About This Home

This 5-bedroom, 4-bathroom single family at 305 S Bluff Street in Monticello, IN is listed for $500,000 ($152 per sqft). Built in 1897, the home offers 3,288 sqft of living space on a 0.70 acres lot.

Key Features

  • Built in 1897
  • 0.70 acre lot
  • Fireplace
  • Waterfront

Property Details

3 full, 1 half
2-car garage
1897

Amenities

FireplaceWaterfrontHardwood
Listing Description

Step into the beauty and character of this stunning Victorian lakefront home, offering over 3,200 square feet of living space and an incredible 100 feet of water frontage. This 5-bedroom, 3.5-bath home perfectly blends historic charm with the relaxed lifestyle of lakeside living.

Inside, you'll find beautiful original woodwork, hardwood floors, and classic architectural details that showcase the craftsmanship of a bygone era. Spacious living areas provide plenty of room for entertaining, while five bedrooms offer flexibility for family and guests.

Outside, the lake takes center stage with an impressive 100 feet of shoreline, providing endless opportunities for boating, fishing, swimming, and enjoying breathtaking views. A covered boat lift makes getting out on the water easy and convenient, while the detached 2-car garage offers excellent storage for vehicles, lake toys, and equipment.

Whether you're looking for a year-round residence, a weekend getaway, or a one-of-a-kind lake retreat, this remarkable Victorian home offers a rare combination of historic character, generous space, and exceptional waterfront living.

Monthly Cost Estimate

$2,674/mo

20% down · 6.5% · 30 years

Principal$362
Interest$2,167
Insurance$146

Estimates only. Actual payments may vary.

Location

305 S Bluff Street

Monticello, IN 47960

Property Details

Flooring

CarpetHardwood

Questions & Answers

This 5-bedroom, 4-bathroom single family at 305 S Bluff Street is listed at $500,000 ($152/sqft). The estimated monthly payment is $2,674 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1897, 0.70 acre lot, Fireplace, Waterfront.

This property is listed by James Tonnsen.

JT

James Tonnsen

Agent at Trueblood Real Estate

Listed by Trueblood Real Estate · Broker phone: (765) 838-1998 · Broker website

MLS# 202642383· Source: Lafayette Regional Association of REALTORS®· 16 days on PropertySimple

Copyright © 2026 Lafayette Regional Association of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

305 S Bluff Street, Monticello, IN 47960

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