# JEFFERSON Drive, Palmyra, VA 22963 > **TL;DR:** land, $215,000. > Waterfront. Est. $2,134/mo. Listed 785 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $215,000 | | Lot Size | 21,562 sqft (0.49 acres) | | Property Type | Land (Other) | | Status | Active | | Days on Market | 785 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,087 | | Estimated Insurance | $63 | | HOA | $984 | | **Total** | **$2,134** | ## Nearby Schools - **Elementary:** FLUVANNA - **Middle:** FLUVANNA - **High:** FLUVANNA COUNTY ## Key Amenities - Waterfront ## Property Highlights - 0.49 acre lot - Waterfront ## Description ### Agent Description Build your dream home on this rarely available .49-acre waterfront lot at Lake Monticello, just east of Charlottesville, VA at 280 Jefferson Dr. Boasting approximately 120 feet of lake frontage tucked down a quiet cove on the southwest side of the lake and serene water views, this property offers the perfect setting for a life of tranquility and recreation. The lot features a gentle slope, mature trees, and plenty of privacy off Jefferson Dr., making it ideal for a home with or without a basement. Enjoy direct access to the lake for fishing, kayaking, boating, and swimming right from your backyard. The gated community provides an array of amenities, including a private lake with five sandy beaches, an 18-hole PGA golf course, tennis courts, a pool, playgrounds, a ball field, and a walking track. Located just a short walk from the 14th hole of the golf course, this lot also offers easy access to the clubhouse, dining options, and year-round activities. Don't miss this rare opportunity to create your perfect retreat in one of Virginia's most desirable lake communities. ## Location - **Address:** JEFFERSON Drive, Palmyra, VA 22963 - **County:** FLUVANNA - **Neighborhood:** LAKE MONTICELLO - **Coordinates:** 37.91111847, -78.32789008 - **Google Maps:** https://www.google.com/maps?q=37.91111847,-78.32789008 ## Listing Agent - **Name:** Thomas B Millar · **License:** 0225078100 - **Brokerage:** Century 21 New Millennium - **Broker Phone:** (703) 753-7910 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/Jefferson-Dr_Palmyra_VA_22963_M90943-90173?f=listhub&s=TRENDPA&m=VAFN2000332&c=propsimple) ## Photos ![JEFFERSON Drive - Photo 1](http://lh.rdcpix.com/819b7239a32cbe2697d49e31ed8f7832l-f965728792r.jpg) ![JEFFERSON Drive - Photo 2](http://lh.rdcpix.com/819b7239a32cbe2697d49e31ed8f7832l-f1885528524r.jpg) ![JEFFERSON Drive - Photo 3](http://lh.rdcpix.com/819b7239a32cbe2697d49e31ed8f7832l-f2793498590r.jpg) ![JEFFERSON Drive - Photo 4](http://lh.rdcpix.com/819b7239a32cbe2697d49e31ed8f7832l-f3942890433r.jpg) ![JEFFERSON Drive - Photo 5](http://lh.rdcpix.com/819b7239a32cbe2697d49e31ed8f7832l-f4291401870r.jpg) ![JEFFERSON Drive - Photo 6](http://lh.rdcpix.com/819b7239a32cbe2697d49e31ed8f7832l-f2015884769r.jpg) ![JEFFERSON Drive - Photo 7](http://lh.rdcpix.com/819b7239a32cbe2697d49e31ed8f7832l-f552329297r.jpg) ![JEFFERSON Drive - Photo 8](http://lh.rdcpix.com/819b7239a32cbe2697d49e31ed8f7832l-f408141305r.jpg) ![JEFFERSON Drive - Photo 9](http://lh.rdcpix.com/819b7239a32cbe2697d49e31ed8f7832l-f346313587r.jpg) ![JEFFERSON Drive - Photo 10](http://lh.rdcpix.com/819b7239a32cbe2697d49e31ed8f7832l-f2875541679r.jpg) ![JEFFERSON Drive - Photo 11](http://lh.rdcpix.com/819b7239a32cbe2697d49e31ed8f7832l-f4023286285r.jpg) ![JEFFERSON Drive - Photo 12](http://lh.rdcpix.com/819b7239a32cbe2697d49e31ed8f7832l-f1139944126r.jpg) ![JEFFERSON Drive - Photo 13](http://lh.rdcpix.com/819b7239a32cbe2697d49e31ed8f7832l-f1958097821r.jpg) ![JEFFERSON Drive - Photo 14](http://lh.rdcpix.com/819b7239a32cbe2697d49e31ed8f7832l-f2742286827r.jpg) ![JEFFERSON Drive - Photo 15](http://lh.rdcpix.com/819b7239a32cbe2697d49e31ed8f7832l-f1015791632r.jpg) ![JEFFERSON Drive - Photo 16](http://lh.rdcpix.com/819b7239a32cbe2697d49e31ed8f7832l-f1391383647r.jpg) ![JEFFERSON Drive - Photo 17](http://lh.rdcpix.com/819b7239a32cbe2697d49e31ed8f7832l-f1850340629r.jpg) ![JEFFERSON Drive - Photo 18](http://lh.rdcpix.com/819b7239a32cbe2697d49e31ed8f7832l-f3287349220r.jpg) --- **MLS#:** VAFN2000332 | **Updated:** 2026-10-20 **Source:** listhub *Copyright © 2026 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/jefferson-drive-palmyra-va-22963-5477acb120e24d61aa1bae0fa7b2e7a9) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/jefferson-drive-palmyra-va-22963-5477acb120e24d61aa1bae0fa7b2e7a9#listing", "url": "https://staging.propertysimple.ai/listing/jefferson-drive-palmyra-va-22963-5477acb120e24d61aa1bae0fa7b2e7a9", "name": "JEFFERSON Drive, Palmyra, VA 22963", "description": "Build your dream home on this rarely available .49-acre waterfront lot at Lake Monticello, just east of Charlottesville, VA at 280 Jefferson Dr. Boasting approximately 120 feet of lake frontage tucked down a quiet cove on the southwest side of the lake and serene water views, this property offers the perfect setting for a life of tranquility and recreation. The lot features a gentle slope, mature trees, and plenty of privacy off Jefferson Dr., making it ideal for a home with or without a basement. Enjoy direct access to the lake for fishing, kayaking, boating, and swimming right from your backyard. The gated community provides an array of amenities, including a private lake with five sandy beaches, an 18-hole PGA golf course, tennis courts, a pool, playgrounds, a ball field, and a walking track. Located just a short walk from the 14th hole of the golf course, this lot also offers easy access to the clubhouse, dining options, and year-round activities. 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