# Harbour Crossing Dr lot: 38, Moneta, VA 24121

> **TL;DR:** land, $99,000.
> View. Est. $2,530/mo. Listed 241 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $99,000 |
| Lot Size | 20,038 sqft (0.46 acres) |
| Property Type | Land (Other) |
| Status | Active |
| Days on Market | 241 |

## Why This Home Stands Out

- **Views** - Lake

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $501 |
| Estimated Insurance | $29 |
| HOA | $2,000 |
| **Total** | **$2,530** |

## Nearby Schools

- **Elementary:** Dudley
- **Middle:** Ben Franklin Middle
- **High:** Franklin County

## Key Amenities

- View

## Property Highlights

- 0.46 acre lot

## Description

### Agent Description
NEW BENEFITS ADDED TO STUNNING SOUTH HARBOUR PROPERTY!!! Seller's listed price of $99,000 includes all Special Road Assessments paid by Seller. The amenities such as new roads, beautiful views of the lake, a Community Day Dock, walking paths and the sense of community associated with Harbour Crossing Dr. - Lot 38 will enhance its value and appeal.It doesn't get any better than this. Premier neighborhood in central area of Smith Mountain Lake. Lake access area is located right across the street with an easy walk to the community dock. This corner lot with mountain and lake views boasts the highest elevation in the whole community. Incredible opportunity to own property in a beautiful, well-developed community with high standards at Smith Mountain Lake!

## Location

- **Address:** Harbour Crossing Dr lot: 38, Moneta, VA 24121
- **County:** Franklin County
- **Neighborhood:** South Harbour
- **Coordinates:** 37.059676, -79.651783
- **Google Maps:** https://www.google.com/maps?q=37.059676,-79.651783

## Listing Agent

- **Name:** DIANA SALYER
- **Brokerage:** Three Sisters Corporation Salem dba Wainwright & Co. - REALTORS
- **Broker Phone:** (540) 387-5800
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/Bruce-Bay-Ln_Moneta_VA_24121_M54806-21769?f=listhub&s=RVARVA&m=925200&c=propsimple)

## Photos

![Harbour Crossing Dr lot: 38 - Photo 1](http://lh.rdcpix.com/55517170f6c2d981d5a0514adfc65f06l-f55130895r.jpg)

![Harbour Crossing Dr lot: 38 - Photo 2](http://lh.rdcpix.com/55517170f6c2d981d5a0514adfc65f06l-f3228367149r.jpg)

![Harbour Crossing Dr lot: 38 - Photo 3](http://lh.rdcpix.com/55517170f6c2d981d5a0514adfc65f06l-f4231417031r.jpg)

![Harbour Crossing Dr lot: 38 - Photo 4](http://lh.rdcpix.com/55517170f6c2d981d5a0514adfc65f06l-f366291401r.jpg)

![Harbour Crossing Dr lot: 38 - Photo 5](http://lh.rdcpix.com/55517170f6c2d981d5a0514adfc65f06l-f3637486704r.jpg)

![Harbour Crossing Dr lot: 38 - Photo 6](http://lh.rdcpix.com/55517170f6c2d981d5a0514adfc65f06l-f1355752810r.jpg)

![Harbour Crossing Dr lot: 38 - Photo 7](http://lh.rdcpix.com/55517170f6c2d981d5a0514adfc65f06l-f938552813r.jpg)

![Harbour Crossing Dr lot: 38 - Photo 8](http://lh.rdcpix.com/55517170f6c2d981d5a0514adfc65f06l-f1804818608r.jpg)

![Harbour Crossing Dr lot: 38 - Photo 9](http://lh.rdcpix.com/55517170f6c2d981d5a0514adfc65f06l-f1338691211r.jpg)

![Harbour Crossing Dr lot: 38 - Photo 10](http://lh.rdcpix.com/55517170f6c2d981d5a0514adfc65f06l-f2697980612r.jpg)

![Harbour Crossing Dr lot: 38 - Photo 11](http://lh.rdcpix.com/55517170f6c2d981d5a0514adfc65f06l-f4162938765r.jpg)

![Harbour Crossing Dr lot: 38 - Photo 12](http://lh.rdcpix.com/55517170f6c2d981d5a0514adfc65f06l-f296333743r.jpg)

![Harbour Crossing Dr lot: 38 - Photo 13](http://lh.rdcpix.com/55517170f6c2d981d5a0514adfc65f06l-f3595317005r.jpg)

![Harbour Crossing Dr lot: 38 - Photo 14](http://lh.rdcpix.com/55517170f6c2d981d5a0514adfc65f06l-f3416383917r.jpg)

![Harbour Crossing Dr lot: 38 - Photo 15](http://lh.rdcpix.com/55517170f6c2d981d5a0514adfc65f06l-f2639805739r.jpg)

![Harbour Crossing Dr lot: 38 - Photo 16](http://lh.rdcpix.com/55517170f6c2d981d5a0514adfc65f06l-f3360068070r.jpg)

![Harbour Crossing Dr lot: 38 - Photo 17](http://lh.rdcpix.com/55517170f6c2d981d5a0514adfc65f06l-f2192018146r.jpg)

---

**MLS#:** 925200 | **Updated:** 2026-10-20
**Source:** listhub

*Copyright © 2026 Roanoke Valley Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/harbour-crossing-dr-lot-38-moneta-va-24121-3283907d8a6b41e2b350324e5f893103)

---

## Structured Data

```json
{
  "@context": "https://schema.org",
  "@type": "RealEstateListing",
  "@id": "https://staging.propertysimple.ai/listing/harbour-crossing-dr-lot-38-moneta-va-24121-3283907d8a6b41e2b350324e5f893103#listing",
  "url": "https://staging.propertysimple.ai/listing/harbour-crossing-dr-lot-38-moneta-va-24121-3283907d8a6b41e2b350324e5f893103",
  "name": "Harbour Crossing Dr lot: 38, Moneta, VA 24121",
  "description": "NEW BENEFITS ADDED TO STUNNING SOUTH HARBOUR PROPERTY!!! Seller's listed price of $99,000 includes all Special Road Assessments paid by Seller. The amenities such as new roads, beautiful views of the lake, a Community Day Dock, walking paths and the sense of community associated with Harbour Crossing Dr. - Lot 38 will enhance its value and appeal.It doesn't get any better than this. Premier neighborhood in central area of Smith Mountain Lake. Lake access area is located right across the street with an easy walk to the community dock. This corner lot with mountain and lake views boasts the highest elevation in the whole community. Incredible opportunity to own property in a beautiful, well-developed community with high standards at Smith Mountain Lake!",
  "image": [
    "http://lh.rdcpix.com/55517170f6c2d981d5a0514adfc65f06l-f55130895r.jpg",
    "http://lh.rdcpix.com/55517170f6c2d981d5a0514adfc65f06l-f3228367149r.jpg",
    "http://lh.rdcpix.com/55517170f6c2d981d5a0514adfc65f06l-f4231417031r.jpg",
    "http://lh.rdcpix.com/55517170f6c2d981d5a0514adfc65f06l-f366291401r.jpg",
    "http://lh.rdcpix.com/55517170f6c2d981d5a0514adfc65f06l-f3637486704r.jpg",
    "http://lh.rdcpix.com/55517170f6c2d981d5a0514adfc65f06l-f1355752810r.jpg",
    "http://lh.rdcpix.com/55517170f6c2d981d5a0514adfc65f06l-f938552813r.jpg",
    "http://lh.rdcpix.com/55517170f6c2d981d5a0514adfc65f06l-f1804818608r.jpg",
    "http://lh.rdcpix.com/55517170f6c2d981d5a0514adfc65f06l-f1338691211r.jpg",
    "http://lh.rdcpix.com/55517170f6c2d981d5a0514adfc65f06l-f2697980612r.jpg",
    "http://lh.rdcpix.com/55517170f6c2d981d5a0514adfc65f06l-f4162938765r.jpg",
    "http://lh.rdcpix.com/55517170f6c2d981d5a0514adfc65f06l-f296333743r.jpg",
    "http://lh.rdcpix.com/55517170f6c2d981d5a0514adfc65f06l-f3595317005r.jpg",
    "http://lh.rdcpix.com/55517170f6c2d981d5a0514adfc65f06l-f3416383917r.jpg",
    "http://lh.rdcpix.com/55517170f6c2d981d5a0514adfc65f06l-f2639805739r.jpg",
    "http://lh.rdcpix.com/55517170f6c2d981d5a0514adfc65f06l-f3360068070r.jpg",
    "http://lh.rdcpix.com/55517170f6c2d981d5a0514adfc65f06l-f2192018146r.jpg"
  ],
  "primaryImageOfPage": {
    "@type": "ImageObject",
    "url": "http://lh.rdcpix.com/55517170f6c2d981d5a0514adfc65f06l-f55130895r.jpg",
    "caption": "Harbour Crossing Dr lot: 38 - Moneta, VA"
  },
  "datePosted": "2026-03-06",
  "dateModified": "2026-10-20T20:36:38.710Z",
  "mainEntity": {
    "@type": "Place",
    "@id": "https://staging.propertysimple.ai/listing/harbour-crossing-dr-lot-38-moneta-va-24121-3283907d8a6b41e2b350324e5f893103#property",
    "name": "Harbour Crossing Dr lot: 38, Moneta, VA 24121",
    "address": {
      "@type": "PostalAddress",
      "streetAddress": "Harbour Crossing Dr lot: 38",
      "addressLocality": "Moneta",
      "addressRegion": "VA",
      "postalCode": "24121",
      "addressCountry": "US"
    },
    "geo": {
      "@type": "GeoCoordinates",
      "latitude": 37.059676,
      "longitude": -79.651783
    },
    "image": [
      "http://lh.rdcpix.com/55517170f6c2d981d5a0514adfc65f06l-f55130895r.jpg",
      "http://lh.rdcpix.com/55517170f6c2d981d5a0514adfc65f06l-f3228367149r.jpg",
      "http://lh.rdcpix.com/55517170f6c2d981d5a0514adfc65f06l-f4231417031r.jpg",
      "http://lh.rdcpix.com/55517170f6c2d981d5a0514adfc65f06l-f366291401r.jpg",
      "http://lh.rdcpix.com/55517170f6c2d981d5a0514adfc65f06l-f3637486704r.jpg",
      "http://lh.rdcpix.com/55517170f6c2d981d5a0514adfc65f06l-f1355752810r.jpg",
      "http://lh.rdcpix.com/55517170f6c2d981d5a0514adfc65f06l-f938552813r.jpg",
      "http://lh.rdcpix.com/55517170f6c2d981d5a0514adfc65f06l-f1804818608r.jpg",
      "http://lh.rdcpix.com/55517170f6c2d981d5a0514adfc65f06l-f1338691211r.jpg",
      "http://lh.rdcpix.com/55517170f6c2d981d5a0514adfc65f06l-f2697980612r.jpg",
      "http://lh.rdcpix.com/55517170f6c2d981d5a0514adfc65f06l-f4162938765r.jpg",
      "http://lh.rdcpix.com/55517170f6c2d981d5a0514adfc65f06l-f296333743r.jpg",
      "http://lh.rdcpix.com/55517170f6c2d981d5a0514adfc65f06l-f3595317005r.jpg",
      "http://lh.rdcpix.com/55517170f6c2d981d5a0514adfc65f06l-f3416383917r.jpg",
      "http://lh.rdcpix.com/55517170f6c2d981d5a0514adfc65f06l-f2639805739r.jpg",
      "http://lh.rdcpix.com/55517170f6c2d981d5a0514adfc65f06l-f3360068070r.jpg",
      "http://lh.rdcpix.com/55517170f6c2d981d5a0514adfc65f06l-f2192018146r.jpg"
    ],
    "identifier": {
      "@type": "PropertyValue",
      "propertyID": "MLS",
      "value": "925200"
    },
    "amenityFeature": [
      {
        "@type": "LocationFeatureSpecification",
        "name": "Views",
        "value": "Lake"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "View",
        "value": true
      }
    ],
    "additionalProperty": [
      {
        "@type": "PropertyValue",
        "name": "Lot Size",
        "value": "0.46 acres"
      },
      {
        "@type": "PropertyValue",
        "name": "Property Subtype",
        "value": "Other"
      },
      {
        "@type": "PropertyValue",
        "name": "Property Type",
        "value": "Land"
      }
    ]
  },
  "offers": {
    "@type": "Offer",
    "@id": "https://staging.propertysimple.ai/listing/harbour-crossing-dr-lot-38-moneta-va-24121-3283907d8a6b41e2b350324e5f893103#offer",
    "url": "https://staging.propertysimple.ai/listing/harbour-crossing-dr-lot-38-moneta-va-24121-3283907d8a6b41e2b350324e5f893103",
    "price": 99000,
    "priceCurrency": "USD",
    "businessFunction": "http://purl.org/goodrelations/v1#Sell",
    "availability": "https://schema.org/InStock",
    "seller": {
      "@id": "https://staging.propertysimple.ai/listing/harbour-crossing-dr-lot-38-moneta-va-24121-3283907d8a6b41e2b350324e5f893103#agent"
    }
  },
  "provider": {
    "@type": "Person",
    "@id": "https://staging.propertysimple.ai/listing/harbour-crossing-dr-lot-38-moneta-va-24121-3283907d8a6b41e2b350324e5f893103#agent",
    "name": "DIANA SALYER",
    "worksFor": {
      "@type": "Organization",
      "@id": "https://staging.propertysimple.ai/listing/harbour-crossing-dr-lot-38-moneta-va-24121-3283907d8a6b41e2b350324e5f893103#brokerage",
      "name": "Three Sisters Corporation Salem dba Wainwright & Co. - REALTORS",
      "telephone": "(540) 387-5800",
      "logo": {
        "@type": "ImageObject",
        "url": "http://lh.rdcpix.com/1d082891aee311e38c9522000acb8497k-c2174746989r.png"
      }
    }
  }
}
```