# Overlook Dr. lot: 38, Spencer, TN 38585

> **TL;DR:** land, $109,000. Est. $1,183/mo.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $109,000 |
| Lot Size | 124,146 sqft (2.85 acres) |
| Property Type | Land (Other) |
| Status | Active |
| Days on Market | 0 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $551 |
| Estimated Insurance | $32 |
| HOA | $600 |
| **Total** | **$1,183** |

## Property Highlights

- 2.85 acre lot

## Description

### Agent Description
Discover the perfect blend of privacy, natural beauty, and convenience on this prime, flat lot offering stunning bluff views and abundant natural forage that creates a serene, secluded setting. Located just a comfortable drive from Chattanooga, Knoxville, and Nashville, this property gives you access to city amenities while still enjoying the charm of small-town living, all while being nestled near beautiful state parks. With electric and fiber-optic internet already available, the lot is ready for your vision. A well and septic system will be needed to complete your build. Whether you're planning a peaceful getaway, a full-time residence, or a future investment, this Tennessee property offers limitless potential in an unbeatable setting.

## Location

- **Address:** Overlook Dr. lot: 38, Spencer, TN 38585
- **County:** Van Buren
- **Neighborhood:** Rocky River Vista
- **Coordinates:** 35.67897548, -85.56378018
- **Google Maps:** https://www.google.com/maps?q=35.67897548,-85.56378018

## Virtual Tour & Media

- **Video Tour:** tour.usamls.net/Lot-38-Overlook-Dr-Spencer-TN-38585/unbranded

## Listing Agent

- **Name:** Taylor Robinson
- **Brokerage:** True North Real Estate Services, LLC
- **Broker Phone:** 9318377355
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/Overlook-Dr-Lot-38_Spencer_TN_38585_M90683-17589?f=listhub&s=UCARTN&m=240630&c=propsimple)

## Photos

![Overlook Dr. lot: 38 - Photo 1](http://lh.rdcpix.com/d808232252a3f111766f9c5a1e8b57afl-f2499136448r.jpg)

![Overlook Dr. lot: 38 - Photo 2](http://lh.rdcpix.com/d808232252a3f111766f9c5a1e8b57afl-f2905121213r.jpg)

![Overlook Dr. lot: 38 - Photo 3](http://lh.rdcpix.com/d808232252a3f111766f9c5a1e8b57afl-f3051270609r.jpg)

![Overlook Dr. lot: 38 - Photo 4](http://lh.rdcpix.com/d808232252a3f111766f9c5a1e8b57afl-f765205974r.jpg)

![Overlook Dr. lot: 38 - Photo 5](http://lh.rdcpix.com/d808232252a3f111766f9c5a1e8b57afl-f514351685r.jpg)

![Overlook Dr. lot: 38 - Photo 6](http://lh.rdcpix.com/d808232252a3f111766f9c5a1e8b57afl-f120904648r.jpg)

![Overlook Dr. lot: 38 - Photo 7](http://lh.rdcpix.com/d808232252a3f111766f9c5a1e8b57afl-f1782024666r.jpg)

![Overlook Dr. lot: 38 - Photo 8](http://lh.rdcpix.com/d808232252a3f111766f9c5a1e8b57afl-f1779054440r.jpg)

![Overlook Dr. lot: 38 - Photo 9](http://lh.rdcpix.com/d808232252a3f111766f9c5a1e8b57afl-f1117898296r.jpg)

![Overlook Dr. lot: 38 - Photo 10](http://lh.rdcpix.com/d808232252a3f111766f9c5a1e8b57afl-f2339658110r.jpg)

![Overlook Dr. lot: 38 - Photo 11](http://lh.rdcpix.com/d808232252a3f111766f9c5a1e8b57afl-f737731960r.jpg)

---

**MLS#:** 240630 | **Updated:** 2026-10-20
**Source:** listhub

*Copyright © 2026 Upper Cumberland Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/overlook-dr-lot-38-spencer-tn-38585-81dc9fd6e8a34f20a410cfef5b72e170)

---

## Structured Data

```json
{
  "@context": "https://schema.org",
  "@type": "RealEstateListing",
  "@id": "https://staging.propertysimple.ai/listing/overlook-dr-lot-38-spencer-tn-38585-81dc9fd6e8a34f20a410cfef5b72e170#listing",
  "url": "https://staging.propertysimple.ai/listing/overlook-dr-lot-38-spencer-tn-38585-81dc9fd6e8a34f20a410cfef5b72e170",
  "name": "Overlook Dr. lot: 38, Spencer, TN 38585",
  "description": "Discover the perfect blend of privacy, natural beauty, and convenience on this prime, flat lot offering stunning bluff views and abundant natural forage that creates a serene, secluded setting. Located just a comfortable drive from Chattanooga, Knoxville, and Nashville, this property gives you access to city amenities while still enjoying the charm of small-town living, all while being nestled near beautiful state parks. With electric and fiber-optic internet already available, the lot is ready for your vision. A well and septic system will be needed to complete your build. Whether you're planning a peaceful getaway, a full-time residence, or a future investment, this Tennessee property offers limitless potential in an unbeatable setting.",
  "image": [
    "http://lh.rdcpix.com/d808232252a3f111766f9c5a1e8b57afl-f2499136448r.jpg",
    "http://lh.rdcpix.com/d808232252a3f111766f9c5a1e8b57afl-f2905121213r.jpg",
    "http://lh.rdcpix.com/d808232252a3f111766f9c5a1e8b57afl-f3051270609r.jpg",
    "http://lh.rdcpix.com/d808232252a3f111766f9c5a1e8b57afl-f765205974r.jpg",
    "http://lh.rdcpix.com/d808232252a3f111766f9c5a1e8b57afl-f514351685r.jpg",
    "http://lh.rdcpix.com/d808232252a3f111766f9c5a1e8b57afl-f120904648r.jpg",
    "http://lh.rdcpix.com/d808232252a3f111766f9c5a1e8b57afl-f1782024666r.jpg",
    "http://lh.rdcpix.com/d808232252a3f111766f9c5a1e8b57afl-f1779054440r.jpg",
    "http://lh.rdcpix.com/d808232252a3f111766f9c5a1e8b57afl-f1117898296r.jpg",
    "http://lh.rdcpix.com/d808232252a3f111766f9c5a1e8b57afl-f2339658110r.jpg",
    "http://lh.rdcpix.com/d808232252a3f111766f9c5a1e8b57afl-f737731960r.jpg"
  ],
  "primaryImageOfPage": {
    "@type": "ImageObject",
    "url": "http://lh.rdcpix.com/d808232252a3f111766f9c5a1e8b57afl-f2499136448r.jpg",
    "caption": "Overlook Dr. lot: 38 - Spencer, TN"
  },
  "datePosted": "2026-10-20T21:04:08.934Z",
  "dateModified": "2026-10-20T21:04:08.934Z",
  "mainEntity": {
    "@type": "Place",
    "@id": "https://staging.propertysimple.ai/listing/overlook-dr-lot-38-spencer-tn-38585-81dc9fd6e8a34f20a410cfef5b72e170#property",
    "name": "Overlook Dr. lot: 38, Spencer, TN 38585",
    "address": {
      "@type": "PostalAddress",
      "streetAddress": "Overlook Dr. lot: 38",
      "addressLocality": "Spencer",
      "addressRegion": "TN",
      "postalCode": "38585",
      "addressCountry": "US"
    },
    "geo": {
      "@type": "GeoCoordinates",
      "latitude": 35.67897548,
      "longitude": -85.56378018
    },
    "image": [
      "http://lh.rdcpix.com/d808232252a3f111766f9c5a1e8b57afl-f2499136448r.jpg",
      "http://lh.rdcpix.com/d808232252a3f111766f9c5a1e8b57afl-f2905121213r.jpg",
      "http://lh.rdcpix.com/d808232252a3f111766f9c5a1e8b57afl-f3051270609r.jpg",
      "http://lh.rdcpix.com/d808232252a3f111766f9c5a1e8b57afl-f765205974r.jpg",
      "http://lh.rdcpix.com/d808232252a3f111766f9c5a1e8b57afl-f514351685r.jpg",
      "http://lh.rdcpix.com/d808232252a3f111766f9c5a1e8b57afl-f120904648r.jpg",
      "http://lh.rdcpix.com/d808232252a3f111766f9c5a1e8b57afl-f1782024666r.jpg",
      "http://lh.rdcpix.com/d808232252a3f111766f9c5a1e8b57afl-f1779054440r.jpg",
      "http://lh.rdcpix.com/d808232252a3f111766f9c5a1e8b57afl-f1117898296r.jpg",
      "http://lh.rdcpix.com/d808232252a3f111766f9c5a1e8b57afl-f2339658110r.jpg",
      "http://lh.rdcpix.com/d808232252a3f111766f9c5a1e8b57afl-f737731960r.jpg"
    ],
    "identifier": {
      "@type": "PropertyValue",
      "propertyID": "MLS",
      "value": "240630"
    },
    "additionalProperty": [
      {
        "@type": "PropertyValue",
        "name": "Lot Size",
        "value": "2.85 acres"
      },
      {
        "@type": "PropertyValue",
        "name": "Property Subtype",
        "value": "Other"
      },
      {
        "@type": "PropertyValue",
        "name": "Property Type",
        "value": "Land"
      }
    ]
  },
  "offers": {
    "@type": "Offer",
    "@id": "https://staging.propertysimple.ai/listing/overlook-dr-lot-38-spencer-tn-38585-81dc9fd6e8a34f20a410cfef5b72e170#offer",
    "url": "https://staging.propertysimple.ai/listing/overlook-dr-lot-38-spencer-tn-38585-81dc9fd6e8a34f20a410cfef5b72e170",
    "price": 109000,
    "priceCurrency": "USD",
    "businessFunction": "http://purl.org/goodrelations/v1#Sell",
    "availability": "https://schema.org/InStock",
    "seller": {
      "@id": "https://staging.propertysimple.ai/listing/overlook-dr-lot-38-spencer-tn-38585-81dc9fd6e8a34f20a410cfef5b72e170#agent"
    }
  },
  "provider": {
    "@type": "Person",
    "@id": "https://staging.propertysimple.ai/listing/overlook-dr-lot-38-spencer-tn-38585-81dc9fd6e8a34f20a410cfef5b72e170#agent",
    "name": "Taylor Robinson",
    "worksFor": {
      "@type": "Organization",
      "@id": "https://staging.propertysimple.ai/listing/overlook-dr-lot-38-spencer-tn-38585-81dc9fd6e8a34f20a410cfef5b72e170#brokerage",
      "name": "True North Real Estate Services, LLC",
      "telephone": "9318377355"
    }
  }
}
```