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About This Home

This 4-bedroom, 3-bathroom single family at 12702 N 1225 West Crossroads in Monticello, IN is listed for $695,000 ($331 per sqft). Built in 1948, the home offers 2,098 sqft of living space on a 0.30 acres lot.

Agent Description

Lake Freeman Lake Level Remodeled Ranch Style House with attached guest quarters/apartment for additional income. Nice Wide Lot with No stairs to 112' of Main Lake Frontage. Main House has 3 bedroom/2 full baths, open Kitchen/Dining/Living Area with Brick Fireplace, Lake Views from Living areas.

20x10 3 seasons room off living area also has Lake Views. Main home has interior and exterior updates including; Anderson Windows, updated stainless appliances, Oak Raised Panel Cabinetry with Serving Island, updated bathrooms, 6 panel interior doors, stained trim.

Attached Apartment has a newer Kitchen with Quartz Counter Tops soft close drawers, tiled bathroom, recessed lighting, Knotty Pine/Ship Lap Vaulted Ceilings, finished loft for additional storage, 21x19 brick paver patio. Attached garage has heat source.

c, workshop space and vehicle storage space. Concrete driveway and sidewalks, nice lakeside yard. Waterfront Improvements include; 26x44 Boathouse with (3) total lifts, steel seawall. This is a rare opportunity to purchase a Lake Level/Main Freeman House with possible multiple income streams with a remodeled Guest Quarters/Apartment. Seller has a vacant lot adjacent that can also be purchased for additional parking or new Improvements.

Key Features

  • Built in 1948
  • 0.30 acre lot
  • Fireplace
  • Waterfront

Property Details

1 story
3 full
1948

Amenities

FireplaceWaterfront

Monthly Cost Estimate

$3,717/mo

20% down · 6.5% · 30 years

Principal$503
Interest$3,012
Insurance$203

Estimates only. Actual payments may vary.

Location

12702 N 1225 West Crossroads

Monticello, IN 47960

Tioga Park

Features & Amenities

Interior Features

Ceiling-9+Ceiling Fan(s)Ceilings-vaultedCountertops-laminateCountertops-stoneDisposalDryer Hook Up ElectricDryer Hook Up GasGarage Door OpenerGuest QuartersKitchen IslandLandscapedOpen Floor PlanPorch EnclosedSix Panel DoorsSkylight(s)Storm DoorsMain Level Bedroom SuiteMain Floor LaundryCustom CabinetryGarage UtilitiesDishwasherRefrigeratorWindow TreatmentsBoat Lift-coveredBoat Lift-permanentBoat Lift-temporaryRange-gasWater Softener-owned

Exterior Features

Pier/DockNone

Property Details

Construction

Brick

Parking

GarageGarage - Attached

Heating

Fireplace(s)Forced AirNatural Gas

Cooling

Central Air

Appliances

DryerDryer - GasGarbage DisposerMicrowaveOven - Gas

Questions & Answers

This 4-bedroom, 3-bathroom single family at 12702 N 1225 West Crossroads is listed at $695,000 ($331/sqft). The estimated monthly payment is $3,012 based on 20% down at 6.5% interest.

Key features include: Built in 1948, 0.30 acre lot, Fireplace, Waterfront. Interior Features: Ceiling-9+, Ceiling Fan(s), Ceilings-vaulted. Exterior Features: Pier/Dock, None.

This property is listed by Gregory Vogel II, Gri and can be reached at 5748080335 or gvogeljr@vogel-real-estate.com.

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GG

Gregory Vogel II, Gri

Agent at VOGEL REAL ESTATE

(574) 808-0335

Listed by VOGEL REAL ESTATE · View on Broker Site

MLS# 202607260· Source: listhub· Updated 35 days ago

Copyright © 2026 White County Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

12702 N 1225 West Crossroads, Monticello, IN 47960

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