# Tract 13-TBD FM 677, Saint Jo, TX 76265 > **TL;DR:** land, $165,000. Est. $1,082/mo. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $165,000 | | Lot Size | 437,778 sqft (10.05 acres) | | Property Type | Land (Other) | | Status | Active | | Days on Market | 0 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $834 | | Estimated Insurance | $48 | | HOA | $200 | | **Total** | **$1,082** | ## Nearby Schools - **Elementary:** Saint Jo - **Middle:** Saintjo - **High:** Saint Jo ## Property Highlights - 10.05 acre lot ## Description ### Agent Description Don't miss your opportunity to own 10.05 beautiful acres in The Ranches at Elm Fork in Saint Jo, TX! This picturesque tract offers the perfect setting to build your dream home and create your own private Texas retreat. Bring your own builder and enjoy the freedom to make your vision a reality. Surrounded by rolling hills, natural landscapes, and breathtaking countryside views, this property offers the peacefulness and privacy of country living while still providing convenient access to major roads and highways for an easy commute to the DFW area. Ag Exempt - Currently under a wildlife management plan, providing valuable potential tax benefits. Utilities Nearby - Water well and septic will be required, with utilities conveniently available at the street. Whether you're looking to build your forever home, create a weekend escape, or invest in land for the future, this property is a rare opportunity to own a beautiful piece of North Texas countryside. Need more room? The adjoining 10.03-acre Tract 12 is also available, offering the opportunity to purchase 20+ acres together! Come build your Texas dream at The Ranches at Elm Fork! ## Location - **Address:** Tract 13-TBD FM 677, Saint Jo, TX 76265 - **County:** Montague - **Neighborhood:** The Ranches At Elm Fork - **Coordinates:** 33.67525733, -97.53928993 - **Google Maps:** https://www.google.com/maps?q=33.67525733,-97.53928993 ## Virtual Tour & Media - **Video Tour:** https://www.propertypanorama.com/instaview/ntreis/21364446 ## Listing Agent - **Name:** Chloe Hermes - **Brokerage:** THE REAL ESTATE COMPANY - **Broker Phone:** (940) 668-8523 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/Tract-13-Tbd-Fm-677_Saint-Jo_TX_76265_M95074-60209?f=listhub&s=NTREIS&m=21364446&c=propsimple) ## Photos ![Tract 13-TBD FM 677 - Photo 1](http://lh.rdcpix.com/75ba5c1470d357d72aaacea3aadfe28al-f3229869250r.jpg) ![Tract 13-TBD FM 677 - Photo 2](http://lh.rdcpix.com/75ba5c1470d357d72aaacea3aadfe28al-f3078908060r.jpg) ![Tract 13-TBD FM 677 - Photo 3](http://lh.rdcpix.com/75ba5c1470d357d72aaacea3aadfe28al-f591301114r.jpg) ![Tract 13-TBD FM 677 - Photo 4](http://lh.rdcpix.com/75ba5c1470d357d72aaacea3aadfe28al-f2388654279r.jpg) ![Tract 13-TBD FM 677 - Photo 5](http://lh.rdcpix.com/75ba5c1470d357d72aaacea3aadfe28al-f1579165157r.jpg) ![Tract 13-TBD FM 677 - Photo 6](http://lh.rdcpix.com/75ba5c1470d357d72aaacea3aadfe28al-f3628637401r.jpg) ![Tract 13-TBD FM 677 - Photo 7](http://lh.rdcpix.com/75ba5c1470d357d72aaacea3aadfe28al-f444882050r.jpg) ![Tract 13-TBD FM 677 - Photo 8](http://lh.rdcpix.com/75ba5c1470d357d72aaacea3aadfe28al-f1470211386r.jpg) ![Tract 13-TBD FM 677 - Photo 9](http://lh.rdcpix.com/75ba5c1470d357d72aaacea3aadfe28al-f3175786953r.jpg) --- **MLS#:** 21364446 | **Updated:** 2026-10-26 **Source:** listhub *Copyright © 2026 North Texas Real Estate Information Systems, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/tract-13-tbd-fm-677-saint-jo-tx-76265-05b7bead2b9c4206ac6d1ba8d3c0015f) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/tract-13-tbd-fm-677-saint-jo-tx-76265-05b7bead2b9c4206ac6d1ba8d3c0015f#listing", "url": "https://staging.propertysimple.ai/listing/tract-13-tbd-fm-677-saint-jo-tx-76265-05b7bead2b9c4206ac6d1ba8d3c0015f", "name": "Tract 13-TBD FM 677, Saint Jo, TX 76265", "description": "Don't miss your opportunity to own 10.05 beautiful acres in The Ranches at Elm Fork in Saint Jo, TX! This picturesque tract offers the perfect setting to build your dream home and create your own private Texas retreat. 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