# Upper Monarch Cove Drive, Lake Ozark, MO 65049

> **TL;DR:** land, $1,299,000.
> Waterfront. Est. $6,947/mo. Listed 254 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $1,299,000 |
| Lot Size | 217,800 sqft (5.00 acres) |
| Property Type | Land (Other) |
| Status | Active |
| Days on Market | 254 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $6,568 |
| Estimated Insurance | $379 |
| **Total** | **$6,947** |

## Key Amenities

- Waterfront

## Property Highlights

- 5.00 acre lot
- Waterfront

## Description

### Agent Description
Exceptional lakefront development property located down Horseshoe Bend at the coveted 2 Mile Marker on Lake of the Ozarks. This incredible tract features 5-acres and 599 feet of Lakefront w/ deep water and cove protection, yet has huge views, an ideal combination for high-demand waterfront living. The site is well positioned for development with water, sewer, and electric already to the property. Most of the lakefront excavation has been completed, including concrete seawall and retaining wall providing a significant head start and reducing development costs. The property allows for approximately 27 boat slips (12x32), adding strong value and long-term appeal. Property is zoned R-3 and the density allows approx. 75 units, offering flexibility for condominiums, townhomes, single-family homes, or a mixed-use development. Developers may choose to sell individual lots or build and develop the project themselves. With a prime location, existing infrastructure, protected water, and commanding lake views, this is a rare and versatile development opportunity in one of the most desirable areas on Lake of the Ozarks.

## Location

- **Address:** Upper Monarch Cove Drive, Lake Ozark, MO 65049
- **County:** Camden
- **Coordinates:** 38.208246, -92.65705
- **Google Maps:** https://www.google.com/maps?q=38.208246,-92.65705

## Listing Agent

- **Name:** JASON WHITTLE · **License:** 2015004068
- **Brokerage:** C & W Associates
- **Broker Phone:** (573) 302-2330
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/Wilmore-Dr_Lake-Ozark_MO_65049_M70012-07340?f=listhub&s=BDAORMO&m=3583947&c=propsimple)

## Photos

![Upper Monarch Cove Drive - Photo 1](http://lh.rdcpix.com/27862ea61ac575018cf4f93045da86f6l-f3187043611r.jpg)

![Upper Monarch Cove Drive - Photo 2](http://lh.rdcpix.com/27862ea61ac575018cf4f93045da86f6l-f3249304314r.jpg)

![Upper Monarch Cove Drive - Photo 3](http://lh.rdcpix.com/27862ea61ac575018cf4f93045da86f6l-f2956066654r.jpg)

![Upper Monarch Cove Drive - Photo 4](http://lh.rdcpix.com/27862ea61ac575018cf4f93045da86f6l-f2107771020r.jpg)

![Upper Monarch Cove Drive - Photo 5](http://lh.rdcpix.com/27862ea61ac575018cf4f93045da86f6l-f2556989264r.jpg)

![Upper Monarch Cove Drive - Photo 6](http://lh.rdcpix.com/27862ea61ac575018cf4f93045da86f6l-f2651598766r.jpg)

![Upper Monarch Cove Drive - Photo 7](http://lh.rdcpix.com/27862ea61ac575018cf4f93045da86f6l-f963079673r.jpg)

![Upper Monarch Cove Drive - Photo 8](http://lh.rdcpix.com/27862ea61ac575018cf4f93045da86f6l-f2434446815r.jpg)

![Upper Monarch Cove Drive - Photo 9](http://lh.rdcpix.com/27862ea61ac575018cf4f93045da86f6l-f1418455796r.jpg)

![Upper Monarch Cove Drive - Photo 10](http://lh.rdcpix.com/27862ea61ac575018cf4f93045da86f6l-f4105559320r.jpg)

![Upper Monarch Cove Drive - Photo 11](http://lh.rdcpix.com/27862ea61ac575018cf4f93045da86f6l-f4030394057r.jpg)

![Upper Monarch Cove Drive - Photo 12](http://lh.rdcpix.com/27862ea61ac575018cf4f93045da86f6l-f29822136r.jpg)

![Upper Monarch Cove Drive - Photo 13](http://lh.rdcpix.com/27862ea61ac575018cf4f93045da86f6l-f2981446931r.jpg)

![Upper Monarch Cove Drive - Photo 14](http://lh.rdcpix.com/27862ea61ac575018cf4f93045da86f6l-f3009649996r.jpg)

![Upper Monarch Cove Drive - Photo 15](http://lh.rdcpix.com/27862ea61ac575018cf4f93045da86f6l-f2004398283r.jpg)

![Upper Monarch Cove Drive - Photo 16](http://lh.rdcpix.com/27862ea61ac575018cf4f93045da86f6l-f2440827828r.jpg)

![Upper Monarch Cove Drive - Photo 17](http://lh.rdcpix.com/27862ea61ac575018cf4f93045da86f6l-f3564165284r.jpg)

---

**MLS#:** 3583947 | **Updated:** 2026-10-25
**Source:** listhub

*Copyright © 2026 Bagnell Dam Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/upper-monarch-cove-drive-lake-ozark-mo-65049-489c97c920e944258f40bcc9605f1fe2)

---

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