLS#:** 245516 | **Updated:** 2026-10-20
**Source:** listhub

*Copyright © 2026 Upper Cumberland Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/harbor-pointe-lot-37-silver-point-tn-38582-7706062647614cf3bf5e41d5b9017f4a)

---

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