About This Home

This 3-bedroom, 2-bathroom single family at 515 6th Avenue in Spencer, IA is listed for $71,000 ($41 per sqft). Built in 1920, the home offers 1,732 sqft of living space on a 0.20 acres lot.

Key Features

  • Built in 1920
  • 0.20 acre lot
  • 2 stories

Property Details

2 stories
2-car garage
1920

Amenities

A/C
Listing Description

Great opportunity in a solid neighborhood! This home offers strong potential with several key updates already in place, including newer vinyl replacement windows & a roof in good condition. Inside, you'll find original hardwood floors in the living room & a mix of spaces-some needing full renovation, including both bathrooms, while others just require cosmetic updates like paint, flooring & light fixtures.

Main floor laundry adds convenience. The property also features a 2-car tuck-under attached garage, a large backyard with a concrete patio & a small storage shed. Bring your ideas & build equity with this fixer-upper full of potential! Being sold AS-IS.

Monthly Cost Estimate

$380/mo

20% down · 6.5% · 30 years

Principal$51
Interest$308
Insurance$21

Estimates only. Actual payments may vary.

Location

515 6th Avenue

Spencer, IA 51301

Features & Amenities

Interior Features

Main Floor BedroomsMain Floor LaundryTiled FloorsWasher/Dryer Hkups

Exterior Features

Driveway-ConcretePatio

Property Details

Construction

Vinyl Siding

Outdoor Features

Patio

Heating

Forced AirBaseboard

Cooling

Central Air

Questions & Answers

This 3-bedroom, 2-bathroom single family at 515 6th Avenue is listed at $71,000 ($41/sqft). The estimated monthly payment is $380 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1920, 0.20 acre lot, 2 stories. Interior Features: Main Floor Bedrooms, Main Floor Laundry, Tiled Floors. Exterior Features: Driveway-Concrete, Patio.

This property is listed by Tracey Radcliffe.

TR

Tracey Radcliffe

Agent at EXIT Realty Midwest

Listed by EXIT Realty Midwest · Broker phone: (712) 336-3405 · View on Broker Site · Broker website

MLS# 260166· Source: Iowa Great Lakes Board of Realtors· 222 days on PropertySimple

Copyright © 2026 Iowa Great Lakes Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

515 6th Avenue, Spencer, IA 51301

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