# Moonlight Bay Drive, Panama City Beach, FL 32407 > **TL;DR:** land, $2,000,000. > Waterfront. Est. $10,696/mo. Listed 405 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $2,000,000 | | Lot Size | 191,664 sqft (4.40 acres) | | Property Type | Land (Other) | | Status | Active | | Days on Market | 405 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $10,113 | | Estimated Insurance | $583 | | **Total** | **$10,696** | ## Nearby Schools - **Elementary:** Hutchison Beach - **Middle:** Surfside - **High:** Arnold ## Key Amenities - Waterfront ## Property Highlights - 4.40 acre lot - Waterfront ## Description ### Agent Description Gorgeous +/-4.4 acre secluded property on West Bay. Located at the east-end of Moonlight Bay Drive, which dead-ends into the property. It is known as the 'Oak Grove' as the property has several large oak trees. West Bay on the north side with expansive views across the Bay and a bayou on the south side. Zoned Planned Unit Development (P.U.D.) within the City of Panama City Beach. We believe the highest and best use is single-family residential development. Several large estate sized Bay-front lots could be developed, or one massive estate. The property is accessed via a 30' access easement. Travel from Panama City Beach Parkway past the Legacy Golf Club (f/k/a Holiday Golf Course), through the existing residential neighborhoods of Colony Club, and past Trieste. Left on Moonlight Bay Drive, continue right (east) on Moonlight Bay, which dead-ends into the property. The adjacent two parcels to the east and south are also for sale; A=59.9 Acres on West Bay, B=60.1 Acre interior parcel. The other two large parcels are not contiguous and separated by the small bayou. They are accessed via the Clara Avenue extension. The parcels were annexed into the City of Panama City Beach & zoned P.U.D. & Conservation. The highest-and-best use is single-family residential. Conceptual site plans, wetlands delineation, surveys and maps are attached. Call for detailed information & to setup a tour. ## Location - **Address:** Moonlight Bay Drive, Panama City Beach, FL 32407 - **County:** Bay - **Neighborhood:** No Named Subdivision - **Coordinates:** 30.226495, -85.835685 - **Google Maps:** https://www.google.com/maps?q=30.226495,-85.835685 ## Listing Agent - **Name:** Chris S McCall · **License:** 0666647 - **Brokerage:** Counts Real Estate Group Inc - **Broker Phone:** (850) 249-3615 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/Moonlight-Bay-Dr_FL_32407_M59632-39263?f=listhub&s=BCARFL&m=779480&c=propsimple) ## Photos ![Moonlight Bay Drive - Photo 1](http://lh.rdcpix.com/15f8d4bb2ecdad19f5e890cc1977b38dl-f706729339r.jpg) ![Moonlight Bay Drive - Photo 2](http://lh.rdcpix.com/15f8d4bb2ecdad19f5e890cc1977b38dl-f2690983520r.jpg) ![Moonlight Bay Drive - Photo 3](http://lh.rdcpix.com/15f8d4bb2ecdad19f5e890cc1977b38dl-f3732705249r.jpg) ![Moonlight Bay Drive - Photo 4](http://lh.rdcpix.com/15f8d4bb2ecdad19f5e890cc1977b38dl-f1822871801r.jpg) ![Moonlight Bay Drive - Photo 5](http://lh.rdcpix.com/15f8d4bb2ecdad19f5e890cc1977b38dl-f2225868802r.jpg) ![Moonlight Bay Drive - Photo 6](http://lh.rdcpix.com/15f8d4bb2ecdad19f5e890cc1977b38dl-f3491772784r.jpg) ![Moonlight Bay Drive - Photo 7](http://lh.rdcpix.com/15f8d4bb2ecdad19f5e890cc1977b38dl-f1953838372r.jpg) ![Moonlight Bay Drive - Photo 8](http://lh.rdcpix.com/15f8d4bb2ecdad19f5e890cc1977b38dl-f1798836921r.jpg) ![Moonlight Bay Drive - Photo 9](http://lh.rdcpix.com/15f8d4bb2ecdad19f5e890cc1977b38dl-f3366089787r.jpg) ![Moonlight Bay Drive - Photo 10](http://lh.rdcpix.com/15f8d4bb2ecdad19f5e890cc1977b38dl-f2359906142r.jpg) ![Moonlight Bay Drive - Photo 11](http://lh.rdcpix.com/15f8d4bb2ecdad19f5e890cc1977b38dl-f633592194r.jpg) ![Moonlight Bay Drive - Photo 12](http://lh.rdcpix.com/15f8d4bb2ecdad19f5e890cc1977b38dl-f771500007r.jpg) ![Moonlight Bay Drive - Photo 13](http://lh.rdcpix.com/15f8d4bb2ecdad19f5e890cc1977b38dl-f3567988463r.jpg) ![Moonlight Bay Drive - Photo 14](http://lh.rdcpix.com/15f8d4bb2ecdad19f5e890cc1977b38dl-f478500373r.jpg) ![Moonlight Bay Drive - Photo 15](http://lh.rdcpix.com/15f8d4bb2ecdad19f5e890cc1977b38dl-f3885679580r.jpg) ![Moonlight Bay Drive - Photo 16](http://lh.rdcpix.com/15f8d4bb2ecdad19f5e890cc1977b38dl-f3227833163r.jpg) ![Moonlight Bay Drive - Photo 17](http://lh.rdcpix.com/15f8d4bb2ecdad19f5e890cc1977b38dl-f1247954237r.jpg) --- **MLS#:** 779480 | **Updated:** 2026-10-20 **Source:** listhub *Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/moonlight-bay-drive-panama-city-beach-fl-32407-04fb17edda6b4623aa67608a7b664c18) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/moonlight-bay-drive-panama-city-beach-fl-32407-04fb17edda6b4623aa67608a7b664c18#listing", "url": "https://staging.propertysimple.ai/listing/moonlight-bay-drive-panama-city-beach-fl-32407-04fb17edda6b4623aa67608a7b664c18", "name": "Moonlight Bay Drive, Panama City Beach, FL 32407", "description": "Gorgeous +/-4.4 acre secluded property on West Bay. Located at the east-end of Moonlight Bay Drive, which dead-ends into the property. It is known as the 'Oak Grove' as the property has several large oak trees. 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The parcels were annexed into the City of Panama City Beach & zoned P.U.D. & Conservation. The highest-and-best use is single-family residential. Conceptual site plans, wetlands delineation, surveys and maps are attached. 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