About This Home

This 3-bedroom, 3-bathroom single family at 21 S Oak Drive in Surf City, NC is listed for $799,999 ($464 per sqft). Built in 1996, the home offers 1,724 sqft of living space on a 0.14 acres lot.

Key Features

  • Built in 1996
  • 0.14 acre lot
  • 2 stories
  • 4 parking spaces

Property Details

2 stories
2 full, 1 half
4-car garage
1996

Amenities

A/C
Listing Description

Welcome to the serene community of Pleasant Cove where there is no HOA! This 3 bed, 2 1/2 bath on a corner lot with a top floor view of the sound is a rare find in this community. In this reverse floorplan home, the upper floor is the definition of an open concept with a large living area, large dining area, and large kitchen.

The kitchen was remodeled in 2024 from top to bottom with new cabinetry, quartz counter tops and new appliances. Even the upper level half bath is large and remodeled. Storage is no issue as all bed rooms have nice sized closets with two being walk-ins.

The primary bedroom bath has double sinks and the laundry closet. Beach friendly flooring with bamboo floors in living areas and ceramic tile in wet areas. Love the outdoors? Find a nice place to relax on one of the three decks. Just one road over on Sand Ct.

there is a community walkway/shortcut that leads to a public beach access. Under the house are two carport areas and a 15 x 6 storage area for tools and/or those beach toys. The rear yard has trees while the front is mostly grassy with an irrigation system to keep things green.

Ample parking for friends and family is found in the driveway with a pervious surface. In 2025 the owners' added a one stop (upper floor) exterior lift to help get those groceries in the home. This home is well suited as a primary residence, second home retreat or rental.

Monthly Cost Estimate

$4,279/mo

20% down · 6.5% · 30 years

Principal$579
Interest$3,467
Insurance$233

Estimates only. Actual payments may vary.

Location

21 S Oak Drive

Surf City, NC 28445

Pleasant Cove

Features & Amenities

Interior Features

Master DownstairsWalk-in Closet(s)Entrance FoyerSolid SurfaceCeiling Fan(s)Reverse Floor PlanBlinds/ShadesSmart ThermostatWalk-In Closet(s)

Exterior Features

Outdoor ShowerIrrigation System

Property Details

Flooring

BambooTile

Construction

Vinyl Siding Wood Frame

Outdoor Features

DeckPorch

Heating

Heat Pump (Heating)Electric (Heating)

Cooling

Central AirCeiling Fan(s)Heat Pump

Appliances

Built-In MicrowaveWasherRefrigeratorIce MakerDryerDishwasherElectric Range

Questions & Answers

This 3-bedroom, 3-bathroom single family at 21 S Oak Drive is listed at $799,999 ($464/sqft). The estimated monthly payment is $4,278 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1996, 0.14 acre lot, 2 stories, 4 parking spaces. Interior Features: Master Downstairs, Walk-in Closet(s), Entrance Foyer. Exterior Features: Outdoor Shower, Irrigation System.

This property is listed by Terrie Hardy.

TH

Terrie Hardy

License 283764

Agent at Wicker Properties of the Carolinas Inc.

Listed by Wicker Properties of the Carolinas Inc. · Broker phone: (910) 686-5588 · View on Broker Site · Broker website

MLS# 100590074· Source: Hive MLS· 102 days on PropertySimple

Copyright © 2026 Hive MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

21 S Oak Drive, Surf City, NC 28445

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