# Ridge Wood Lane lot: 431, Spencer, TN 38585

> **TL;DR:** land, $48,000. Est. $257/mo. Listed 7 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $48,000 |
| Lot Size | 91,476 sqft (2.10 acres) |
| Property Type | Land (Other) |
| Status | Active |
| Days on Market | 7 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $243 |
| Estimated Insurance | $14 |
| **Total** | **$257** |

## Nearby Schools

- **Elementary:** Spencer Elementary
- **High:** Van Buren County High

## Property Highlights

- 2.10 acre lot

## Description

### Agent Description
Enchanting neighborhood, quiet, rural, and flourishing with wild life all around. This parcel is sloping, and level with it being easily walkable. Wooded, but with smaller trees. Community pong within walking distance. 10 Minutes to TN-111, 20 minutes to shopping. 1 hour to Chattanooga and airport. Buyer to verify all information, including schools, square footage, and any restriction

## Location

- **Address:** Ridge Wood Lane lot: 431, Spencer, TN 38585
- **County:** Van Buren
- **Neighborhood:** Hawks Bluff
- **Coordinates:** 35.669588, -85.549504
- **Google Maps:** https://www.google.com/maps?q=35.669588,-85.549504

## Listing Agent

- **Name:** Amber Hardiman · **License:** TN356993
- **Brokerage:** Keller Williams Realty
- **Broker Phone:** (423) 664-1600
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/Ridge-Wood-Ln-Lot-431_Spencer_TN_38585_M98534-86718?f=listhub&s=CARTN&m=1545219&c=propsimple)

## Photos

![Ridge Wood Lane lot: 431 - Photo 1](http://lh.rdcpix.com/9702fcd63daea0cb9cb268dd01504782l-f83807818r.jpg)

![Ridge Wood Lane lot: 431 - Photo 2](http://lh.rdcpix.com/9702fcd63daea0cb9cb268dd01504782l-f1257727440r.jpg)

![Ridge Wood Lane lot: 431 - Photo 3](http://lh.rdcpix.com/9702fcd63daea0cb9cb268dd01504782l-f3070052465r.jpg)

![Ridge Wood Lane lot: 431 - Photo 4](http://lh.rdcpix.com/9702fcd63daea0cb9cb268dd01504782l-f3279030575r.jpg)

![Ridge Wood Lane lot: 431 - Photo 5](http://lh.rdcpix.com/9702fcd63daea0cb9cb268dd01504782l-f3984294074r.jpg)

![Ridge Wood Lane lot: 431 - Photo 6](http://lh.rdcpix.com/9702fcd63daea0cb9cb268dd01504782l-f3644160716r.jpg)

![Ridge Wood Lane lot: 431 - Photo 7](http://lh.rdcpix.com/9702fcd63daea0cb9cb268dd01504782l-f3561000490r.jpg)

![Ridge Wood Lane lot: 431 - Photo 8](http://lh.rdcpix.com/9702fcd63daea0cb9cb268dd01504782l-f965480455r.jpg)

![Ridge Wood Lane lot: 431 - Photo 9](http://lh.rdcpix.com/9702fcd63daea0cb9cb268dd01504782l-f3183141894r.jpg)

![Ridge Wood Lane lot: 431 - Photo 10](http://lh.rdcpix.com/9702fcd63daea0cb9cb268dd01504782l-f2685059157r.jpg)

![Ridge Wood Lane lot: 431 - Photo 11](http://lh.rdcpix.com/9702fcd63daea0cb9cb268dd01504782l-f3987545624r.jpg)

![Ridge Wood Lane lot: 431 - Photo 12](http://lh.rdcpix.com/9702fcd63daea0cb9cb268dd01504782l-f4153341760r.jpg)

![Ridge Wood Lane lot: 431 - Photo 13](http://lh.rdcpix.com/9702fcd63daea0cb9cb268dd01504782l-f2349708745r.jpg)

![Ridge Wood Lane lot: 431 - Photo 14](http://lh.rdcpix.com/9702fcd63daea0cb9cb268dd01504782l-f3421394917r.jpg)

![Ridge Wood Lane lot: 431 - Photo 15](http://lh.rdcpix.com/9702fcd63daea0cb9cb268dd01504782l-f2690706123r.jpg)

![Ridge Wood Lane lot: 431 - Photo 16](http://lh.rdcpix.com/9702fcd63daea0cb9cb268dd01504782l-f2086353520r.jpg)

![Ridge Wood Lane lot: 431 - Photo 17](http://lh.rdcpix.com/9702fcd63daea0cb9cb268dd01504782l-f3936630795r.jpg)

![Ridge Wood Lane lot: 431 - Photo 18](http://lh.rdcpix.com/9702fcd63daea0cb9cb268dd01504782l-f2315519186r.jpg)

![Ridge Wood Lane lot: 431 - Photo 19](http://lh.rdcpix.com/9702fcd63daea0cb9cb268dd01504782l-f2985512963r.jpg)

![Ridge Wood Lane lot: 431 - Photo 20](http://lh.rdcpix.com/9702fcd63daea0cb9cb268dd01504782l-f3499546980r.jpg)

![Ridge Wood Lane lot: 431 - Photo 21](http://lh.rdcpix.com/9702fcd63daea0cb9cb268dd01504782l-f1174073640r.jpg)

![Ridge Wood Lane lot: 431 - Photo 22](http://lh.rdcpix.com/9702fcd63daea0cb9cb268dd01504782l-f4065932700r.jpg)

![Ridge Wood Lane lot: 431 - Photo 23](http://lh.rdcpix.com/9702fcd63daea0cb9cb268dd01504782l-f4224468051r.jpg)

![Ridge Wood Lane lot: 431 - Photo 24](http://lh.rdcpix.com/9702fcd63daea0cb9cb268dd01504782l-f3664494094r.jpg)

![Ridge Wood Lane lot: 431 - Photo 25](http://lh.rdcpix.com/9702fcd63daea0cb9cb268dd01504782l-f4109726126r.jpg)

![Ridge Wood Lane lot: 431 - Photo 26](http://lh.rdcpix.com/9702fcd63daea0cb9cb268dd01504782l-f1183207843r.jpg)

![Ridge Wood Lane lot: 431 - Photo 27](http://lh.rdcpix.com/9702fcd63daea0cb9cb268dd01504782l-f817981107r.jpg)

![Ridge Wood Lane lot: 431 - Photo 28](http://lh.rdcpix.com/9702fcd63daea0cb9cb268dd01504782l-f4274761051r.jpg)

---

**MLS#:** 1545219 | **Updated:** 2026-10-27
**Source:** listhub

*Copyright © 2026 Greater Chattanooga Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/ridge-wood-lane-lot-431-spencer-tn-38585-b2e902e89eac4f92af5e093845bfa4c8)

---

## Structured Data

```json
{
  "@context": "https://schema.org",
  "@type": "RealEstateListing",
  "@id": "https://staging.propertysimple.ai/listing/ridge-wood-lane-lot-431-spencer-tn-38585-b2e902e89eac4f92af5e093845bfa4c8#listing",
  "url": "https://staging.propertysimple.ai/listing/ridge-wood-lane-lot-431-spencer-tn-38585-b2e902e89eac4f92af5e093845bfa4c8",
  "name": "Ridge Wood Lane lot: 431, Spencer, TN 38585",
  "description": "Enchanting neighborhood, quiet, rural, and flourishing with wild life all around. This parcel is sloping, and level with it being easily walkable. Wooded, but with smaller trees. Community pong within walking distance. 10 Minutes to TN-111, 20 minutes to shopping. 1 hour to Chattanooga and airport. Buyer to verify all information, including schools, square footage, and any restriction",
  "image": [
    "http://lh.rdcpix.com/9702fcd63daea0cb9cb268dd01504782l-f83807818r.jpg",
    "http://lh.rdcpix.com/9702fcd63daea0cb9cb268dd01504782l-f1257727440r.jpg",
    "http://lh.rdcpix.com/9702fcd63daea0cb9cb268dd01504782l-f3070052465r.jpg",
    "http://lh.rdcpix.com/9702fcd63daea0cb9cb268dd01504782l-f3279030575r.jpg",
    "http://lh.rdcpix.com/9702fcd63daea0cb9cb268dd01504782l-f3984294074r.jpg",
    "http://lh.rdcpix.com/9702fcd63daea0cb9cb268dd01504782l-f3644160716r.jpg",
    "http://lh.rdcpix.com/9702fcd63daea0cb9cb268dd01504782l-f3561000490r.jpg",
    "http://lh.rdcpix.com/9702fcd63daea0cb9cb268dd01504782l-f965480455r.jpg",
    "http://lh.rdcpix.com/9702fcd63daea0cb9cb268dd01504782l-f3183141894r.jpg",
    "http://lh.rdcpix.com/9702fcd63daea0cb9cb268dd01504782l-f2685059157r.jpg",
    "http://lh.rdcpix.com/9702fcd63daea0cb9cb268dd01504782l-f3987545624r.jpg",
    "http://lh.rdcpix.com/9702fcd63daea0cb9cb268dd01504782l-f4153341760r.jpg",
    "http://lh.rdcpix.com/9702fcd63daea0cb9cb268dd01504782l-f2349708745r.jpg",
    "http://lh.rdcpix.com/9702fcd63daea0cb9cb268dd01504782l-f3421394917r.jpg",
    "http://lh.rdcpix.com/9702fcd63daea0cb9cb268dd01504782l-f2690706123r.jpg",
    "http://lh.rdcpix.com/9702fcd63daea0cb9cb268dd01504782l-f2086353520r.jpg",
    "http://lh.rdcpix.com/9702fcd63daea0cb9cb268dd01504782l-f3936630795r.jpg",
    "http://lh.rdcpix.com/9702fcd63daea0cb9cb268dd01504782l-f2315519186r.jpg",
    "http://lh.rdcpix.com/9702fcd63daea0cb9cb268dd01504782l-f2985512963r.jpg",
    "http://lh.rdcpix.com/9702fcd63daea0cb9cb268dd01504782l-f3499546980r.jpg",
    "http://lh.rdcpix.com/9702fcd63daea0cb9cb268dd01504782l-f1174073640r.jpg",
    "http://lh.rdcpix.com/9702fcd63daea0cb9cb268dd01504782l-f4065932700r.jpg",
    "http://lh.rdcpix.com/9702fcd63daea0cb9cb268dd01504782l-f4224468051r.jpg",
    "http://lh.rdcpix.com/9702fcd63daea0cb9cb268dd01504782l-f3664494094r.jpg",
    "http://lh.rdcpix.com/9702fcd63daea0cb9cb268dd01504782l-f4109726126r.jpg",
    "http://lh.rdcpix.com/9702fcd63daea0cb9cb268dd01504782l-f1183207843r.jpg",
    "http://lh.rdcpix.com/9702fcd63daea0cb9cb268dd01504782l-f817981107r.jpg",
    "http://lh.rdcpix.com/9702fcd63daea0cb9cb268dd01504782l-f4274761051r.jpg"
  ],
  "primaryImageOfPage": {
    "@type": "ImageObject",
    "url": "http://lh.rdcpix.com/9702fcd63daea0cb9cb268dd01504782l-f83807818r.jpg",
    "caption": "Ridge Wood Lane lot: 431 - Spencer, TN"
  },
  "datePosted": "2026-10-26",
  "dateModified": "2026-10-27T02:23:59.338Z",
  "mainEntity": {
    "@type": "Place",
    "@id": "https://staging.propertysimple.ai/listing/ridge-wood-lane-lot-431-spencer-tn-38585-b2e902e89eac4f92af5e093845bfa4c8#property",
    "name": "Ridge Wood Lane lot: 431, Spencer, TN 38585",
    "address": {
      "@type": "PostalAddress",
      "streetAddress": "Ridge Wood Lane lot: 431",
      "addressLocality": "Spencer",
      "addressRegion": "TN",
      "postalCode": "38585",
      "addressCountry": "US"
    },
    "geo": {
      "@type": "GeoCoordinates",
      "latitude": 35.669588,
      "longitude": -85.549504
    },
    "image": [
      "http://lh.rdcpix.com/9702fcd63daea0cb9cb268dd01504782l-f83807818r.jpg",
      "http://lh.rdcpix.com/9702fcd63daea0cb9cb268dd01504782l-f1257727440r.jpg",
      "http://lh.rdcpix.com/9702fcd63daea0cb9cb268dd01504782l-f3070052465r.jpg",
      "http://lh.rdcpix.com/9702fcd63daea0cb9cb268dd01504782l-f3279030575r.jpg",
      "http://lh.rdcpix.com/9702fcd63daea0cb9cb268dd01504782l-f3984294074r.jpg",
      "http://lh.rdcpix.com/9702fcd63daea0cb9cb268dd01504782l-f3644160716r.jpg",
      "http://lh.rdcpix.com/9702fcd63daea0cb9cb268dd01504782l-f3561000490r.jpg",
      "http://lh.rdcpix.com/9702fcd63daea0cb9cb268dd01504782l-f965480455r.jpg",
      "http://lh.rdcpix.com/9702fcd63daea0cb9cb268dd01504782l-f3183141894r.jpg",
      "http://lh.rdcpix.com/9702fcd63daea0cb9cb268dd01504782l-f2685059157r.jpg",
      "http://lh.rdcpix.com/9702fcd63daea0cb9cb268dd01504782l-f3987545624r.jpg",
      "http://lh.rdcpix.com/9702fcd63daea0cb9cb268dd01504782l-f4153341760r.jpg",
      "http://lh.rdcpix.com/9702fcd63daea0cb9cb268dd01504782l-f2349708745r.jpg",
      "http://lh.rdcpix.com/9702fcd63daea0cb9cb268dd01504782l-f3421394917r.jpg",
      "http://lh.rdcpix.com/9702fcd63daea0cb9cb268dd01504782l-f2690706123r.jpg",
      "http://lh.rdcpix.com/9702fcd63daea0cb9cb268dd01504782l-f2086353520r.jpg",
      "http://lh.rdcpix.com/9702fcd63daea0cb9cb268dd01504782l-f3936630795r.jpg",
      "http://lh.rdcpix.com/9702fcd63daea0cb9cb268dd01504782l-f2315519186r.jpg",
      "http://lh.rdcpix.com/9702fcd63daea0cb9cb268dd01504782l-f2985512963r.jpg",
      "http://lh.rdcpix.com/9702fcd63daea0cb9cb268dd01504782l-f3499546980r.jpg",
      "http://lh.rdcpix.com/9702fcd63daea0cb9cb268dd01504782l-f1174073640r.jpg",
      "http://lh.rdcpix.com/9702fcd63daea0cb9cb268dd01504782l-f4065932700r.jpg",
      "http://lh.rdcpix.com/9702fcd63daea0cb9cb268dd01504782l-f4224468051r.jpg",
      "http://lh.rdcpix.com/9702fcd63daea0cb9cb268dd01504782l-f3664494094r.jpg",
      "http://lh.rdcpix.com/9702fcd63daea0cb9cb268dd01504782l-f4109726126r.jpg",
      "http://lh.rdcpix.com/9702fcd63daea0cb9cb268dd01504782l-f1183207843r.jpg",
      "http://lh.rdcpix.com/9702fcd63daea0cb9cb268dd01504782l-f817981107r.jpg",
      "http://lh.rdcpix.com/9702fcd63daea0cb9cb268dd01504782l-f4274761051r.jpg"
    ],
    "identifier": {
      "@type": "PropertyValue",
      "propertyID": "MLS",
      "value": "1545219"
    },
    "additionalProperty": [
      {
        "@type": "PropertyValue",
        "name": "Lot Size",
        "value": "2.10 acres"
      },
      {
        "@type": "PropertyValue",
        "name": "Property Subtype",
        "value": "Other"
      },
      {
        "@type": "PropertyValue",
        "name": "Property Type",
        "value": "Land"
      }
    ]
  },
  "offers": {
    "@type": "Offer",
    "@id": "https://staging.propertysimple.ai/listing/ridge-wood-lane-lot-431-spencer-tn-38585-b2e902e89eac4f92af5e093845bfa4c8#offer",
    "url": "https://staging.propertysimple.ai/listing/ridge-wood-lane-lot-431-spencer-tn-38585-b2e902e89eac4f92af5e093845bfa4c8",
    "price": 48000,
    "priceCurrency": "USD",
    "businessFunction": "http://purl.org/goodrelations/v1#Sell",
    "availability": "https://schema.org/InStock",
    "seller": {
      "@id": "https://staging.propertysimple.ai/listing/ridge-wood-lane-lot-431-spencer-tn-38585-b2e902e89eac4f92af5e093845bfa4c8#agent"
    }
  },
  "provider": {
    "@type": "Person",
    "@id": "https://staging.propertysimple.ai/listing/ridge-wood-lane-lot-431-spencer-tn-38585-b2e902e89eac4f92af5e093845bfa4c8#agent",
    "name": "Amber Hardiman",
    "worksFor": {
      "@type": "Organization",
      "@id": "https://staging.propertysimple.ai/listing/ridge-wood-lane-lot-431-spencer-tn-38585-b2e902e89eac4f92af5e093845bfa4c8#brokerage",
      "name": "Keller Williams Realty",
      "telephone": "(423) 664-1600",
      "logo": {
        "@type": "ImageObject",
        "url": "http://lh.rdcpix.com/c5ababf022094cb001220985d0ab008ck-c2478839028r.png"
      }
    }
  }
}
```