About This Home

This 3-bedroom, 2-bathroom single family at 839 Breckenboro in Lake Summerset, IL is listed for $589,900 ($260 per sqft). Built in 1973, the home offers 2,271 sqft of living space on a 0.34 acres lot.

Key Features

  • Built in 1973
  • 0.34 acre lot
  • Fireplace
  • Waterfront

Property Details

2 full
2-car garage
1973

Amenities

FireplaceWaterfrontA/C
Listing Description

Immaculate Lake Summerset lakefront home featuring panoramic views across the water. Located near the mouth of a quiet no-wake zone, this turnkey property has no deferred maintenance and comes fully updated. A wall of windows provides exceptional long-distance lake views.

The outdoor space features an improved shoreline with a steel seawall, a large cantilever pier for fishing or swimming, and a lakeside patio equipped with electricity and a fire pit. An expansive 550-square-foot deck sits off the main entrance, complete with a SunSetter awning, exterior lighting, and a wide stairway leading down to the water.The in

terior includes a completely remodeled kitchen with 2019 appliances, a 2021 bathroom update, and a lower level with a remaining refrigerator and freezer. Note: the hail damage to the stucco exterior is being repaired to look just like the surrounding areas.

Capital improvements include a new roof, gutters, garage door with a TSR-coated floor, and glass block basement windows (all 2026), as well as a newer driveway (2019), windows (2021), lawn irrigation (2023), and a battery-backup sump pump (2022). Mechanicals feature a furnace and central A/C (2017) and a water softener (2016). High-quality furnishings, a fine pontoon boat, an electric boat lift, and a very new fuel injected gas golf cart are negotiable.

Monthly Cost Estimate

$4,330/mo

20% down · 6.5% · 30 years

Principal$427
Interest$2,556
Insurance$172
HOA$1,175

Estimates only. Actual payments may vary.

Location

839 Breckenboro

Lake Summerset, IL 61019

Features & Amenities

Interior Features

Bar-WetCeiling Fan(s)Ceiling-Vaults/CathedralCeiling-Wood DecorativeCountertop-Solid SurfaceRadon Mitigation ActiveWindow Treatments

Property Details

Parking

Open

Heating

Natural GasForced Air

Cooling

Central Air

Appliances

DisposalDishwasherDryerMicrowaveRefrigeratorStove/CooktopSump PumpWasherWater Softener

Questions & Answers

This 3-bedroom, 2-bathroom single family at 839 Breckenboro is listed at $589,900 ($260/sqft). The estimated monthly payment is $4,330 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $1175/month.

Key features include: Built in 1973, 0.34 acre lot, Fireplace, Waterfront. Interior Features: Bar-Wet, Ceiling Fan(s), Ceiling-Vaults/Cathedral.

This property is listed by Don Morgan.

DM

Don Morgan

Agent at Morgan Realty Inc.

Listed by Morgan Realty Inc. · Broker phone: (815) 656-4162 · View on Broker Site · Broker website

MLS# 202606012· Source: NorthWest Illinois Alliance of REALTORS· 35 days on PropertySimple

Copyright © 2026 NorthWest Illinois Alliance of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

839 Breckenboro, Lake Summerset, IL 61019

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