About This Home

This 3-bedroom, 2-bathroom single family at 109 E Church Street E in Saint Marys, GA is listed for $419,900 ($318 per sqft). Built in 1960, the home offers 1,320 sqft of living space on a 0.53 acres lot.

Key Features

  • Built in 1960
  • 0.53 acre lot
  • Fireplace

Property Details

2 full
2-car garage
1960

Amenities

FireplaceHardwood
Listing Description

NEW PRICE - $429,000 | DOWNTOWN ST. MARYS 109 E. Church Street, St. Marys, GA 3 Bedrooms | 2 Baths | 0.53 Acre CHARACTER. WALKABILITY. SPACE. LOCATION. Welcome to 109 E. Church Street, where the charm of an established St. Marys home meets one of its best features-great walkability to downtown and the waterfront.

Situated on a beautiful 0.53-acre lot beneath mature oaks, this property offers something increasingly difficult to find: more than half an acre combined with the convenience of downtown living. Leave the car at home and enjoy being able to walk to the St.

Marys waterfront, downtown restaurants, shops, community events and local attractions. It's the kind of location that makes it easy to enjoy the St. Marys lifestyle every day. Inside, the home is filled with character, including hardwood floors, tongue-and-groove details, plantation shutters, built-in cabinetry, and a decorative faux fireplace that creates a warm focal point in the living space.

The kitchen features newer appliances and flooring, while the cozy den provides access to an upgraded screened porch-an inviting additional living area for morning coffee, reading, entertaining, or simply enjoying the coastal Georgia weather. Outside, the 0.53-acre propertyprovides mature landscaping, established trees and plenty of usable space.

There is room for RV or boat parking, along with a substantial 21' x 30' multi-purpose outbuilding offering possibilities for storage, a workshop, hobbies, recreation, or other uses. The home also has a history as a successful 5-star Airbnb and VRBO vacation rental, adding another possibility for buyers interested in a second home or investment pro

perty.* Whether you're searching for a primary residence, coastal getaway, second home, or investment property, 109 E. Church Street offers a combination that is hard to duplicate: Walk to downtown and the waterfront. Come home to more than half an acre, mature oaks, Southern character, a large outbuilding and room for your boat or RV. 109 E. Church Street, St. Marys, Georgia Come experience the location and lifestyle for yourself. Schedule your private showing today!

Monthly Cost Estimate

$2,246/mo

20% down · 6.5% · 30 years

Principal$304
Interest$1,820
Insurance$122

Estimates only. Actual payments may vary.

Location

109 E Church Street E

Saint Marys, GA 31558

Features & Amenities

Interior Features

BookcasesCeiling Fan(s)Primary on First Floor

Property Details

Flooring

TileHardwoodLaminate

Construction

Block Wood Siding

Outdoor Features

Porch

Appliances

DishwasherMicrowaveOvenRangeRefrigeratorDishwasherMicrowaveOvenRangeRefrigerator

Questions & Answers

This 3-bedroom, 2-bathroom single family at 109 E Church Street E is listed at $419,900 ($318/sqft). The estimated monthly payment is $2,245 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1960, 0.53 acre lot, Fireplace. Interior Features: Bookcases, Ceiling Fan(s), Primary on First Floor.

This property is listed by Carrie Paulk-Gay.

CP

Carrie Paulk-Gay

License 180726

Agent at Coldwell Banker Platinum Partners KGLD

Listed by Coldwell Banker Platinum Partners KGLD · Broker phone: 0 · View on Broker Site

MLS# 2001409· Source: Golden Isles Association of REALTORS· 100 days on PropertySimple

Copyright © 2026 Golden Isles Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

109 E Church Street E, Saint Marys, GA 31558

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