About This Home

This land at Overlook Dr. lot: 38 in Spencer, TN is listed for $109,000 (2.85 acres).

Key Features

  • 2.85 acre lot
Listing Description

Discover the perfect blend of privacy, natural beauty, and convenience on this prime, flat lot offering stunning bluff views and abundant natural forage that creates a serene, secluded setting. Located just a comfortable drive from Chattanooga, Knoxville, and Nashville, this property gives you access to city amenities while still enjoying the charm of small-town living, all while being nestled near beautiful state parks.

With electric and fiber-optic internet already available, the lot is ready for your vision. A well and septic system will be needed to complete your build. Whether you're planning a peaceful getaway, a full-time residence, or a future investment, this Tennessee property offers limitless potential in an unbeatable setting.

Location

Overlook Dr. lot: 38

Spencer, TN 38585

Rocky River Vista

Questions & Answers

This 0-bedroom, 0-bathroom land at Overlook Dr. lot: 38 is listed at $109,000. The estimated monthly payment is $1,183 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $600/month.

Key features include: 2.85 acre lot.

This property is listed by Taylor Robinson.

TR

Taylor Robinson

Agent at True North Real Estate Services, LLC

Listed by True North Real Estate Services, LLC · Broker phone: 9318377355 · View on Broker Site · Broker website

MLS# 240630· Source: Upper Cumberland Association of Realtors· 5 days on PropertySimple

Copyright © 2026 Upper Cumberland Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

Overlook Dr. lot: 38, Spencer, TN 38585

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