About This Home

This 2-bedroom, 1-bathroom single family at 1120 4th Avenue in Spencer, IA is listed for $94,500 ($100 per sqft). Built in 1900, the home offers 946 sqft of living space on a 0.28 acres lot.

Key Features

  • Built in 1900
  • 0.28 acre lot
  • 2 stories

Property Details

2 stories
1 full
1900

Amenities

A/C
Listing Description

The Backyard Bonus. With a fenced yard stretching across a .28-acre corner lot, there's space here to garden, play, let the pets roam, or create an outdoor setup that fits the way you live. Inside, this 2-bedroom, 1-bath Spencer home offers a straightforward layout with an updated kitchen, living room, bedroom, full bath, and laundry on the main floor.

Head upstairs to find the second larger bedroom, giving the home a little separation between spaces. It's a simple setup inside, with more than you might expect waiting outside.

Monthly Cost Estimate

$505/mo

20% down · 6.5% · 30 years

Principal$68
Interest$410
Insurance$28

Estimates only. Actual payments may vary.

Location

1120 4th Avenue

Spencer, IA 51301

Features & Amenities

Interior Features

Main Floor BedroomsMain Floor Laundry

Exterior Features

DeckDriveway-ConcreteFenced Yard-Full

Property Details

Construction

Wood Siding

Outdoor Features

Deck

Heating

Forced Air

Cooling

Central Air

Appliances

Range/StoveRefrigerator

Questions & Answers

This 2-bedroom, 1-bathroom single family at 1120 4th Avenue is listed at $94,500 ($100/sqft). The estimated monthly payment is $506 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1900, 0.28 acre lot, 2 stories. Interior Features: Main Floor Bedrooms, Main Floor Laundry. Exterior Features: Deck, Driveway-Concrete, Fenced Yard-Full.

This property is listed by Kelly Bierl.

KB

Kelly Bierl

Agent at Hometown Realty

Listed by Hometown Realty · Broker phone: (712) 260-5711 · View on Broker Site · Broker website

MLS# 260988· Source: Iowa Great Lakes Board of Realtors· 77 days on PropertySimple

Copyright © 2026 Iowa Great Lakes Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1120 4th Avenue, Spencer, IA 51301

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