About This Home

This 3-bedroom, 3-bathroom townhouse at 3695 Scenic Hwy 98 #401 in Destin, FL is listed for $819,000 ($443 per sqft). Built in 2004, the home offers 1,850 sqft of living space on a N/A lot.

Key Features

  • Built in 2004
  • 3 stories

Property Details

3 stories
3 full
#401
2004

Amenities

A/C
Listing Description

Over $100k in gross rents in 2025 and 2026. Beautifully updated 3BR/3BA townhome just steps from the beach in the desirable Beach Pointe community! This spacious 3-story unit features new carpet, fresh paint, Quartzite counters, luxury vinyl plank flooring, and recent appliances.

The first floor includes a bedroom with en suite bath, laundry, and access to a private patio. The second level offers open living, dining, kitchen, a guest bedroom, and a balcony. The top floor is a private master suite with balcony, Gulf glimpses, and wet bar. Enjoy a one-car garage, heated community pool, and gated beach access. Sold furnished and rental ready--sleeps up to 8! Ideal for full-time living, a second home, or investment.

Monthly Cost Estimate

$4,665/mo

20% down · 6.5% · 30 years

Principal$592
Interest$3,549
Insurance$239
HOA$285

Estimates only. Actual payments may vary.

Location

3695 Scenic Hwy 98 #401

Destin, FL 32541

BEACH POINTE T/H

Features & Amenities

Interior Features

Breakfast BarSplit BedroomWasher/Dryer HookupWet Bar

Exterior Features

Balcony

Property Details

Flooring

Vinyl

Construction

Frame

Outdoor Features

Porch

Heating

Central

Cooling

Central Air

Appliances

DishwasherDisposalDryerMicrowaveRefrigerator W/IceMkSmoke DetectorStove/Oven ElectricWasherWater Heater - Elect

Questions & Answers

This 3-bedroom, 3-bathroom townhouse at 3695 Scenic Hwy 98 is listed at $819,000 ($443/sqft). The estimated monthly payment is $4,665 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $285/month.

Key features include: Built in 2004, 3 stories. Interior Features: Breakfast Bar, Split Bedroom, Washer/Dryer Hookup. Exterior Features: Balcony.

This property is listed by Joseph A Rohne.

JR

Joseph A Rohne

License 3571563

Agent at EXP REALTY LLC

Listed by EXP REALTY LLC · Broker phone: (888) 883-8509 · View on Broker Site

MLS# 1011917· Source: Emerald Coast Association of Realtors· 47 days on PropertySimple

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

3695 Scenic Hwy 98 #401, Destin, FL 32541

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