About This Home

This 3-bedroom, 3-bathroom single family at 1938 Baintree Road in Lake Summerset, IL is listed for $649,000 ($202 per sqft). Built in 2006, the home offers 3,216 sqft of living space on a 0.64 acres lot.

Key Features

  • Built in 2006
  • 0.64 acre lot
  • Fireplace
  • Waterfront

Property Details

3 full
3-car garage
2006

Amenities

FireplaceWaterfrontA/C
Listing Description

Crafted Quality Lakefront Living in Lake Summerset! Featuring a brand-new roof installed with gutter protection in 2026, this property represents the ultimate in waterfront homes. The expansive great room provides the perfect layout for staying connected with family and guests without feeling crowded.

Throughout the main living areas, you will find gleaming hardwood floors and ceramic tile, with cozy, premium carpet in the lower level. The heart of the living space features a gorgeous, floor-to-ceiling gas fireplace nestled in the corner next to large, lake-view windows.

A sliding door opens directly to an elevated engineered-wood deck-complete with an included natural gas grill-and a beautifully screened-in lanai. The luxury primary suite also offers direct access to this outdoor oasis and features two spacious walk-in closets.

Its generous en-suite bathroom includes a separate water closet and a standalone shower. The main floor also hosts a second bedroom-complete with its own walk-in closet and easy access to the guest bathroom-and a highly functional kitchen. The kitchen boasts granite counters, abundant cabinetry, expansive storage, and a central island that serves as both a breakfast bar and a perfect spot to converse with the chef.

High-end stainless steel appliances, including a deluxe gas stove, and all others are included with the home. Convenience is built-in with a main-floor laundry room located just a few steps from the attached three-car garage, which provides massive storage space for a boat, golf cart, and primary vehicles.

Below, the walkout lower level features a spacious family room, a third full bedroom, a full bathroom, and a massive storage area that equates to a small warehouse. A comprehensive home warranty is included for your peace of mind. Outside, the premium lakefront features a 40-foot shoreline, a steel seawall, a cantilevered pier, and a private deck equipped with electricity-all maintained in like-new condition. The boat, powered boat lift, many furnishings and golf cart are negotiable.

Monthly Cost Estimate

$4,646/mo

20% down · 6.5% · 30 years

Principal$469
Interest$2,812
Insurance$189
HOA$1,175

Estimates only. Actual payments may vary.

Location

1938 Baintree Road

Lake Summerset, IL 61019

Features & Amenities

Interior Features

Ceiling Fan(s)Ceiling-Vaults/CathedralCountertop-GraniteWalk-In ClosetWindow Treatments

Property Details

Parking

Open

Heating

Forced AirNatural Gas

Cooling

Central Air

Appliances

DisposalDishwasherDryerMicrowaveRefrigeratorStove/CooktopSump PumpWasher

Questions & Answers

This 3-bedroom, 3-bathroom single family at 1938 Baintree Road is listed at $649,000 ($202/sqft). The estimated monthly payment is $4,646 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $1175/month.

Key features include: Built in 2006, 0.64 acre lot, Fireplace, Waterfront. Interior Features: Ceiling Fan(s), Ceiling-Vaults/Cathedral, Countertop-Granite.

This property is listed by Don Morgan.

DM

Don Morgan

Agent at Morgan Realty Inc.

Listed by Morgan Realty Inc. · Broker phone: (815) 656-4162 · View on Broker Site · Broker website

MLS# 202606398· Source: NorthWest Illinois Alliance of REALTORS· 25 days on PropertySimple

Copyright © 2026 NorthWest Illinois Alliance of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1938 Baintree Road, Lake Summerset, IL 61019

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