# RIDGE RD lot: 3, Palmyra, VA 22963 > **TL;DR:** land, $420,000. > Waterfront. Est. $2,247/mo. Listed 57 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $420,000 | | Lot Size | 435,600 sqft (10.00 acres) | | Property Type | Land (Other) | | Status | Active | | Days on Market | 57 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,124 | | Estimated Insurance | $123 | | **Total** | **$2,247** | ## Nearby Schools - **Elementary:** Carysbrook - **Middle:** Fluvanna - **High:** Fluvanna ## Key Amenities - Waterfront ## Property Highlights - 10.00 acre lot - Waterfront ## Description ### Agent Description 8 miles to I64 access. Peaceful Agricultural Property, soil tested approved for 4 bed W/basement Lot 3 offers a tranquil rural setting in Palmyra, with mixed evergreens, hardwoods, a grassed open field; areas of new-growth pine. A spring-fed branch known as Bold Branch flows through the property. *Shared easements are in place, including access along Elsie Ln, which will be installed by the developer. The easement crosses the front of Lot 3; includes a portion of the cul-de-sac. A road maintenance agreement is also in place. Additional provisions include a cemetery easement for family access to an older cemetery surrounded by hardwoods and cedars. The property is zoned A1 and is conveniently located approximately 24 miles from Charlottesville and about an hour from Richmond. Fire Station Company 1 is approximately 1.3 miles away, while the Fluvanna County Rescue Squad is about 1 mi from Elsie Ln. Palmyra is situated along Rt 15 on the eastern bank of the Rivanna River and offers a peaceful, scenic atmosphere. The Palmyra Boat Launch at Pleasant Grove Park, located off Rt 53, is less than a mi from Elsie Ln The property is also within convenient reach of UVA medical and Sentara Health, Lowes, restaurants; amenities and Walmart. Zoned Agriculture, old farmland ## Location - **Address:** RIDGE RD lot: 3, Palmyra, VA 22963 - **County:** Fluvanna - **Coordinates:** 37.868929, -78.261574 - **Google Maps:** https://www.google.com/maps?q=37.868929,-78.261574 ## Listing Agent - **Name:** GLORIA GIBB - **Brokerage:** PLB2 Inc. - **Broker Phone:** (434) 465-4444 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/Ridge-Rd-Lot-3_Palmyra_VA_22963_M93112-23921?f=listhub&s=CAARMLSVA&m=681325&c=propsimple) ## Photos ![RIDGE RD lot: 3 - Photo 1](http://lh.rdcpix.com/c4ecc36973dd4862b0426c91b7bfa64el-f66839296r.jpg) ![RIDGE RD lot: 3 - Photo 2](http://lh.rdcpix.com/c4ecc36973dd4862b0426c91b7bfa64el-f1871794305r.jpg) ![RIDGE RD lot: 3 - Photo 3](http://lh.rdcpix.com/c4ecc36973dd4862b0426c91b7bfa64el-f1062988528r.jpg) ![RIDGE RD lot: 3 - Photo 4](http://lh.rdcpix.com/c4ecc36973dd4862b0426c91b7bfa64el-f4112556306r.jpg) ![RIDGE RD lot: 3 - Photo 5](http://lh.rdcpix.com/c4ecc36973dd4862b0426c91b7bfa64el-f4256783012r.jpg) ![RIDGE RD lot: 3 - Photo 6](http://lh.rdcpix.com/c4ecc36973dd4862b0426c91b7bfa64el-f3604843639r.jpg) ![RIDGE RD lot: 3 - Photo 7](http://lh.rdcpix.com/c4ecc36973dd4862b0426c91b7bfa64el-f2252594883r.jpg) ![RIDGE RD lot: 3 - Photo 8](http://lh.rdcpix.com/c4ecc36973dd4862b0426c91b7bfa64el-f350729731r.jpg) ![RIDGE RD lot: 3 - Photo 9](http://lh.rdcpix.com/c4ecc36973dd4862b0426c91b7bfa64el-f1363832538r.jpg) ![RIDGE RD lot: 3 - Photo 10](http://lh.rdcpix.com/c4ecc36973dd4862b0426c91b7bfa64el-f3106090553r.jpg) ![RIDGE RD lot: 3 - Photo 11](http://lh.rdcpix.com/c4ecc36973dd4862b0426c91b7bfa64el-f4278061018r.jpg) ![RIDGE RD lot: 3 - Photo 12](http://lh.rdcpix.com/c4ecc36973dd4862b0426c91b7bfa64el-f2687127968r.jpg) ![RIDGE RD lot: 3 - Photo 13](http://lh.rdcpix.com/c4ecc36973dd4862b0426c91b7bfa64el-f2260918712r.jpg) ![RIDGE RD lot: 3 - Photo 14](http://lh.rdcpix.com/c4ecc36973dd4862b0426c91b7bfa64el-f1619921772r.jpg) ![RIDGE RD lot: 3 - Photo 15](http://lh.rdcpix.com/c4ecc36973dd4862b0426c91b7bfa64el-f2178226019r.jpg) ![RIDGE RD lot: 3 - Photo 16](http://lh.rdcpix.com/c4ecc36973dd4862b0426c91b7bfa64el-f2876536r.jpg) ![RIDGE RD lot: 3 - Photo 17](http://lh.rdcpix.com/c4ecc36973dd4862b0426c91b7bfa64el-f3481598306r.jpg) ![RIDGE RD lot: 3 - Photo 18](http://lh.rdcpix.com/c4ecc36973dd4862b0426c91b7bfa64el-f2908537168r.jpg) ![RIDGE RD lot: 3 - Photo 19](http://lh.rdcpix.com/c4ecc36973dd4862b0426c91b7bfa64el-f3280604873r.jpg) ![RIDGE RD lot: 3 - Photo 20](http://lh.rdcpix.com/c4ecc36973dd4862b0426c91b7bfa64el-f2313187231r.jpg) --- **MLS#:** 681325 | **Updated:** 2026-10-20 **Source:** listhub *Copyright © 2026 Charlottesville Area Association of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/ridge-rd-lot-3-palmyra-va-22963-08d267d2f7554725b5c44b6e8b18c4e4) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/ridge-rd-lot-3-palmyra-va-22963-08d267d2f7554725b5c44b6e8b18c4e4#listing", "url": "https://staging.propertysimple.ai/listing/ridge-rd-lot-3-palmyra-va-22963-08d267d2f7554725b5c44b6e8b18c4e4", "name": "RIDGE RD lot: 3, Palmyra, VA 22963", "description": "8 miles to I64 access. Peaceful Agricultural Property, soil tested approved for 4 bed W/basement Lot 3 offers a tranquil rural setting in Palmyra, with mixed evergreens, hardwoods, a grassed open field; areas of new-growth pine. 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The Palmyra Boat Launch at Pleasant Grove Park, located off Rt 53, is less than a mi from Elsie Ln The property is also within convenient reach of UVA medical and Sentara Health, Lowes, restaurants; amenities and Walmart. 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