About This Home

This 3-bedroom, 2-bathroom single family at 448 W 4th St in Loveland, CO is listed for $645,000 ($258 per sqft). Built in 1906, the home offers 2,504 sqft of living space on a 0.15 acres lot.

Key Features

  • Built in 1906
  • 0.15 acre lot
  • 2 stories

Property Details

2 stories
1 full
2-car garage
1906

Amenities

ViewA/C
Listing Description

This well-maintained, move-in ready home blends classic character with thoughtful upgrades, all in a prime location just steps from downtown! Featuring numerous improvements throughout, including durable James Hardie fiber cement siding, this two-story gem ensures long-term value and peace of mind.

Inside, the main level features well-defined living areas that connect seamlessly, creating a comfortable and functional everyday layout. The kitchen includes modern appliances, ample prep space, and generous storage that make cooking and hosting simple.

Two bedrooms on the main floor provide convenient options for guests, a home office, or hobbies. The entire upstairs has been freshly updated with new paint, flooring, and trim, along with a fully renovated bathroom showcasing new tile, shower door, and modern fixtures.

A newer stacked washer and dryer and an in-wall evaporative cooler also enhance daily comfort. This level offers a spacious bedroom area with a large walk-in closet and a loft, making it ideal as a private primary suite. Outside, the fenced backyard includes a concrete patio, alley access, and large gates, making it easy to bring in vehicles, store equipment, or create additional outdoor functionality.

The 20'x40' drive-through garage provides both alley and driveway access, plus a finished bonus room above complete with electricity and a mini-split, perfect for a creative studio, workshop, or hangout retreat. Enjoy quick access to parks, local shops, dining, and all the historic charm of downtown Loveland just minutes from your front door. No HOA!

Monthly Cost Estimate

$3,450/mo

20% down · 6.5% · 30 years

Principal$466
Interest$2,795
Insurance$188

Estimates only. Actual payments may vary.

Location

448 W 4th St

Loveland, CO 80537

Ten Brook

Features & Amenities

Interior Features

Separate Dining RoomNatural WoodworkWalk-In Closet(s)Washer/Dryer HookupHigh CeilingsCrown Molding

Exterior Features

Heated GarageDrive Through Garage

Property Details

Construction

Frame Stone Painted/Stained Concrete

Views

City

Outdoor Features

Patio

Parking

Open

Heating

BaseboardWall FurnaceRadiant

Cooling

Window Unit(s)Evaporative CoolingWall/Window Unit(s)

Appliances

Electric RangeDishwasherRefrigeratorWasherDryerMicrowaveDisposal

Questions & Answers

This 3-bedroom, 2-bathroom single family at 448 W 4th St is listed at $645,000 ($258/sqft). The estimated monthly payment is $3,449 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1906, 0.15 acre lot, 2 stories. Interior Features: Separate Dining Room, Natural Woodwork, Walk-In Closet(s). Exterior Features: Heated Garage, Drive Through Garage.

This property is listed by Heide Kay Fralic.

HF

Heide Kay Fralic

Agent at Kittle Real Estate

Listed by Kittle Real Estate · Broker phone: (970) 235-0705 · View on Broker Site · Broker website

MLS# 1061691· Source: IRES MLS· 136 days on PropertySimple

Copyright © 2026 IRES MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

448 W 4th St, Loveland, CO 80537

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