Curious about this home?

Ask anything — no agents, no pressure

Try asking

About This Home

This 4-bedroom, 4-bathroom townhouse at 204 N Boca Bay Lane unit: B in Surf City, NC is listed for $899,000 ($348 per sqft). Built in 2007, the home offers 2,584 sqft of living space on a 0.17 acres lot.

Agent Description

Coastal living meets thoughtful design in this beautifully upgraded 4-bedroom, 4-bath townhome, ideally located just moments from public beach access and everything that Surf City has to offer. Enjoy peaceful marsh views from multiple vantage points and listen to the ocean while sipping your morning coffee or evening beverage on the screened porch.

This home has been meticulously cared for and boasts a functional floor plan, enhanced by a private elevator servicing every level. Inside, the home has been improved with durable engineered luxury vinyl plank flooring throughout, along with added insulation in both the walls and attic for increased efficiency.

The kitchen is well-appointed with granite countertops a double oven, updated appliances, and a pantry. The living area offers a cozy focal point with a gas log fireplace and a newly installed mantel, while opening seamlessly to the screened porch overlooking the marsh.

The primary suite is designed as a private retreat, featuring its own sitting area, a porch with water views, and a spacious bathroom complete with a garden tub and separate shower. Plantation shutters are featured throughout most of the home, and custom barn doors add character in select areas.

One of the guest bedrooms has been outfitted as a gorgeous home office with extensive built-in shelving and Ethernet access-ideal for remote work or flexible use. Outdoor spaces are equally impressive, upgraded with low-maintenance Trex decking, tongue-and-groove ceilings, and a convenient outdoor shower equipped with a dog-washing attachment!

The sunset views are absolutely stunning. Additional exterior features include a kayak storage rack and ample storage options, including a ground-level closet with shelving and under-stair space. There is mature landscaping with rare plants and an environmentally conscious drainage system that directs water back toward the marsh.

Unique details set this property apart, including a decorative walkway between units that has been thoughtfully crafted with Megalodon shark teeth and whale bone. Residents also enjoy access to community amenities including a pool and clubhouse to complete the coastal lifestyle experience.

There is a transferrable termite bond, home water softener, and an active flood insurance policy currently priced at $1,201 annually. For information about our preferred lender and the incentive you may qualify for, please ask your agent to review the agent comments for additional details.

Key Features

  • Built in 2007
  • 0.17 acre lot
  • 2 stories
  • Fireplace
  • Waterfront

Property Details

2 stories
4 full
2007

Amenities

FireplaceWaterfrontViewA/C

Monthly Cost Estimate

$6,548/mo

20% down · 6.5% · 30 years

Principal$650
Interest$3,896
Insurance$262
HOA$1,740

Estimates only. Actual payments may vary.

Location

204 N Boca Bay Lane unit: B

Surf City, NC 28445

Palms At Boca Bay

Features & Amenities

Interior Features

Walk-in Closet(s)High CeilingsEntrance FoyerBookcasesElevatorCeiling Fan(s)PantryBlinds/ShadesGas LogWalk-In Closet(s)

Exterior Features

Outdoor Shower

Property Details

Flooring

CarpetLvt/lvpTile

Construction

Composition Wood Frame

Views

OceanWater

Pool Features

Porch

Heating

Heat Pump (Heating)Electric (Heating)

Cooling

Heat PumpCentral AirMulti Units

Appliances

Built-In MicrowaveWater SoftenerWasherDryerDouble OvenDishwasherCooktop

Questions & Answers

This 4-bedroom, 4-bathroom townhouse at 204 N Boca Bay Lane unit: B is listed at $899,000 ($348/sqft). The estimated monthly payment is $5,636 based on 20% down at 6.5% interest.

HOA fees are $1740/month.

Key features include: Built in 2007, 0.17 acre lot, 2 stories, Fireplace, Waterfront. Interior Features: Walk-in Closet(s), High Ceilings, Entrance Foyer. Exterior Features: Outdoor Shower.

This property is listed by Taylor R Reed and can be reached at 3026324675 or taylorreed@seacoastrealty.com.

Similar Homes in Surf City

View all
TR

Taylor R Reed

Agent at Coldwell Banker Sea Coast Advantage-Hampstead

(302) 632-4675

Listed by Coldwell Banker Sea Coast Advantage-Hampstead

MLS# 100566136· Source: listhub· Updated 2 days ago

Copyright © 2026 Hive MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

204 N Boca Bay Lane unit: B, Surf City, NC 28445

Open this listing in: