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About This Home

This 3-bedroom, 2-bathroom single family at 5524 S 39th Terrace in St Joseph, MO is listed for $209,900 ($141 per sqft). Built in 1975, the home offers 1,488 sqft of living space on a 0.36 acres lot.

Agent Description

Welcome to this charming 3 bed, 2 bath ranch, offering a functional layout with all level living, cozy fireplace and a two-car garage. The home offers a welcoming front porch and a patio just off the kitchen, ready for grilling and entertaining. A whole home generator adds extra piece of mind.

While the interior is ready for cosmetic updates, the home has been very well maintained-making it the perfect canvas to bring your vision to life. Nestled on a desirable corner lot with beautiful trees, this gem offers the perfect opportunity to make it your own! Don't miss out, schedule a showing today!

Key Features

  • Built in 1975
  • 0.36 acre lot
  • Fireplace

Property Details

2 full
1975

Amenities

Fireplace

Monthly Cost Estimate

$1,273/mo

20% down · 6.5% · 30 years

Principal$152
Interest$910
Insurance$61
HOA$150

Estimates only. Actual payments may vary.

Location

5524 S 39th Terrace

St Joseph, MO 64503

Features & Amenities

Interior Features

Ceiling Fan(s)

Property Details

Flooring

Carpet

Construction

Metal Siding

Pool Features

PatioPorch

Heating

Forced Air

Cooling

Electric

Appliances

DishwasherDisposalExhaust FanRefrigeratorElectric RangeWater Softener

Questions & Answers

This 3-bedroom, 2-bathroom single family at 5524 S 39th Terrace is listed at $209,900 ($141/sqft). The estimated monthly payment is $1,060 based on 20% down at 6.5% interest.

HOA fees are $150/month.

Key features include: Built in 1975, 0.36 acre lot, Fireplace. Interior Features: Ceiling Fan(s).

This property is listed by Angie Ziolkowski and can be reached at 8163873910 or angiez.dreamhome@yahoo.com.

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Angie Ziolkowski

Agent at Coldwell Banker General Property

(816) 387-3910

Listed by Coldwell Banker General Property · View on Broker Site

MLS# 2614515· Source: listhub· Updated 1 days ago

Copyright © 2026 Heartland Multiple Listing Service. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

5524 S 39th Terrace, St Joseph, MO 64503

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