# RIDGE RD lot: 4, Palmyra, VA 22936 > **TL;DR:** land, $420,000. > Waterfront. Est. $2,247/mo. Listed 62 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $420,000 | | Lot Size | 435,600 sqft (10.00 acres) | | Property Type | Land (Other) | | Status | Active | | Days on Market | 62 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,124 | | Estimated Insurance | $123 | | **Total** | **$2,247** | ## Nearby Schools - **Elementary:** Carysbrook - **Middle:** Fluvanna - **High:** Fluvanna ## Key Amenities - Waterfront ## Property Highlights - 10.00 acre lot - Waterfront ## Description ### Agent Description GO WITH YOUR AGENT. Do Not Park near flags, stakes or rd construction. Agriculture zoned Ag1. Approved for a 4 bedroom with basement. Overhead powerline Easements in place, running NW to SE angled along front. Easement for Shared Road. Rd Agreement in place. Part of Elsie Lane's cul de sac sits on front corner. Mixed Evergreen and hardwood, open field with new growth pine. Fire Station Company 1 is approximately 1.3 miles away, and the Fluvanna County Rescue Squad is about 1 mile from Elsie Lane. Exit 136 off Interstate 64. I64/Rt250 access is 8 miles from Elsie Lane. You're roughly 24 miles from Charlottesville and about a one-hour drive to Richmond. Only 8 miles to Lowes, Sentara Martha Jefferson, UVA Health, Walmart, Hotels, restaurants, seafood and everyday amenities in the Charlottesville and surrounding areas. Palmyra is located on the eastern bank of the Rivanna River along Route 15. The Palmyra Boat Launch at Pleasant Grove Park off Rt53 is less than a mile from Elsie Lane. On Lot 4, you'll enjoy spring-fed Bold Branch, which flows into Ballinger Creek ## Location - **Address:** RIDGE RD lot: 4, Palmyra, VA 22936 - **County:** Fluvanna - **Coordinates:** 37.868722, -78.261344 - **Google Maps:** https://www.google.com/maps?q=37.868722,-78.261344 ## Listing Agent - **Name:** GLORIA GIBB - **Brokerage:** PLB2 Inc. - **Broker Phone:** (434) 465-4444 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/Ridge-Rd-Lot-4_Palmyra_VA_22936_M90075-31639?f=listhub&s=CAARMLSVA&m=681326&c=propsimple) ## Photos ![RIDGE RD lot: 4 - Photo 1](http://lh.rdcpix.com/6c2ca769e75dc3f62c3b0b65a596ddb3l-f348444237r.jpg) ![RIDGE RD lot: 4 - Photo 2](http://lh.rdcpix.com/6c2ca769e75dc3f62c3b0b65a596ddb3l-f3452226794r.jpg) ![RIDGE RD lot: 4 - Photo 3](http://lh.rdcpix.com/6c2ca769e75dc3f62c3b0b65a596ddb3l-f348444237r.jpg) ![RIDGE RD lot: 4 - Photo 4](http://lh.rdcpix.com/6c2ca769e75dc3f62c3b0b65a596ddb3l-f349202879r.jpg) ![RIDGE RD lot: 4 - Photo 5](http://lh.rdcpix.com/6c2ca769e75dc3f62c3b0b65a596ddb3l-f2850646281r.jpg) ![RIDGE RD lot: 4 - Photo 6](http://lh.rdcpix.com/6c2ca769e75dc3f62c3b0b65a596ddb3l-f1871794305r.jpg) ![RIDGE RD lot: 4 - Photo 7](http://lh.rdcpix.com/6c2ca769e75dc3f62c3b0b65a596ddb3l-f1062988528r.jpg) --- **MLS#:** 681326 | **Updated:** 2026-10-20 **Source:** listhub *Copyright © 2026 Charlottesville Area Association of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/ridge-rd-lot-4-palmyra-va-22936-b87d01924803476481591289b69373c7) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/ridge-rd-lot-4-palmyra-va-22936-b87d01924803476481591289b69373c7#listing", "url": "https://staging.propertysimple.ai/listing/ridge-rd-lot-4-palmyra-va-22936-b87d01924803476481591289b69373c7", "name": "RIDGE RD lot: 4, Palmyra, VA 22936", "description": "GO WITH YOUR AGENT. Do Not Park near flags, stakes or rd construction. Agriculture zoned Ag1. Approved for a 4 bedroom with basement. Overhead powerline Easements in place, running NW to SE angled along front. Easement for Shared Road. Rd Agreement in place. Part of Elsie Lane's cul de sac sits on front corner. Mixed Evergreen and hardwood, open field with new growth pine. Fire Station Company 1 is approximately 1.3 miles away, and the Fluvanna County Rescue Squad is about 1 mile from Elsie Lane. Exit 136 off Interstate 64. I64/Rt250 access is 8 miles from Elsie Lane. You're roughly 24 miles from Charlottesville and about a one-hour drive to Richmond. Only 8 miles to Lowes, Sentara Martha Jefferson, UVA Health, Walmart, Hotels, restaurants, seafood and everyday amenities in the Charlottesville and surrounding areas. Palmyra is located on the eastern bank of the Rivanna River along Route 15. The Palmyra Boat Launch at Pleasant Grove Park off Rt53 is less than a mile from Elsie Lane. 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