About This Home

This 3-bedroom, 3-bathroom townhouse at 3695 Scenic Highway 98 #803 in Destin, FL is listed for $795,000 ($430 per sqft). Built in 2004, the home offers 1,850 sqft of living space on a N/A lot.

Key Features

  • Built in 2004
  • 3 stories
  • 2 parking spaces

Property Details

3 stories
3 full
1-car garage
#803
2004

Amenities

A/C
Listing Description

BEACH. SPACE. GULF VIEWS. LOW HOA. AND NOTHING TO FIX. This beautifully maintained 3-bedroom, 3-full-bath townhome puts you just steps from the beach with private deeded beach access and a Gulf view from the third-floor suite. With approximately 1850 square feet across three floors, plus a one-car garage, this is an exceptional opportunity in a great community just off Scenic 98.

The current owner has taken tremendous pride in this home, extensively updating and maintaining it with a long-term mindset. There is no deferred maintenance here--everything is in great shape and has been cared for. Recent improvements include brand-new LVP flooring throughout, recent exterior paint and newly installed gutters.

The result is a home that feels fresh, well cared for and ready for its next owner. The three-story layout gives everyone room to spread out, while the third-floor suite provides a private retreat with Gulf views. The community also offers a pool, giving you another option for relaxing when you're not enjoying the beach.

Another major plus: the home is being sold unfurnished. That gives you a true blank canvas to design it around your needs and style--whether you envision a full-time residence, a second home or a vacation rental. Similar 3-bedroom units in the development have consistently generated $70,000-$100,000+ in annual short-term rental revenue, offering an attractive income opportunity for buyers considering an investment property.

Add in the very low HOA, one-car garage, private beach access, community pool and excellent location off Scenic 98, and this is a townhome that offers an impressive combination of location, space, updates and flexibility without bringing a list of projects along with it.

Steps to the beach. Gulf views. Thoughtfully updated. Nothing to fix. And the freedom to make it yours. Beach Pointe 803 delivers the best of beachside living, with the space to live comfortably, the updates to enjoy it immediately, and the flexibility to make it your own. Come see what makes this one special. Some photos have been virtually staged for illustrative purposes. Buyer to verify all information.

Monthly Cost Estimate

$4,550/mo

20% down · 6.5% · 30 years

Principal$575
Interest$3,445
Insurance$232
HOA$298

Estimates only. Actual payments may vary.

Location

3695 Scenic Highway 98 #803

Destin, FL 32541

BEACH POINTE T/H

Features & Amenities

Interior Features

Breakfast BarCeiling RaisedKitchen IslandNewly Painted

Exterior Features

Balcony

Property Details

Construction

Siding CmntFbrHrdBrd

Outdoor Features

Patio

Parking

Guest

Cooling

Central Air

Appliances

DishwasherDisposalDryerMicrowaveRefrigerator W/IceMkStove/Oven ElectricWasherWater Heater - Elect

Questions & Answers

This 3-bedroom, 3-bathroom townhouse at 3695 Scenic Highway 98 is listed at $795,000 ($430/sqft). The estimated monthly payment is $4,550 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $298/month.

Key features include: Built in 2004, 3 stories, 2 parking spaces. Interior Features: Breakfast Bar, Ceiling Raised, Kitchen Island. Exterior Features: Balcony.

This property is listed by At The Beach Team.

AT

At The Beach Team

Agent at Keller Williams Realty- Emerald Coast

Listed by Keller Williams Realty- Emerald Coast · Broker phone: (850) 654-2900 · View on Broker Site · Broker website

MLS# 1013291· Source: Emerald Coast Association of Realtors· 28 days on PropertySimple

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

3695 Scenic Highway 98 #803, Destin, FL 32541

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