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About This Home

This 3-bedroom, 2-bathroom single family at 1221 Downing Avenue in Waterloo, IA is listed for $145,500 ($89 per sqft). Built in 1940, the home offers 1,632 sqft of living space on a 0.41 acres lot.

Agent Description

Welcome to 1221 Downing Ave! This spacious home offers incredible potential and a fantastic opportunity to build equity with your personal updates and finishing touches. The main level features a generous front living room filled with natural light, two comfortable bedrooms with great closet space, and a full bathroom.

The kitchen provides ample cabinetry and seamlessly flows into the open dining area - ideal for both everyday living and entertaining. A convenient main-floor laundry room adds functionality, while the primary suite with its own private bathroom completes the layout.

The lower level expands your living space with a large family room, a sizeable non-conforming bedroom, and a substantial storage/utility area to meet your needs. Outside, you'll appreciate the oversized two-stall garage and the spacious yard - perfect for relaxing, gardening, or outdoor activities. With solid space, a desirable layout, and room to make it your own, this home is full of opportunity. Schedule your showing today!

Key Features

  • Built in 1940
  • 0.41 acre lot

Property Details

1 full
1940

Amenities

A/C

Monthly Cost Estimate

$778/mo

20% down · 6.5% · 30 years

Principal$105
Interest$631
Insurance$42

Estimates only. Actual payments may vary.

Location

1221 Downing Avenue

Waterloo, IA 50701

Features & Amenities

Interior Features

Ceiling Fan/Light

Exterior Features

Covered

Property Details

Construction

Block

Parking

Garage - Detached

Heating

Natural Gas

Cooling

Central Air

Appliances

DishwasherDryerMicrowaveSump PumpRefrigeratorWasherGas Water Heater

Questions & Answers

This 3-bedroom, 2-bathroom single family at 1221 Downing Avenue is listed at $145,500 ($89/sqft). The estimated monthly payment is $631 based on 20% down at 6.5% interest.

Key features include: Built in 1940, 0.41 acre lot. Interior Features: Ceiling Fan/Light. Exterior Features: Covered.

This property is listed by Betty Wroe and can be reached at 3192155945 or betty.wroe@oakridge.net.

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BW

Betty Wroe

Agent at Oakridge Real Estate

(319) 215-5945

Listed by Oakridge Real Estate · View on Broker Site

MLS# 20260750· Source: listhub· Updated 45 days ago

Copyright © 2026 Northeast Iowa Regional Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1221 Downing Avenue, Waterloo, IA 50701

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