About This Home

This land at Hwy 77 in Chipley, FL is listed for $130,000 (4.62 acres).

Key Features

  • 4.62 acre lot
  • Waterfront

Amenities

WaterfrontView
Listing Description

Discover your private retreat on almost 5 acres of elevated vacant land in Chipley, Florida--perfect for building your dream single-family home. This exceptional property offers over 200' feet of lake frontage on River Lakes combining waterfront recreation with true seclusion.

Nestled among scrub oaks and mature oaks, the property delivers natural beauty, privacy, and elevated and/or wooded sites ideal for a custom home. Aerial video available! Conveniently located on Highway 77, just 1 mile north of Highway 20 and north of Panama City, it provides easy access while remaining in a quiet, rural area.

The elevated terrain sits outside flood zones and offers the potential for scenic views, making it well-suited for a primary residence or weekend getaway. Picture a thoughtfully placed cabin, barndo, or traditional home surrounded by mature trees, and lake frontage perfect for fishing, kayaking, or peaceful evenings.

The generous acreage allows room for outbuildings, gardens, trails, or simply open space. Whether you envision a modern custom home or a classic country residence, this property provides the space, elevation, water features, and natural setting to bring your plans to life in Northwest Florida.

Only 20 minutes to Lynn Haven, with public boat launches (Gulf Access), shopping, dining, and a multitude of other parks. 20 Miles to Panama City, 30 Miles to Pier Park in Panama City Beach, and 25 minutes to I-10. Only 10 minutes to Pitt and Sylvan Springs, a beautiful oasis of crystal clear spring water. Additional 14.62 Acre Parcel is available separately, or combined for almost 20 acres. Contact us today to schedule a private showing and explore the possibilities of building your forever home here.

Location

Hwy 77

Chipley, FL 32428

No Named Subdivision

Property Details

Views

Lake

Questions & Answers

This 0-bedroom, 0-bathroom land at Hwy 77 is listed at $130,000. The estimated monthly payment is $695 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: 4.62 acre lot, Waterfront.

This property is listed by Dennis Nelson.

DN

Dennis Nelson

License BK3379289

Agent at Keller Williams Success Realty

Listed by Keller Williams Success Realty · Broker phone: (850) 249-0313 · View on Broker Site

MLS# 796623· Source: Central Panhandle Association of REALTORS· 25 days on PropertySimple

Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

Hwy 77, Chipley, FL 32428

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