# Surrey Ln lot: 765, Spencer, TN 38585

> **TL;DR:** land, $17,900. Est. $96/mo.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $17,900 |
| Lot Size | 44,431 sqft (1.02 acres) |
| Property Type | Land (Other) |
| Status | Active |
| Days on Market | 0 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $91 |
| Estimated Insurance | $5 |
| **Total** | **$96** |

## Property Highlights

- 1.02 acre lot

## Description

### Agent Description
Experience peace and tranquility on this lot located in the heart of the Hawks Bluff subdivision. This small and charming community features no HOA and minimal restrictions, allowing you to fully enjoy the serene surroundings and natural beauty. The property is equipped with access to fiber optic and electricity, though a well and septic system are needed, soil test has been preformed. Just minutes to Fall Creek Falls State Park and only an hour to Chattanooga, this is a chance you won't want to overlook.

## Location

- **Address:** Surrey Ln lot: 765, Spencer, TN 38585
- **County:** Van Buren
- **Neighborhood:** Hawks Bluff
- **Coordinates:** 35.66571396, -85.545267
- **Google Maps:** https://www.google.com/maps?q=35.66571396,-85.545267

## Virtual Tour & Media

- **Video Tour:** tour.usamls.net/Lot-765-Surrey-Ln-Spencer-TN-38585/unbranded

## Listing Agent

- **Name:** Taylor Robinson
- **Brokerage:** True North Real Estate Services, LLC
- **Broker Phone:** 9318377355
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/Surrey-Ln-Lot-765_Spencer_TN_38585_M92371-91774?f=listhub&s=UCARTN&m=235634&c=propsimple)

## Photos

![Surrey Ln lot: 765 - Photo 1](http://lh.rdcpix.com/edc99e8716fe8260636ed374fce24bb2l-f1629035531r.jpg)

![Surrey Ln lot: 765 - Photo 2](http://lh.rdcpix.com/edc99e8716fe8260636ed374fce24bb2l-f503644398r.jpg)

![Surrey Ln lot: 765 - Photo 3](http://lh.rdcpix.com/edc99e8716fe8260636ed374fce24bb2l-f3260067478r.jpg)

![Surrey Ln lot: 765 - Photo 4](http://lh.rdcpix.com/edc99e8716fe8260636ed374fce24bb2l-f2415921109r.jpg)

![Surrey Ln lot: 765 - Photo 5](http://lh.rdcpix.com/edc99e8716fe8260636ed374fce24bb2l-f3741638164r.jpg)

![Surrey Ln lot: 765 - Photo 6](http://lh.rdcpix.com/edc99e8716fe8260636ed374fce24bb2l-f771095349r.jpg)

![Surrey Ln lot: 765 - Photo 7](http://lh.rdcpix.com/edc99e8716fe8260636ed374fce24bb2l-f2529844900r.jpg)

![Surrey Ln lot: 765 - Photo 8](http://lh.rdcpix.com/edc99e8716fe8260636ed374fce24bb2l-f3312448510r.jpg)

![Surrey Ln lot: 765 - Photo 9](http://lh.rdcpix.com/edc99e8716fe8260636ed374fce24bb2l-f945606455r.jpg)

---

**MLS#:** 235634 | **Updated:** 2026-10-20
**Source:** listhub

*Copyright © 2026 Upper Cumberland Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/surrey-ln-lot-765-spencer-tn-38585-3cbd7a1c1a7a4b9ab9a5c9048a1002cc)

---

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