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About This Home

This 5-bedroom, 4-bathroom single family at 305 S Bluff Street in Monticello, IN is listed for $600,000 ($182 per sqft). Built in 1897, the home offers 3,288 sqft of living space on a 0.70 acres lot.

Agent Description

Blending timeless character with thoughtful updates, this 5-bedroom, 3.5-bath Victorian offers over 3,200 square feet of refined living space. Original woodwork and hardwood flooring showcase classic craftsmanship, while select upgrades provide modern comfort.

Spacious living and dining areas create a natural flow for everyday living and gatherings. Step outside to a wraparound porch overlooking the grounds and more than 100 feet of water frontage, complete with a covered boat lift for easy access to the water. A detached two-car garage adds convenience and storage. This distinctive property delivers architectural charm, generous space, and a true waterfront setting.

Key Features

  • Built in 1897
  • 0.70 acre lot
  • Fireplace
  • Waterfront

Property Details

3 full, 1 half
1897

Amenities

FireplaceWaterfrontBasement

Monthly Cost Estimate

$3,209/mo

20% down · 6.5% · 30 years

Principal$434
Interest$2,600
Insurance$175

Estimates only. Actual payments may vary.

Location

305 S Bluff Street

Monticello, IN 47960

None

Features & Amenities

Interior Features

Attic StorageAttic-walk-upCeiling-9+Ceiling-cathedralCloset(s) Walk-inCrown MoldingDeck CoveredDetector-smokeDisposalDryer Hook Up ElectricGarage Door OpenerKitchen IslandNatural WoodworkFormal Dining RoomGreat RoomDishwasherRefrigeratorBoat Lift-covered

Exterior Features

FencePier/DockNone

Property Details

Parking

GarageGarage - Detached

Heating

BaseboardElectric (Heating)Fireplace(s)Forced AirHot Water (Heating)Natural Gas

Appliances

Garbage DisposerMicrowaveOven - Gas

Questions & Answers

This 5-bedroom, 4-bathroom single family at 305 S Bluff Street is listed at $600,000 ($182/sqft). The estimated monthly payment is $2,600 based on 20% down at 6.5% interest.

Key features include: Built in 1897, 0.70 acre lot, Fireplace, Waterfront. Interior Features: Attic Storage, Attic-walk-up, Ceiling-9+. Exterior Features: Fence, Pier/Dock, None.

This property is listed by James Tonnsen and can be reached at 8644494309 or cory@truebloodre.com.

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JT

James Tonnsen

Agent at Trueblood Real Estate

(864) 449-4309

Listed by Trueblood Real Estate · View on Broker Site

MLS# 202612108· Source: listhub· Updated 1 days ago

Copyright © 2026 Lafayette Regional Association of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

305 S Bluff Street, Monticello, IN 47960

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