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About This Home

This 2-bedroom, 2-bathroom single family at 4319 E Penrod Dr in Monticello, IN is listed for $295,000 ($355 per sqft). Built in 1940, the home offers 832 sqft of living space on a 0.16 acres lot.

Agent Description

Immaculately maintained and truly move-in ready, this charming lakefront cottage offers the perfect getaway! Thoughtfully updated throughout, it features a spacious kitchen and dining area ideal for entertaining, plus a generous living room that comfortably accommodates extra guests.

Enjoy the convenience of an on-demand water heater and modern upgrades throughout. Outside, lakeside living shines with a double electric boat lift topped by a large deck—perfect for soaking up the sun or enjoying evening views. Additional lakeside perks include a steel seawall, piers, and a handy storage shed.

On the roadside, unwind around the fire pit, relax under the covered deck, or make use of the garage for extra storage or lake toys. The fenced yard adds privacy and space for outdoor fun. Best of all? It’s being sold fully furnished—just bring your suitcase! A true turnkey cottage retreat you’ll love from day one.

Key Features

  • Built in 1940
  • 0.16 acre lot
  • Waterfront

Property Details

1 story
1 full, 1 half
1940

Amenities

Waterfront

Monthly Cost Estimate

$1,578/mo

20% down · 6.5% · 30 years

Principal$213
Interest$1,278
Insurance$86

Estimates only. Actual payments may vary.

Location

4319 E Penrod Dr

Monticello, IN 47960

Fair View / Fairview

Features & Amenities

Interior Features

Cable ReadyCeiling Fan(s)Deck CoveredDeck OpenDeck On WaterfrontDishwasherRefrigeratorBoat Lift-coveredBoat Lift-permanentWater Heater Electric

Exterior Features

FencePier/DockNone

Property Details

Parking

GarageGarage - Detached

Heating

Electric (Heating)Other (Heating)

Appliances

MicrowaveRangeRange - Electric

Questions & Answers

This 2-bedroom, 2-bathroom single family at 4319 E Penrod Dr is listed at $295,000 ($355/sqft). The estimated monthly payment is $1,278 based on 20% down at 6.5% interest.

Key features include: Built in 1940, 0.16 acre lot, Waterfront. Interior Features: Cable Ready, Ceiling Fan(s), Deck Covered. Exterior Features: Fence, Pier/Dock, None.

This property is listed by John Koppelmann, CRS, e-PRO, GRI, SRES and can be reached at 5748700688 or john@johnsellshomes.com.

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JS

John Koppelmann, CRS, e-PRO, GRI, SRES

Agent at Koppelmann Real Estate

(574) 870-0688

Listed by Koppelmann Real Estate · View on Broker Site

MLS# 202614130· Source: listhub· Updated 2 days ago

Copyright © 2026 White County Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

4319 E Penrod Dr, Monticello, IN 47960

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